Last update: Oct 2026

Cost of Living Comparison Between Cebu and Saint Sampson

For one person, living is cheaper in Cebu: $934 a month against $2,283 in Saint Sampson, rent and utilities included – about $16,200 less a year. Higher rent and utilities in Saint Sampson outweigh lower spending on other living expenses.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Saint Sampson

🇬🇬 Guernsey

$2,283

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Saint Sampson

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Saint Sampson actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $2,283 in Saint Sampson.

Cebu $934
Saint Sampson $2,283

Estimated couple costs with rent: $1,415 in Cebu versus $1,674 in Saint Sampson.

Cebu $1,415
Saint Sampson $1,674

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,066 in Saint Sampson.

Cebu $1,896
Saint Sampson $1,066

Living in Cebu costs roughly 59% less than in Saint Sampson, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 30% below, Saint Sampson is 70% above.

Meal at Budget Restaurant

$3.03 ₱190

$14.52 GGP 10.99

-79.13%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$78.4 GGP 59.3

-70.05%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$9.16 GGP 6.94

-55.35%

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.00 GGP 1.51

-23.00%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.29 GGP 0.97

-62.02%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$1.63 GGP 1.24

19.63%

White Bread (500g)

$1.43 ₱89.7

Rice (white) (1kg)

$1.02 ₱63.8

Eggs

$2.06 ₱129

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$4.61 ₱289

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

Banana (1kg)

$1.45 ₱90.9

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

Potato (1kg)

$2.36 ₱148

Onion (1kg)

$1.99 ₱125

Lettuce (1 head)

$1.15 ₱72.1

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.63 GGP 1.23

-84.66%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$39.46 GGP 29.87

-89.03%

Gasoline (1 liter)

$1.33 ₱83.5

$2.22 GGP 1.68

-40.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

$90.9 GGP 68.8

-64.06%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$84.5 GGP 64.0

-9.37%

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,958 GGP 1,482

-74.17%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,957 GGP 1,482

-84.19%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$2,898 GGP 2,194

-88.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

44.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Saint Sampson: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Saint Sampson

–

Groceries & Markets

Cebu

$210 22.7%

Saint Sampson

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Saint Sampson

–

Clothing & Footwear

Cebu

$95 10.2%

Saint Sampson

–

Eating Out

Cebu

$88 9.6%

Saint Sampson

–

Sport & Entertainment

Cebu

$44 4.7%

Saint Sampson

–

Getting Around

Cebu

$15 1.7%

Saint Sampson

–

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,958 in Saint Sampson. Housing cost is often the main lever when comparing two cities.

Saint Sampson pays 750% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $78.0 in Saint Sampson. Groceries flip the comparison at $210 vs $16.00, with Saint Sampson cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇬🇬 Saint Sampson

🕒 Local time

17:01 5:01 PM

10:01 10:01 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

8,966

💱 Currency

Philippine Peso PHP ₱

Guernsey Pound GGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 GGP = 1.32 USD

1 GGP = 1.18 EUR

Exchange rates and currency converter

GGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.849 GGP (1 GGP = 1.18 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Saint Sampson 11,580 km ≈ 15 h nonstop flight

From you

Cebu
Saint Sampson

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Saint Sampson: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out and leisure. The 144% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 750% lower in Saint Sampson. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $1,958 in Saint Sampson. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Saint Sampson pay roughly 1189% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $78.0 in Saint Sampson. If you eat out regularly, this makes a real dent in your monthly spending.

At $934 in Cebu versus $2,283 in Saint Sampson, a $1,500 budget is realistic in Cebu but tight or insufficient in Saint Sampson. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saint Sampson, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Saint Sampson are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 144% less than in Saint Sampson. Beyond cost, consider language, visa policies, and how big the international community is in each city.