Last update: Oct 2026

Cost of Living Comparison Between Cebu and Sfax

For one person, living is cheaper in Sfax: $620 a month against $934 in Cebu, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
31

Cost of Living Index in Sfax
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Sfax Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Sfax

🇹🇳 Tunisia

$620

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Sfax

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Sfax actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $620 in Sfax.

Cebu $934
Sfax $620

Estimated couple costs with rent: $1,415 in Cebu versus $975 in Sfax.

Cebu $1,415
Sfax $975

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,329 in Sfax.

Cebu $1,896
Sfax $1,329

Living in Cebu is roughly 51% more expensive than in Sfax, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Sfax 54% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.43 TND 10.25

-11.66%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$19.82 TND 59.2

18.47%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.03 TND 15.04

-18.69%

Cappuccino

$2.52 ₱158

$0.71 TND 2.11

254.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.58 TND 1.73

165.52%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.27 TND 0.82

81.48%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.56 TND 4.67

14.74%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.02 TND 6.04

11.88%

Milk (1 liter)

$1.95 ₱122

$0.50 TND 1.50

290.00%

White Bread (500g)

$1.43 ₱89.7

$0.24 TND 0.72

495.83%

Rice (white) (1kg)

$1.02 ₱63.8

$1.38 TND 4.12

-26.09%

Eggs

$2.06 ₱129

$1.56 TND 4.65

32.05%

Local Cheese (1kg)

$9.81 ₱615

$12.32 TND 36.81

-20.37%

Chicken Fillets (1kg)

$4.61 ₱289

$5.76 TND 17.20

-19.97%

Beef Round Steak (1kg)

$7.70 ₱483

$13.97 TND 41.75

-44.88%

Apples (1kg)

$3.31 ₱207

$1.77 TND 5.29

87.01%

Banana (1kg)

$1.45 ₱90.9

$3.08 TND 9.20

-52.92%

Oranges (1kg)

$2.36 ₱148

$1.04 TND 3.11

126.92%

Tomato (1kg)

$1.54 ₱96.4

$0.68 TND 2.05

126.47%

Potato (1kg)

$2.36 ₱148

$0.81 TND 2.42

191.36%

Onion (1kg)

$1.99 ₱125

$0.77 TND 2.30

158.44%

Lettuce (1 head)

$1.15 ₱72.1

$0.58 TND 1.72

98.28%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.35 TND 1.03

91.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.87 TND 11.55

-22.48%

Wine (Bottle)

$6.35 ₱398

$6.51 TND 19.44

-2.46%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.19 TND 3.57

10.08%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.04 TND 3.10

66.35%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.18 TND 0.55

38.89%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$9.98 TND 29.81

26.75%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.33 TND 1.00

124.24%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.34 TND 1.03

-38.24%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$7.56 TND 22.59

-42.72%

Gasoline (1 liter)

$1.33 ₱83.5

$0.83 TND 2.48

60.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$36.5K TND 109.2K

-40.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$34.9K TND 104.3K

-44.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$44.47 TND 133

171.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$9.43 TND 28.18

53.23%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$14.85 TND 44.37

90.51%

Gym Membership (Monthly)

$32.68 ₱2,050

$27.37 TND 81.8

19.40%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$7.32 TND 21.88

-12.70%

Cinema Ticket

$5.46 ₱342

$4.46 TND 13.31

22.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$98.6 TND 295

177.38%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$2,470 TND 7,379

230.24%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$42.94 TND 128

15.44%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$36.43 TND 109

-31.73%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$114 TND 340

-32.74%

Men's Leather Business Shoes

$59.3 ₱3,717

$66.2 TND 198

-10.50%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$194 TND 580

160.74%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$135 TND 405

128.38%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$340 TND 1,014

209.77%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$217 TND 650

184.62%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,020 TND 3,047

185.94%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$745 TND 2,227

150.57%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$327 TND 977

4.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.6

-47.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Sfax: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Sfax

$135 21.5% 56.2% $174

Groceries & Markets

Cebu

$210 22.7%

Sfax

$193 30.7% 8.2% $17

Monthly Utilities & Internet

Cebu

$163 17.7%

Sfax

$69 10.9% 57.9% $95

Clothing & Footwear

Cebu

$95 10.2%

Sfax

$117 18.6% 23.4% $22

Eating Out

Cebu

$88 9.6%

Sfax

$66 10.5% 25% $22

Sport & Entertainment

Cebu

$44 4.7%

Sfax

$36 5.8% 16.8% $7.3

Getting Around

Cebu

$15 1.7%

Sfax

$13 2% 17.3% $2.7

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $194 in Sfax. Housing cost is often the main lever when comparing two cities.

Cebu pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $20.00 in Sfax for a mid-range dinner for two. Groceries echo the gap at $210 vs $193 per month, with Sfax cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇳 Sfax

🕒 Local time

16:20 4:20 PM

09:20 9:20 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

955,421

💱 Currency

Philippine Peso PHP ₱

Tunisian Dinar TND د.ت

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 TND = 0.335 USD

1 TND = 0.298 EUR

Exchange rates and currency converter

TND, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Tunisian Dinar exchange rates as of October 10, 2026: 1 USD = 2.99 TND (1 TND = 0.335 USD). 1 EUR = 3.35 TND (1 TND = 0.298 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Sfax 11,390 km ≈ 15 h nonstop flight

From you

Cebu
Sfax

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Sfax: Cost of Living - Frequently Asked Questions

Sfax is cheaper overall, especially in groceries, eating out, and leisure. The 51% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 4% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $194 in Sfax. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $620 in Sfax – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sfax runs roughly 27% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Sfax gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sfax is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Sfax are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sfax gentler on the wallet – expenses run 51% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.