Last update: Oct 2026

Cost of Living Comparison Between Cebu and Shkoder

For one person, living costs are similar in Cebu and in Shkoder: $918 and $961 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Shkoder
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Shkoder Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Shkoder

🇦🇱 Albania

$961

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Shkoder

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Shkoder actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $961 in Shkoder.

Cebu $918
Shkoder $961

Estimated couple costs with rent: $1,409 in Cebu versus $1,451 in Shkoder.

Cebu $1,409
Shkoder $1,451

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,941 in Shkoder.

Cebu $1,900
Shkoder $1,941

Living in Cebu costs roughly 5% less than in Shkoder, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Shkoder 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.94 ALL 720

-65.44%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$37.60 ALL 3,028

-35.59%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.04 ALL 487

-35.10%

Cappuccino

$2.51 ₱158

$1.88 ALL 152

33.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.85 ALL 149

-14.05%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.63 ALL 51.1

-15.87%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.82 ALL 147

-2.20%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.06 ALL 247

-29.08%

Milk (1 liter)

$1.92 ₱121

$1.89 ALL 152

1.59%

White Bread (500g)

$1.36 ₱85.4

$1.00 ALL 80.3

36.00%

Rice (white) (1kg)

$1.01 ₱63.5

$2.03 ALL 163

-50.25%

Eggs

$2.03 ₱128

$2.58 ALL 208

-21.32%

Local Cheese (1kg)

$9.86 ₱621

$7.26 ALL 585

35.81%

Chicken Fillets (1kg)

$4.39 ₱277

$5.03 ALL 405

-12.72%

Beef Round Steak (1kg)

$7.60 ₱479

$10.79 ALL 869

-29.56%

Apples (1kg)

$3.30 ₱208

$1.63 ALL 131

102.45%

Banana (1kg)

$1.39 ₱87.8

$2.22 ALL 178

-37.39%

Oranges (1kg)

$2.33 ₱147

$1.66 ALL 134

40.36%

Tomato (1kg)

$1.50 ₱94.3

$1.50 ALL 121

Potato (1kg)

$2.36 ₱149

$1.02 ALL 81.9

131.37%

Onion (1kg)

$1.90 ₱119

$1.24 ALL 100

53.23%

Lettuce (1 head)

$1.19 ₱74.9

$1.18 ALL 95.2

0.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.72 ALL 57.6

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.18 ALL 336

-28.23%

Wine (Bottle)

$6.03 ₱379

$6.26 ALL 504

-3.67%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.58 ALL 127

-22.15%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.75 ALL 141

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.49 ALL 39.24

-48.98%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$11.09 ALL 893

13.98%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.60 ALL 290

-78.61%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.87 ALL 311

-94.06%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.31 ALL 1,474

-75.64%

Gasoline (1 liter)

$1.31 ₱82.8

$2.24 ALL 180

-41.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.1K ALL 2.7M

-37.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.5K ALL 2.0M

-21.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$61.2 ALL 4,926

96.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.81 ALL 1,354

-16.72%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.27 ALL 1,391

59.47%

Gym Membership (Monthly)

$32.33 ₱2,035

$42.56 ALL 3,427

-24.04%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$12.07 ALL 972

-44.90%

Cinema Ticket

$5.65 ₱356

$7.39 ALL 595

-23.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$93.2 ALL 7,509

195.27%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,846 ALL 148.7K

328.95%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$49.08 ALL 3,952

0.51%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$12.44 ALL 1,002

102.89%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$72.2 ALL 5,818

6.53%

Men's Leather Business Shoes

$57.2 ₱3,601

$144 ALL 11.6K

-60.40%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$476 ALL 38.3K

4.96%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$305 ALL 24.6K

1.12%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$485 ALL 39.0K

122.44%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$407 ALL 32.7K

51.31%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,855 ALL 149.4K

55.57%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,213 ALL 97.7K

58.05%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$572 ALL 46.1K

-39.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

44.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Shkoder: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Shkoder

$305 31.8% 1.1% $3.4

Groceries & Markets

Cebu

$206 22.4%

Shkoder

$205 21.3% 0.4% $0.9

Monthly Utilities & Internet

Cebu

$162 17.6%

Shkoder

$95 9.9% 41.1% $67

Clothing & Footwear

Cebu

$94 10.2%

Shkoder

$125 13% 33.3% $31

Eating Out

Cebu

$88 9.6%

Shkoder

$137 14.3% 55.7% $49

Sport & Entertainment

Cebu

$44 4.8%

Shkoder

$57 6% 31.5% $14

Getting Around

Cebu

$16 1.7%

Shkoder

$36 3.7% 131% $20

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $476 in Shkoder. Housing cost is often the main lever when comparing two cities.

Shkoder pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $38.00 in Shkoder. Groceries flip the comparison at $206 vs $205, with Shkoder cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇦🇱 Shkoder

🕒 Local time

17:04 5:04 PM

11:04 11:04 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

77,075

💱 Currency

Philippine Peso PHP ₱

Albanian Lek ALL L

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ALL = 1.24 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Shkoder 10,400 km ≈ 14 h nonstop flight

From you

Cebu
Shkoder

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Shkoder: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 65% lower in Shkoder. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $476 in Shkoder. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $961 in Shkoder – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 14% less than in Shkoder. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $961 in Shkoder, a $1,500 budget is realistic in Cebu but tight or insufficient in Shkoder. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Shkoder, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Shkoder are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Shkoder. Beyond cost, consider language, visa policies, and how big the international community is in each city.