Last update: Oct 2026

Cost of Living Comparison Between Cebu and Shchelkovo

For one person, living costs are similar in Cebu and in Shchelkovo: $915 and $912 a month, rent and utilities included.

44

Cost of Living Index in Cebu
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Cebu Living Index
46

Cost of Living Index in Shchelkovo
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Shchelkovo Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Shchelkovo

🇷🇺 Russia

$912

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Shchelkovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Shchelkovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $912 in Shchelkovo.

Cebu $915
Shchelkovo $912

Estimated couple costs with rent: $1,418 in Cebu versus $1,440 in Shchelkovo.

Cebu $1,418
Shchelkovo $1,440

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,969 in Shchelkovo.

Cebu $1,921
Shchelkovo $1,969

Monthly costs are close between Cebu and Shchelkovo; which city is cheaper depends on the spending category.

Both cities sit below the global median: Cebu 33% lower, Shchelkovo 33% lower.

Meal at Budget Restaurant

$3.05 ₱192

$6.01 ₽502

-49.25%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$30.10 ₽2,512

-20.27%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$7.70 ₽643

-48.18%

Cappuccino

$2.50 ₱157

$2.86 ₽239

-12.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.98 ₽82.0

57.14%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.60 ₽49.92

-16.67%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.94 ₽78.4

89.36%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.47 ₽123

47.62%

Milk (1 liter)

$2.00 ₱126

$0.94 ₽78.4

112.77%

White Bread (500g)

$1.37 ₱86.2

$0.87 ₽72.2

57.47%

Rice (white) (1kg)

$1.03 ₱64.9

$1.19 ₽99.2

-13.45%

Eggs

$2.03 ₱128

$1.62 ₽135

25.31%

Local Cheese (1kg)

$10.20 ₱642

$9.17 ₽766

11.23%

Chicken Fillets (1kg)

$4.45 ₱280

$5.14 ₽429

-13.42%

Beef Round Steak (1kg)

$7.67 ₱483

$11.94 ₽997

-35.76%

Apples (1kg)

$3.31 ₱208

$1.59 ₽132

108.18%

Banana (1kg)

$1.46 ₱91.8

$1.41 ₽118

3.55%

Oranges (1kg)

$2.32 ₱146

$1.61 ₽134

44.10%

Tomato (1kg)

$1.49 ₱94.0

$2.65 ₽221

-43.77%

Potato (1kg)

$2.34 ₱147

$0.72 ₽60.1

225.00%

Onion (1kg)

$1.94 ₱122

$0.40 ₽33.64

385.00%

Lettuce (1 head)

$1.16 ₱73.0

$1.47 ₽122

-21.09%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.40 ₽33.32

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.16 ₽180

38.43%

Wine (Bottle)

$6.24 ₱393

$7.13 ₽595

-12.48%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.78 ₽65.0

57.69%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.55 ₽129

11.61%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.49 ₽41.28

-53.06%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$2.44 ₽204

-67.62%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.20 ₽17.09

10.00%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$3.58 ₽299

26.82%

Gasoline (1 liter)

$1.32 ₱82.9

$0.88 ₽73.3

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$53.1K ₽4.4M

-60.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$40.6K ₽3.4M

-52.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$106 ₽8,811

12.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$3.71 ₽310

283.29%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$4.90 ₽409

460.61%

Gym Membership (Monthly)

$32.31 ₱2,034

$40.44 ₽3,375

-20.10%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$26.67 ₽2,226

-75.63%

Cinema Ticket

$5.40 ₱340

$6.21 ₽518

-13.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$183 ₽15.3K

50.62%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$3,642 ₽304.0K

115.98%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$42.86 ₽3,577

15.19%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$23.86 ₽1,991

3.02%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$147 ₽12.2K

-47.77%

Men's Leather Business Shoes

$58.9 ₱3,706

$119 ₽9,971

-50.73%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$516 ₽43.1K

-2.43%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$281 ₽23.4K

8.44%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$866 ₽72.2K

24.16%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$543 ₽45.3K

16.39%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$2,362 ₽197.1K

21.51%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,410 ₽117.7K

33.12%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

20.75

-65.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Shchelkovo: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Shchelkovo

$281 30.8% 7.8% $24

Groceries & Markets

Cebu

$210 22.9%

Shchelkovo

$189 20.8% 9.7% $20

Monthly Utilities & Internet

Cebu

$160 17.5%

Shchelkovo

$114 12.5% 28.7% $46

Clothing & Footwear

Cebu

$94 10.3%

Shchelkovo

$150 16.4% 58.9% $56

Eating Out

Cebu

$88 9.6%

Shchelkovo

$119 13.1% 36.1% $32

Sport & Entertainment

Cebu

$43 4.7%

Shchelkovo

$53 5.8% 22.6% $9.8

Getting Around

Cebu

$15 1.7%

Shchelkovo

$5.4 * 0.6% 64.1% $9.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $516 in Shchelkovo. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $30.00 in Shchelkovo. Groceries flip the comparison at $210 vs $189, with Shchelkovo cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇺 Shchelkovo

🕒 Local time

23:54 11:54 PM

18:54 6:54 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

Russian Ruble RUB ₽

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Shchelkovo 8,810 km ≈ 12 h nonstop flight

From you

Cebu
Shchelkovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Shchelkovo: Cost of Living - Frequently Asked Questions

You'd need roughly $1,372 in Cebu and $1,368 in Shchelkovo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $516 in Shchelkovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Shchelkovo – a meal for two runs $30.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $276 in Cebu versus $183 in Shchelkovo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $912 in Shchelkovo versus $915 in Cebu, a $1,500 budget is realistic in Shchelkovo but tight or insufficient in Cebu. The gap between the two cities makes Shchelkovo the clear choice for anyone on this budget.

For families, Shchelkovo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Shchelkovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Shchelkovo wins on affordability, Cebu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.