Last update: Oct 2026

Cost of Living Comparison Between Cebu and Sanandaj

For one person, living is cheaper in Sanandaj: $400 a month against $918 in Cebu, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
20

Cost of Living Index in Sanandaj
Learn more

Sanandaj Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Sanandaj

🇮🇷 Iran

$400

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Sanandaj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Sanandaj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $400 in Sanandaj.

Cebu $918
Sanandaj $400

Estimated couple costs with rent: $1,409 in Cebu versus $660 in Sanandaj.

Cebu $1,409
Sanandaj $660

Monthly costs for a family of three with rent: $1,900 in Cebu versus $920 in Sanandaj.

Cebu $1,900
Sanandaj $920

Living in Cebu is roughly 130% more expensive than in Sanandaj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Sanandaj 70% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.32 $3.32

-6.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$15.92 $15.92

52.14%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.77 $3.77

3.98%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.51 $0.51

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.01 $1.01

Cappuccino

$2.51 ₱158

$0.97 $0.97

158.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.58 $0.58

174.14%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.08 $1.08

-50.93%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.74 $0.74

159.46%

White Bread (500g)

$1.36 ₱85.4

$0.68 $0.68

100.00%

Rice (white) (1kg)

$1.01 ₱63.5

$1.96 $1.96

-48.47%

Eggs

$2.03 ₱128

$1.01 $1.01

100.99%

Local Cheese (1kg)

$9.86 ₱621

$4.52 $4.52

118.14%

Chicken Fillets (1kg)

$4.39 ₱277

$2.68 $2.68

63.81%

Beef Round Steak (1kg)

$7.60 ₱479

$10.02 $10.02

-24.15%

Apples (1kg)

$3.30 ₱208

$1.12 $1.12

194.64%

Banana (1kg)

$1.39 ₱87.8

$1.45 $1.45

-4.14%

Oranges (1kg)

$2.33 ₱147

$0.82 $0.82

184.15%

Tomato (1kg)

$1.50 ₱94.3

$0.72 $0.72

108.33%

Potato (1kg)

$2.36 ₱149

$0.72 $0.72

227.78%

Onion (1kg)

$1.90 ₱119

$0.79 $0.79

140.51%

Lettuce (1 head)

$1.19 ₱74.9

$0.62 $0.62

91.94%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.34 $0.34

85.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.81 $0.81

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.54 $0.54

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.32 $1.32

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.60 $2.60

15.38%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.14 $0.14

78.57%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$9.46 $9.46

33.62%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.41 $0.41

87.80%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.31 $0.31

-25.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.63 $2.63

69.58%

Gasoline (1 liter)

$1.31 ₱82.8

$0.10 $0.10

1210.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$47.7K $47.7K

-55.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$37.5K $37.5K

-48.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$9.84 $9.84

1121.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.08 $3.08

354.55%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$3.42 $3.42

705.26%

Gym Membership (Monthly)

$32.33 ₱2,035

$5.84 $5.84

453.60%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$13.07 $13.07

-49.12%

Cinema Ticket

$5.65 ₱356

$1.02 $1.02

453.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$107 $107

158.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,619 $2,619

202.32%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$15.74 $15.74

213.41%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$28.24 $28.24

-10.62%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$63.0 $63.0

22.20%

Men's Leather Business Shoes

$57.2 ₱3,601

$71.8 $71.8

-20.28%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$156 $156

221.09%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$112 $112

174.68%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$333 $333

223.23%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$197 $197

211.87%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$791 $791

264.92%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$284 $284

574.30%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$258 $258

34.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Sanandaj: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Sanandaj

$112 28.1% 63.6% $196

Groceries & Markets

Cebu

$206 22.4%

Sanandaj

$115 28.7% 44.4% $91

Monthly Utilities & Internet

Cebu

$162 17.6%

Sanandaj

$16 4.1% 89.9% $145

Clothing & Footwear

Cebu

$94 10.2%

Sanandaj

$80 20.1% 14.4% $14

Eating Out

Cebu

$88 9.6%

Sanandaj

$56 14.1% 36.4% $32

Sport & Entertainment

Cebu

$44 4.8%

Sanandaj

$7.9 2% 82% $36

Getting Around

Cebu

$16 1.7%

Sanandaj

$12 3% 22.9% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $156 in Sanandaj. Housing cost is often the main lever when comparing two cities.

Cebu pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $16.00 in Sanandaj for a mid-range dinner for two. Groceries echo the gap at $206 vs $115 per month, with Sanandaj cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇷 Sanandaj

🕒 Local time

15:20 3:20 PM

10:50 10:50 AM

4 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

412,767

💱 Currency

Philippine Peso PHP ₱

USD USD

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PHP in detail →

On the map

Lowest

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Between locations

Cebu Sanandaj 8,160 km ≈ 11 h nonstop flight

From you

Cebu
Sanandaj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Sanandaj: Cost of Living - Frequently Asked Questions

Sanandaj is cheaper overall, especially in groceries, clothing, and eating out. The 130% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 34% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $156 in Sanandaj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $400 in Sanandaj – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sanandaj runs roughly 34% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Sanandaj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Sanandaj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Sanandaj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sanandaj gentler on the wallet – expenses run 130% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.