Last update: Oct 2026

Cost of Living Comparison Between Cebu and Shirvan

For one person, living is cheaper in Shirvan: $221 a month against $918 in Cebu, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Shirvan

🇦🇿 Azerbaijan

$221

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Shirvan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Shirvan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $221 in Shirvan.

Cebu $918
Shirvan $221

Estimated couple costs with rent: $1,409 in Cebu versus $354 in Shirvan.

Cebu $1,409
Shirvan $354

Monthly costs for a family of three with rent: $1,900 in Cebu versus $486 in Shirvan.

Cebu $1,900
Shirvan $486

Living in Cebu is roughly 315% more expensive than in Shirvan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Shirvan 84% lower.

Meal at Budget Restaurant

$3.09 ₱195

$8.88 ₼15.08

-65.20%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

$1.67 ₼2.83

50.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.28 ₼0.47

467.86%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.25 ₼0.43

112.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.75 ₼2.97

1.71%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.01 ₼5.12

-27.91%

Milk (1 liter)

$1.92 ₱121

$1.39 ₼2.36

38.13%

White Bread (500g)

$1.36 ₱85.5

$0.37 ₼0.62

267.57%

Rice (white) (1kg)

$1.01 ₱63.6

$1.16 ₼1.97

-12.93%

Eggs

$2.03 ₱128

$0.72 ₼1.23

181.94%

Local Cheese (1kg)

$9.86 ₱621

$2.30 ₼3.91

328.70%

Chicken Fillets (1kg)

$4.39 ₱277

$3.44 ₼5.84

27.62%

Beef Round Steak (1kg)

$7.60 ₱479

$7.50 ₼12.75

1.33%

Apples (1kg)

$3.30 ₱208

$0.61 ₼1.04

440.98%

Banana (1kg)

$1.39 ₱87.8

$0.90 ₼1.53

54.44%

Oranges (1kg)

$2.33 ₱147

$0.45 ₼0.77

417.78%

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

$0.23 ₼0.39

926.09%

Onion (1kg)

$1.90 ₱119

$0.30 ₼0.51

533.33%

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.45 ₼0.77

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.49 ₼2.53

101.34%

Wine (Bottle)

$6.03 ₱380

$2.68 ₼4.55

125.00%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.63 ₼2.77

-24.54%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$4.00 ₼6.80

-56.25%

One-way Ticket (Public Transport)

$0.25 ₱15.87

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.61 ₼1.04

-62.30%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$0.69 ₼1.18

89.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

Gym Membership (Monthly)

$32.33 ₱2,036

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

Men's Leather Business Shoes

$57.2 ₱3,603

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Shirvan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Shirvan

–

Groceries & Markets

Cebu

$206 22.4%

Shirvan

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Shirvan

–

Clothing & Footwear

Cebu

$94 10.2%

Shirvan

–

Eating Out

Cebu

$88 9.6%

Shirvan

–

Sport & Entertainment

Cebu

$44 4.8%

Shirvan

–

Getting Around

Cebu

$16 1.7%

Shirvan

–

Good to know

🇵🇭 Cebu

🇦🇿 Shirvan

🕒 Local time

01:30 1:30 AM

21:30 9:30 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

82,800

💱 Currency

Philippine Peso PHP ₱

Azerbaijani Manat AZN ₼

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

Exchange rates and currency converter

AZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Shirvan 8,000 km ≈ 10 h nonstop flight

From you

Cebu
Shirvan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Shirvan: Cost of Living - Frequently Asked Questions

Shirvan is cheaper overall, especially in groceries, clothing, and leisure. The 315% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $332 in Shirvan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 87% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $221 in Shirvan – a 315% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Shirvan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Shirvan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Shirvan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shirvan gentler on the wallet – expenses run 315% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.