Cost of Living Comparison Between Cebu and San Fernando, La Union Cost of Living Comparison Between Cebu and San Fernando, La Union

😐 Solo nomad: Cebu is 36.8% more expensive than San Fernando, La Union without rent, and 24.6% more expensive with rent.

😐 Family of 3: Cebu is 29.3% more expensive than San Fernando, La Union without rent, and 29.8% more expensive with rent.

Meal at Budget Restaurant

$4.55 ₱271

$3.57 ₱212

27.45%

Three-Course Dinner for Two, Mid-Range

$24.29 ₱1,444

$17.39 ₱1,033

39.68%

Fast Food Meal (McDonalds, etc)

$4.49 ₱267

$3.36 ₱200

33.63%

Cappuccino

$2.51 ₱149

$2.44 ₱145

2.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₱48.11

$0.81 ₱48.29

Water (0.33 liter bottle)

$0.45 ₱26.98

$0.36 ₱21.46

25.00%

Local Beer (0.5 liter draught)

$1.58 ₱94.0

$1.36 ₱80.6

16.18%

Imported Beer (0.33 liter bottle)

$2.14 ₱127

$2.07 ₱123

3.38%

Milk (1 liter)

$2.31 ₱137

$2.98 ₱177

-22.48%

White Bread (500g)

$1.56 ₱92.7

$1.26 ₱74.8

23.81%

Rice (white) (1kg)

$1.17 ₱69.7

$0.94 ₱55.6

24.47%

Eggs

$2.29 ₱136

$2.06 ₱123

11.17%

Local Cheese (1kg)

$13.04 ₱775

$7.85 ₱467

66.11%

Chicken Fillets (1kg)

$5.28 ₱314

$4.34 ₱258

21.66%

Beef Round Steak (1kg)

$7.80 ₱464

Apples (1kg)

$3.59 ₱213

$2.98 ₱177

20.47%

Banana (1kg)

$1.52 ₱90.1

$1.58 ₱93.9

-3.80%

Oranges (1kg)

$3.28 ₱195

$2.71 ₱161

21.03%

Tomato (1kg)

$2.21 ₱132

$1.56 ₱92.9

41.67%

Potato (1kg)

$2.55 ₱152

$2.24 ₱133

13.84%

Onion (1kg)

$2.57 ₱153

$2.64 ₱157

-2.65%

Lettuce (1 head)

$0.98 ₱58.0

$1.11 ₱65.8

-11.71%

Water (1.5 liter bottle)

$0.78 ₱46.32

$0.76 ₱45.15

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 ₱193

$2.81 ₱167

15.66%

Wine (Bottle)

$6.86 ₱407

$6.81 ₱405

0.73%

Local Beer (0.5 liter bottle)

$1.17 ₱69.3

Imported Beer (0.33 liter bottle)

$2.28 ₱135

$2.02 ₱120

12.87%

One-way Ticket (Public Transport)

$0.26 ₱15.42

$0.26 ₱15.45

Public Transport Monthly Pass (Regular Price)

$14.80 ₱879

Taxi Start (Normal Tariff)

$0.81 ₱48.11

$0.79 ₱46.91

2.53%

Taxi (Normal Tariff) (1km)

$0.25 ₱14.96

$0.22 ₱13.06

13.64%

Taxi 1hour Waiting (Normal Tariff)

$2.58 ₱154

$2.15 ₱128

20.00%

Gasoline (1 liter)

$1.10 ₱65.3

$1.18 ₱70.2

-6.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K ₱1.8M

$26.6K ₱1.6M

13.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.6M

$20.7K ₱1.2M

31.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.9 ₱5,756

$115 ₱6,806

-15.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.74 ₱2,005

$32.48 ₱1,930

3.88%

Internet (50+ Mbps, Unlimited Data)

$29.72 ₱1,766

$27.00 ₱1,605

10.07%

Gym Membership (Monthly)

$33.41 ₱1,986

$13.18 ₱784

153.49%

Tennis Court (1 Hour on Weekend)

$8.22 ₱489

$4.51 ₱268

82.26%

Cinema Ticket

$5.78 ₱343

$5.89 ₱350

-1.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 ₱14.0K

$153 ₱9,073

54.70%

International Primary School, 1 Child (Yearly)

$3,881 ₱230.6K

$5,722 ₱340.1K

-32.18%

Jeans (Levis 501 Or Similar)

$52.9 ₱3,141

$46.43 ₱2,759

13.85%

Summer Dress (H&M, Zara, etc)

$23.20 ₱1,379

$26.87 ₱1,597

-13.66%

Sport Shoes (Adidas, Nike)

$76.7 ₱4,560

$35.51 ₱2,111

116.08%

Men's Leather Business Shoes

$56.3 ₱3,348

$39.66 ₱2,357

42.03%

1-bedroom Apartment, City Center (Monthly)

$505 ₱30.0K

$131 ₱7,760

286.91%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱12.9K

$122 ₱7,234

78.21%

3-bedroom Apartment, City Center (Monthly)

$807 ₱47.9K

$248 ₱14.8K

224.91%

3-bedroom Apartment, Outside City Center (Monthly)

$383 ₱22.7K

$212 ₱12.6K

80.85%

Buy Apartment in City Center (m2)

$3,099 ₱184.1K

$2,346 ₱139.4K

32.09%

Buy Apartment Outside City Center (m2)

$1,967 ₱116.9K

$956 ₱56.8K

105.66%

Average Monthly Net Salary (After Tax)

$370 ₱22.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for San Fernando, La Union: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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