Last update: Oct 2026

Cost of Living Comparison Between Cebu and Say'un

For one person, living is cheaper in Say'un: $91.3 a month against $934 in Cebu, rent and utilities included – about $10,100 less a year. Rent and utilities account for about half of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Say'un

🇾🇪 Yemen

$91.3

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Say'un

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Say'un actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $91.3 in Say'un.

Cebu $934
Say'un $91.3

Estimated couple costs with rent: $1,415 in Cebu versus $151 in Say'un.

Cebu $1,415
Say'un $151

Monthly costs for a family of three with rent: $1,896 in Cebu versus $211 in Say'un.

Cebu $1,896
Say'un $211

Living in Cebu is roughly 923% more expensive than in Say'un, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Say'un 93% lower.

Meal at Budget Restaurant

$3.03 ₱190

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

Water (0.33 liter bottle)

$0.49 ₱30.98

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

White Bread (500g)

$1.43 ₱89.7

$1.12 YER 265

27.68%

Rice (white) (1kg)

$1.02 ₱63.8

$2.17 YER 512

-53.00%

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.18 YER 513

51.83%

Banana (1kg)

$1.45 ₱90.9

$2.14 YER 506

-32.24%

Oranges (1kg)

$2.36 ₱148

$2.19 YER 516

7.76%

Tomato (1kg)

$1.54 ₱96.4

$2.22 YER 524

-30.63%

Potato (1kg)

$2.36 ₱148

$2.18 YER 515

8.26%

Onion (1kg)

$1.99 ₱125

$2.15 YER 506

-7.44%

Lettuce (1 head)

$1.15 ₱72.1

$1.01 YER 238

13.86%

Water (1.5 liter bottle)

$0.67 ₱42.15

$1.02 YER 241

-34.31%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.45 YER 342

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Say'un: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Say'un

–

Groceries & Markets

Cebu

$210 22.7%

Say'un

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Say'un

–

Clothing & Footwear

Cebu

$95 10.2%

Say'un

–

Eating Out

Cebu

$88 9.6%

Say'un

–

Sport & Entertainment

Cebu

$44 4.7%

Say'un

–

Getting Around

Cebu

$15 1.7%

Say'un

–

Good to know

🇵🇭 Cebu

🇾🇪 Say'un

🕒 Local time

14:19 2:19 PM

09:19 9:19 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

48,037

💱 Currency

Philippine Peso PHP ₱

Yemeni Rial YER ﷼

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 YER = 4.24 USD

1,000 YER = 3.78 EUR

Exchange rates and currency converter

YER, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 13, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.29 PHP (100 PHP = 1.42 EUR).

Yemeni Rial exchange rates as of October 13, 2026: 1 USD = 236 YER (1,000 YER = 4.24 USD). 1 EUR = 264 YER (1,000 YER = 3.78 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Say'un 8,120 km ≈ 11 h nonstop flight

From you

Cebu
Say'un

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Say'un: Cost of Living - Frequently Asked Questions

Say'un is cheaper overall, especially in groceries, clothing, and eating out. The 923% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $137 in Say'un to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 132% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $91.3 in Say'un – a 923% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Say'un gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Say'un is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Say'un are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Say'un gentler on the wallet – expenses run 923% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.