Cost of Living Comparison Between Cebu and Santiago City Cost of Living Comparison Between Cebu and Santiago City

😐 Solo nomad: Cebu is 48.7% more expensive than Santiago City without rent, and 30% more expensive with rent.

😐 Family of 3: Cebu is 43.9% more expensive than Santiago City without rent, and 30.7% more expensive with rent.

Meal at Budget Restaurant

$4.46 ₱248

$6.8 ₱379

-34.41%

Three-Course Dinner for Two, Mid-Range

$23.59 ₱1,313

$13.44 ₱748

75.52%

Fast Food Meal (McDonalds, etc)

$4.54 ₱253

$3.45 ₱192

31.59%

Cappuccino

$2.65 ₱148

$0.92 ₱51.4

188.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 ₱46.77

$0.84 ₱46.63

Water (0.33 liter bottle)

$0.45 ₱25.1

$0.31 ₱17.15

45.16%

Local Beer (0.5 liter draught)

$1.52 ₱84.9

$1.08 ₱60.4

40.74%

Imported Beer (0.33 liter bottle)

$2.09 ₱116

$1.82 ₱101

14.84%

Milk (1 liter)

$2.31 ₱129

$1.65 ₱91.8

40.00%

White Bread (500g)

$1.57 ₱87.3

$1.26 ₱69.9

24.60%

Rice (white) (1kg)

$1.13 ₱62.9

$0.76 ₱42.55

48.68%

Eggs

$2.36 ₱131

$1.58 ₱87.9

49.37%

Local Cheese (1kg)

$12.95 ₱721

$2.6 ₱145

398.08%

Chicken Fillets (1kg)

$5.12 ₱285

$3.26 ₱182

57.06%

Beef Round Steak (1kg)

$7.61 ₱424

$5.51 ₱307

38.11%

Apples (1kg)

$3.63 ₱202

$2.67 ₱149

35.96%

Banana (1kg)

$1.47 ₱82

$1.07 ₱59.5

37.38%

Oranges (1kg)

$3.43 ₱191

$0.73 ₱40.48

369.86%

Tomato (1kg)

$2.25 ₱125

$1.42 ₱79.3

58.45%

Potato (1kg)

$2.53 ₱141

$3.29 ₱183

-23.10%

Onion (1kg)

$2.47 ₱137

$1.08 ₱60.1

128.70%

Lettuce (1 head)

$1 ₱55.8

$0.81 ₱45.28

23.46%

Water (1.5 liter bottle)

$0.82 ₱45.9

$0.94 ₱52.3

-12.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱181

$2.31 ₱129

40.69%

Wine (Bottle)

$6.68 ₱372

$4.08 ₱227

63.73%

Local Beer (0.5 liter bottle)

$1.17 ₱64.9

$1.04 ₱57.8

12.50%

Imported Beer (0.33 liter bottle)

$2.26 ₱126

$1.66 ₱92.4

36.14%

One-way Ticket (Public Transport)

$0.26 ₱14.34

$0.28 ₱15.7

-7.14%

Public Transport Monthly Pass (Regular Price)

$15.28 ₱851

Taxi Start (Normal Tariff)

$0.81 ₱45.31

$0.83 ₱46.47

-2.41%

Taxi (Normal Tariff) (1km)

$0.25 ₱14

$0.13 ₱7.31

92.31%

Taxi 1hour Waiting (Normal Tariff)

$2.72 ₱151

$3.46 ₱193

-21.39%

Gasoline (1 liter)

$1.13 ₱63.2

$1.14 ₱63.6

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K ₱1.6M

$21.7K ₱1.2M

35.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ₱1.5M

$17K ₱947.9K

60.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99 ₱5,512

$73.3 ₱4,079

35.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35 ₱1,949

$26.84 ₱1,494

30.40%

Internet (50+ Mbps, Unlimited Data)

$29.45 ₱1,640

$23.34 ₱1,300

26.18%

Gym Membership (Monthly)

$33.3 ₱1,854

$34.29 ₱1,909

-2.89%

Tennis Court (1 Hour on Weekend)

$8.33 ₱464

Cinema Ticket

$5.97 ₱332

$5.43 ₱302

9.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱12.7K

$88 ₱4,902

159.00%

International Primary School, 1 Child (Yearly)

$3,917 ₱218.1K

$4,328 ₱241K

-9.49%

Jeans (Levis 501 Or Similar)

$51.8 ₱2,884

$43.08 ₱2,399

20.24%

Summer Dress (H&M, Zara, etc)

$22.69 ₱1,263

$23.56 ₱1,312

-3.69%

Sport Shoes (Adidas, Nike)

$74.8 ₱4,163

$53.7 ₱2,988

39.32%

Men's Leather Business Shoes

$54.8 ₱3,049

$39.52 ₱2,200

38.56%

1-bedroom Apartment, City Center (Monthly)

$501 ₱27.9K

$264 ₱14.7K

89.70%

1-bedroom Apartment, Outside City Center (Monthly)

$214 ₱11.9K

$175 ₱9,763

22.01%

3-bedroom Apartment, City Center (Monthly)

$795 ₱44.3K

$578 ₱32.2K

37.57%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱21.8K

$395 ₱22K

-1.09%

Buy Apartment in City Center (m2)

$2,957 ₱164.6K

$2,259 ₱125.8K

30.89%

Buy Apartment Outside City Center (m2)

$1,052 ₱58.6K

Average Monthly Net Salary (After Tax)

$375 ₱20.9K

$233 ₱13K

60.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for Santiago City: October 28, 2025

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