Last update: Oct 2026

Cost of Living Comparison Between Cebu and Shajapur

For one person, living is cheaper in Shajapur: $295 a month against $934 in Cebu, rent and utilities included – about $7,700 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
14

Cost of Living Index in Shajapur
Learn more

Shajapur Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Shajapur

🇮🇳 India

$295

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Shajapur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Shajapur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $295 in Shajapur.

Cebu $934
Shajapur $295

Estimated couple costs with rent: $1,423 in Cebu versus $467 in Shajapur.

Cebu $1,423
Shajapur $467

Monthly costs for a family of three with rent: $1,913 in Cebu versus $639 in Shajapur.

Cebu $1,913
Shajapur $639

Living in Cebu is roughly 216% more expensive than in Shajapur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 31% lower, Shajapur 78% lower.

Meal at Budget Restaurant

$3.79 ₱242

$1.02 ₹97.4

271.57%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

$4.67 ₹445

399.57%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$2.65 ₹253

48.68%

Cappuccino

$2.54 ₱163

$0.93 ₹88.4

173.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$0.37 ₹35.40

324.32%

Water (0.33 liter bottle)

$0.47 ₱29.82

$0.14 ₹13.16

235.71%

Local Beer (0.5 liter draught)

$1.77 ₱113

$1.34 ₹128

32.09%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$2.13 ₹203

4.23%

Milk (1 liter)

$1.90 ₱121

$0.67 ₹64.2

183.58%

White Bread (500g)

$1.36 ₱87.1

$0.41 ₹38.59

231.71%

Rice (white) (1kg)

$0.94 ₱59.8

$0.65 ₹61.9

44.62%

Eggs

$1.99 ₱127

$0.80 ₹76.5

148.75%

Local Cheese (1kg)

$9.70 ₱620

$3.27 ₹311

196.64%

Chicken Fillets (1kg)

$4.32 ₱276

$2.91 ₹277

48.45%

Beef Round Steak (1kg)

$7.51 ₱480

Apples (1kg)

$3.31 ₱211

$1.76 ₹168

88.07%

Banana (1kg)

$1.37 ₱87.5

$0.33 ₹31.89

315.15%

Oranges (1kg)

$2.34 ₱149

$0.52 ₹49.49

350.00%

Tomato (1kg)

$1.49 ₱95.4

$0.43 ₹41.34

246.51%

Potato (1kg)

$2.30 ₱147

$0.33 ₹31.45

596.97%

Onion (1kg)

$1.87 ₱120

$0.33 ₹31.67

466.67%

Lettuce (1 head)

$1.10 ₱70.3

$0.53 ₹50.1

107.55%

Water (1.5 liter bottle)

$0.63 ₱40.36

$0.31 ₹29.46

103.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$4.18 ₹398

-31.58%

Wine (Bottle)

$6.08 ₱389

$2.48 ₹236

145.16%

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

$1.55 ₹148

-18.06%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$2.11 ₹201

-18.48%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.03 ₹479

One-way Ticket (Public Transport)

$0.22 ₱13.99

$0.21 ₹20.19

4.76%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$8.11 ₹772

52.16%

Taxi Start (Normal Tariff)

$0.74 ₱47.53

$0.33 ₹31.84

124.24%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

$0.20 ₹19.04

10.00%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

$1.60 ₹152

167.50%

Gasoline (1 liter)

$1.31 ₱83.7

$1.04 ₹99.3

25.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$11.1K ₹1.1M

86.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$17.8K ₹1.7M

7.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

$25.97 ₹2,473

355.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,007

$2.07 ₹197

661.35%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

$7.21 ₹686

292.93%

Gym Membership (Monthly)

$32.94 ₱2,105

$14.14 ₹1,346

132.96%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$6.53 ₹622

-0.61%

Cinema Ticket

$5.45 ₱348

$2.04 ₹194

167.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$44.05 ₹4,195

525.97%

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

$931 ₹88.7K

736.63%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

$15.94 ₹1,518

202.26%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,564

$21.84 ₹2,079

12.04%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

$26.45 ₹2,519

184.61%

Men's Leather Business Shoes

$58.0 ₱3,707

$10.66 ₹1,015

444.28%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$121 ₹11.5K

295.04%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$77.1 ₹7,338

317.57%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

$271 ₹25.8K

255.60%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$186 ₹17.7K

236.19%

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

$954 ₹90.8K

377.33%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

$602 ₹57.3K

403.25%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$159 ₹15.2K

109.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.8

-18.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Shajapur: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Shajapur

$77 26.1% 76.1% $245

Groceries & Markets

Cebu

$204 21.8%

Shajapur

$80 27.2% 60.5% $123

Monthly Utilities & Internet

Cebu

$163 17.4%

Shajapur

$35 11.9% 78.3% $127

Eating Out

Cebu

$94 10.1%

Shajapur

$40 13.6% 57.2% $54

Clothing & Footwear

Cebu

$93 9.9%

Shajapur

$34 11.4% 63.6% $59

Sport & Entertainment

Cebu

$44 4.7%

Shajapur

$18 6.2% 58.4% $26

Getting Around

Cebu

$15 1.6%

Shajapur

$10 3.5% 31.7% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $121 in Shajapur. Housing cost is often the main lever when comparing two cities.

Cebu pays about 2.1 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23 in Cebu vs $5 in Shajapur for a mid-range dinner for two. Groceries echo the gap at $204 vs $80 per month, with Shajapur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Shajapur

🕒 Local time

21:50 9:50 PM

19:20 7:20 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

69,263

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Shajapur 5,250 km ≈ 7 h nonstop flight

From you

Cebu
Shajapur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Shajapur: Cost of Living - Frequently Asked Questions

Shajapur is cheaper overall, especially in groceries, clothing, and eating out. The 216% gap adds up to real monthly savings that compound significantly over time.

Average pay in Cebu is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $477 in Cebu versus $121 in Shajapur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $295 in Shajapur – a 216% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Shajapur runs roughly 34% less than in Cebu. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Either city works on $1,200 a month, though Shajapur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Shajapur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shajapur gentler on the wallet – expenses run 68% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.