Cost of Living Comparison Between Cebu and San Fernando, La Union Cost of Living Comparison Between Cebu and San Fernando, La Union

😐 Solo nomad: Cebu is 17.9% more expensive than San Fernando, La Union without rent, and 24.8% more expensive with rent.
😐 Family of 3: Cebu is 20.3% more expensive than San Fernando, La Union without rent, and 32.1% more expensive with rent.
Currency
🍽 Eating Out
Cebu
San Fernando, La Union
Difference
Meal at Budget Restaurant
$4.46 β‚±248
$3.56 β‚±198
25.28%
Three-Course Dinner for Two, Mid-Range
$23.59 β‚±1,313
$18.02 β‚±1,003
30.91%
Fast Food Meal (McDonalds, etc)
$4.54 β‚±253
$3.28 β‚±183
38.41%
Cappuccino
$2.65 β‚±148
$2.37 β‚±132
11.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.84 β‚±46.77
$0.77 β‚±43.14
9.09%
Water (0.33 liter bottle)
$0.45 β‚±25.1
$0.36 β‚±20.26
25.00%
Local Beer (0.5 liter draught)
$1.52 β‚±84.9
$1.29 β‚±71.9
17.83%
Imported Beer (0.33 liter bottle)
$2.09 β‚±116
$2.19 β‚±122
-4.57%
πŸ›’ Groceries & Markets
Cebu
San Fernando, La Union
Difference
Milk (1 liter)
$2.31 β‚±129
$3.06 β‚±170
-24.51%
White Bread (500g)
$1.57 β‚±87.3
$1.26 β‚±70.1
24.60%
Rice (white) (1kg)
$1.13 β‚±62.9
$1.01 β‚±56.3
11.88%
Eggs
$2.36 β‚±131
$2.1 β‚±117
12.38%
Local Cheese (1kg)
$12.95 β‚±721
$8.22 β‚±458
57.54%
Chicken Fillets (1kg)
$5.12 β‚±285
$4.37 β‚±243
17.16%
Beef Round Steak (1kg)
$7.61 β‚±424
$7.67 β‚±427
-0.78%
Apples (1kg)
$3.63 β‚±202
$2.89 β‚±161
25.61%
Banana (1kg)
$1.47 β‚±82
$1.59 β‚±88.8
-7.55%
Oranges (1kg)
$3.43 β‚±191
$2.7 β‚±150
27.04%
Tomato (1kg)
$2.25 β‚±125
$1.61 β‚±89.4
39.75%
Potato (1kg)
$2.53 β‚±141
$2.24 β‚±125
12.95%
Onion (1kg)
$2.47 β‚±137
$2.51 β‚±140
-1.59%
Lettuce (1 head)
$1 β‚±55.8
$1.06 β‚±59
-5.66%
Water (1.5 liter bottle)
$0.82 β‚±45.9
$0.71 β‚±39.63
15.49%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 β‚±181
$2.87 β‚±160
13.24%
Wine (Bottle)
$6.68 β‚±372
$6.95 β‚±387
-3.88%
Local Beer (0.5 liter bottle)
$1.17 β‚±64.9
$1.2 β‚±67.1
-2.50%
Imported Beer (0.33 liter bottle)
$2.26 β‚±126
$2.05 β‚±114
10.24%
🚌 Getting Around
Cebu
San Fernando, La Union
Difference
One-way Ticket (Public Transport)
$0.26 β‚±14.34
$0.28 β‚±15.6
-7.14%
Public Transport Monthly Pass (Regular Price)
$15.28 β‚±851
-
-
Taxi Start (Normal Tariff)
$0.81 β‚±45.31
$0.82 β‚±45.89
-1.22%
Taxi (Normal Tariff) (1km)
$0.25 β‚±14
$0.24 β‚±13.38
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.72 β‚±151
$2.18 β‚±122
24.77%
Gasoline (1 liter)
$1.13 β‚±63.2
$1.18 β‚±66
-4.24%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K β‚±1.6M
$26.2K β‚±1.5M
12.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K β‚±1.5M
$20.3K β‚±1.1M
34.46%
🧾 Monthly Utilities & Internet
Cebu
San Fernando, La Union
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99 β‚±5,512
$110 β‚±6,139
-10.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35 β‚±1,949
$32.74 β‚±1,823
6.90%
Internet (50+ Mbps, Unlimited Data)
$29.45 β‚±1,640
$27.87 β‚±1,552
5.67%
πŸŽ‰ Sport & Entertainment
Cebu
San Fernando, La Union
Difference
Gym Membership (Monthly)
$33.3 β‚±1,854
$13.25 β‚±738
151.32%
Tennis Court (1 Hour on Weekend)
$8.33 β‚±464
-
-
Cinema Ticket
$5.97 β‚±332
$6.02 β‚±335
-0.83%
🧸 Childcare & Education
Cebu
San Fernando, La Union
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$228 β‚±12.7K
$152 β‚±8,449
50.27%
International Primary School, 1 Child (Yearly)
$3,917 β‚±218.1K
$5,713 β‚±318.1K
-31.44%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Cebu
San Fernando, La Union
Difference
Jeans (Levis 501 Or Similar)
$51.8 β‚±2,884
$45.92 β‚±2,557
12.80%
Summer Dress (H&M, Zara, etc)
$22.69 β‚±1,263
$27 β‚±1,503
-15.96%
Sport Shoes (Adidas, Nike)
$74.8 β‚±4,163
$35.22 β‚±1,961
112.27%
Men's Leather Business Shoes
$54.8 β‚±3,049
$40.65 β‚±2,263
34.71%
🏠 Accommodation & Living
Cebu
San Fernando, La Union
Difference
1-bedroom Apartment, City Center (Monthly)
$501 β‚±27.9K
$132 β‚±7,324
280.82%
1-bedroom Apartment, Outside City Center (Monthly)
$214 β‚±11.9K
$123 β‚±6,845
74.01%
3-bedroom Apartment, City Center (Monthly)
$795 β‚±44.3K
$252 β‚±14K
215.66%
3-bedroom Apartment, Outside City Center (Monthly)
$391 β‚±21.8K
$211 β‚±11.7K
85.79%
Buy Apartment in City Center (m2)
$2,957 β‚±164.6K
$2,607 β‚±145.1K
13.42%
Buy Apartment Outside City Center (m2)
$1,052 β‚±58.6K
-
-
πŸ’΅ Salaries & Financials
Cebu
San Fernando, La Union
Difference
Average Monthly Net Salary (After Tax)
$375 β‚±20.9K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 29, 2025

Last update for San Fernando, La Union: October 27, 2025

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