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Cost of Living Comparison Between Cebu and Santiago City Cost of Living Comparison Between Cebu and Santiago City

๐Ÿ˜ Solo nomad: Cebu is 57.3% more expensive than Santiago City without rent, and 32.2% more expensive with rent.
๐Ÿ˜ Family of 3: Cebu is 27.1% more expensive than Santiago City without rent, and 31.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Cebu
Santiago City
Difference
Meal at Budget Restaurant
$4.55 โ‚ฑ271
$6.76 โ‚ฑ402
-32.69%
Three-Course Dinner for Two, Mid-Range
$24.29 โ‚ฑ1,444
$13.52 โ‚ฑ803
79.66%
Fast Food Meal (McDonalds, etc)
$4.49 โ‚ฑ267
$3.51 โ‚ฑ209
27.92%
Cappuccino
$2.51 โ‚ฑ149
$0.88 โ‚ฑ52.2
185.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 โ‚ฑ48.11
$0.81 โ‚ฑ48.43
-
Water (0.33 liter bottle)
$0.45 โ‚ฑ26.98
$0.31 โ‚ฑ18.31
45.16%
Local Beer (0.5 liter draught)
$1.58 โ‚ฑ94.0
$1.09 โ‚ฑ64.6
44.95%
Imported Beer (0.33 liter bottle)
$2.14 โ‚ฑ127
$1.75 โ‚ฑ104
22.29%
๐Ÿ›’ Groceries & Markets
Cebu
Santiago City
Difference
Milk (1 liter)
$2.31 โ‚ฑ137
$1.64 โ‚ฑ97.2
40.85%
White Bread (500g)
$1.56 โ‚ฑ92.7
$1.20 โ‚ฑ71.6
30.00%
Rice (white) (1kg)
$1.17 โ‚ฑ69.7
$0.77 โ‚ฑ45.50
51.95%
Eggs
$2.29 โ‚ฑ136
$1.54 โ‚ฑ91.3
48.70%
Local Cheese (1kg)
$13.04 โ‚ฑ775
$2.53 โ‚ฑ150
415.42%
Chicken Fillets (1kg)
$5.28 โ‚ฑ314
$3.28 โ‚ฑ195
60.98%
Beef Round Steak (1kg)
$7.80 โ‚ฑ464
$5.51 โ‚ฑ328
41.56%
Apples (1kg)
$3.59 โ‚ฑ213
$2.68 โ‚ฑ160
33.96%
Banana (1kg)
$1.52 โ‚ฑ90.1
$1.03 โ‚ฑ61.5
47.57%
Oranges (1kg)
$3.28 โ‚ฑ195
$0.73 โ‚ฑ43.19
349.32%
Tomato (1kg)
$2.21 โ‚ฑ132
$1.44 โ‚ฑ85.3
53.47%
Potato (1kg)
$2.55 โ‚ฑ152
$3.32 โ‚ฑ197
-23.19%
Onion (1kg)
$2.57 โ‚ฑ153
$1.14 โ‚ฑ67.5
125.44%
Lettuce (1 head)
$0.98 โ‚ฑ58.0
$0.81 โ‚ฑ48.14
20.99%
Water (1.5 liter bottle)
$0.78 โ‚ฑ46.32
$0.99 โ‚ฑ58.6
-21.21%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 โ‚ฑ193
$2.24 โ‚ฑ133
45.09%
Wine (Bottle)
$6.86 โ‚ฑ407
$4.03 โ‚ฑ240
70.22%
Local Beer (0.5 liter bottle)
$1.17 โ‚ฑ69.3
$1.03 โ‚ฑ61.5
13.59%
Imported Beer (0.33 liter bottle)
$2.28 โ‚ฑ135
$1.69 โ‚ฑ101
34.91%
๐ŸšŒ Getting Around
Cebu
Santiago City
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.42
$0.28 โ‚ฑ16.70
-7.14%
Public Transport Monthly Pass (Regular Price)
$14.80 โ‚ฑ879
-
-
Taxi Start (Normal Tariff)
$0.81 โ‚ฑ48.11
$0.83 โ‚ฑ49.12
-2.41%
Taxi (Normal Tariff) (1km)
$0.25 โ‚ฑ14.96
$0.13 โ‚ฑ7.54
92.31%
Taxi 1hour Waiting (Normal Tariff)
$2.58 โ‚ฑ154
$3.54 โ‚ฑ210
-27.12%
Gasoline (1 liter)
$1.10 โ‚ฑ65.3
$1.13 โ‚ฑ67.3
-2.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K โ‚ฑ1.8M
$22.3K โ‚ฑ1.3M
35.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K โ‚ฑ1.6M
$17.6K โ‚ฑ1.0M
55.57%
๐Ÿงพ Monthly Utilities & Internet
Cebu
Santiago City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 โ‚ฑ5,756
$73.2 โ‚ฑ4,353
32.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 โ‚ฑ2,005
$26.97 โ‚ฑ1,603
25.10%
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$22.87 โ‚ฑ1,359
29.95%
๐ŸŽ‰ Sport & Entertainment
Cebu
Santiago City
Difference
Gym Membership (Monthly)
$33.41 โ‚ฑ1,986
$33.67 โ‚ฑ2,001
-0.77%
Tennis Court (1 Hour on Weekend)
$8.22 โ‚ฑ489
$4.41 โ‚ฑ262
86.39%
Cinema Ticket
$5.78 โ‚ฑ343
$5.19 โ‚ฑ309
11.37%
๐Ÿงธ Childcare & Education
Cebu
Santiago City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 โ‚ฑ14.0K
$88.0 โ‚ฑ5,228
168.42%
International Primary School, 1 Child (Yearly)
$3,881 โ‚ฑ230.6K
$4,378 โ‚ฑ260.2K
-11.35%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cebu
Santiago City
Difference
Jeans (Levis 501 Or Similar)
$52.9 โ‚ฑ3,141
$41.96 โ‚ฑ2,493
25.98%
Summer Dress (H&M, Zara, etc)
$23.20 โ‚ฑ1,379
$23.47 โ‚ฑ1,395
-1.15%
Sport Shoes (Adidas, Nike)
$76.7 โ‚ฑ4,560
$52.3 โ‚ฑ3,108
46.71%
Men's Leather Business Shoes
$56.3 โ‚ฑ3,348
$39.35 โ‚ฑ2,338
43.15%
๐Ÿ  Accommodation & Living
Cebu
Santiago City
Difference
1-bedroom Apartment, City Center (Monthly)
$505 โ‚ฑ30.0K
$268 โ‚ฑ15.9K
88.35%
1-bedroom Apartment, Outside City Center (Monthly)
$217 โ‚ฑ12.9K
$178 โ‚ฑ10.6K
21.69%
3-bedroom Apartment, City Center (Monthly)
$807 โ‚ฑ47.9K
$596 โ‚ฑ35.4K
35.23%
3-bedroom Apartment, Outside City Center (Monthly)
$383 โ‚ฑ22.7K
$395 โ‚ฑ23.5K
-3.04%
Buy Apartment in City Center (m2)
$3,099 โ‚ฑ184.1K
$2,359 โ‚ฑ140.2K
31.35%
Buy Apartment Outside City Center (m2)
$1,967 โ‚ฑ116.9K
$957 โ‚ฑ56.9K
105.61%
๐Ÿ’ต Salaries & Financials
Cebu
Santiago City
Difference
Average Monthly Net Salary (After Tax)
$370 โ‚ฑ22.0K
$231 โ‚ฑ13.8K
59.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Santiago City: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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