Last update: Oct 2026

Cost of Living Comparison Between Cebu and Roche Terre

For one person, living is cheaper in Roche Terre: $618 a month against $918 in Cebu, rent and utilities included – about $3,600 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
30

Cost of Living Index in Roche Terre
Learn more

Roche Terre Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Roche Terre

🇲🇺 Mauritius

$618

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Roche Terre

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Roche Terre actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $618 in Roche Terre.

Cebu $918
Roche Terre $618

Estimated couple costs with rent: $1,409 in Cebu versus $1,037 in Roche Terre.

Cebu $1,409
Roche Terre $1,037

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,456 in Roche Terre.

Cebu $1,900
Roche Terre $1,456

Living in Cebu is roughly 49% more expensive than in Roche Terre, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Roche Terre 54% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.63 MUR 265

-45.12%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.48 MUR 1,812

-37.06%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.57 MUR 356

-48.22%

Cappuccino

$2.51 ₱158

$2.57 MUR 121

-2.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.18 MUR 55.6

34.75%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.63 MUR 29.76

-15.87%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.67 MUR 126

-33.33%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.77 MUR 225

-54.51%

Milk (1 liter)

$1.92 ₱121

$1.53 MUR 72.2

25.49%

White Bread (500g)

$1.36 ₱85.4

$0.74 MUR 34.78

83.78%

Rice (white) (1kg)

$1.01 ₱63.5

$1.10 MUR 51.8

-8.18%

Eggs

$2.03 ₱128

$2.58 MUR 122

-21.32%

Local Cheese (1kg)

$9.86 ₱621

$5.24 MUR 247

88.17%

Chicken Fillets (1kg)

$4.39 ₱277

$6.26 MUR 295

-29.87%

Beef Round Steak (1kg)

$7.60 ₱479

$11.39 MUR 536

-33.27%

Apples (1kg)

$3.30 ₱208

$2.73 MUR 128

20.88%

Banana (1kg)

$1.39 ₱87.8

$2.60 MUR 123

-46.54%

Oranges (1kg)

$2.33 ₱147

$1.43 MUR 67.6

62.94%

Tomato (1kg)

$1.50 ₱94.3

$2.87 MUR 135

-47.74%

Potato (1kg)

$2.36 ₱149

$1.01 MUR 47.38

133.66%

Onion (1kg)

$1.90 ₱119

$0.95 MUR 44.62

100.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.73 MUR 34.41

63.01%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.84 MUR 39.34

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.24 MUR 294

-51.92%

Wine (Bottle)

$6.03 ₱379

$8.41 MUR 396

-28.30%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.67 MUR 78.7

-26.35%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.36 MUR 111

-25.85%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.17 MUR 196

-81.53%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.22 MUR 151

-92.86%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$20.99 MUR 988

-78.75%

Gasoline (1 liter)

$1.31 ₱82.8

$1.33 MUR 62.6

-1.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$35.9K MUR 1.7M

-40.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.3K MUR 1.4M

-36.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$44.83 MUR 2,110

168.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.40 MUR 490

34.62%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.86 MUR 1,359

-4.57%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$6.39 MUR 301

-11.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$128 MUR 6,020

115.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,676 MUR 361.4K

3.16%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$77.6 MUR 3,654

-36.45%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$73.0 MUR 3,437

-65.43%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$121 MUR 5,692

-36.34%

Men's Leather Business Shoes

$57.2 ₱3,601

$75.8 MUR 3,567

-24.51%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.67

7.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Roche Terre: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Roche Terre

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Roche Terre

$216 34.9% 4.8% $9.8

Monthly Utilities & Internet

Cebu

$162 17.6%

Roche Terre

$84 13.6% 48% $78

Clothing & Footwear

Cebu

$94 10.2%

Roche Terre

$156 25.3% 66.4% $62

Eating Out

Cebu

$88 9.6%

Roche Terre

$129 20.8% 45.8% $40

Sport & Entertainment

Cebu

$44 4.8%

Roche Terre

$13 * 2.1% 70.7% $31

Getting Around

Cebu

$16 1.7%

Roche Terre

$20 * 3.3% 30.1% $4.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $38.00 in Roche Terre for a mid-range dinner for two. Groceries echo the gap at $206 vs $216 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇺 Roche Terre

🕒 Local time

01:38 1:38 AM

21:38 9:38 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

3,199

💱 Currency

Philippine Peso PHP ₱

Mauritian Rupee MUR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MUR = 2.12 USD

100 MUR = 1.89 EUR

Exchange rates and currency converter

MUR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Mauritian Rupee exchange rates as of October 18, 2026: 1 USD = 47.08 MUR (100 MUR = 2.12 USD). 1 EUR = 52.93 MUR (100 MUR = 1.89 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Roche Terre 7,990 km ≈ 10 h nonstop flight

From you

Cebu
Roche Terre

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Roche Terre: Cost of Living - Frequently Asked Questions

Roche Terre is cheaper overall, especially in leisure and utilities. The 49% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $927 in Roche Terre to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $618 in Roche Terre – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Roche Terre gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Roche Terre is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Roche Terre are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Roche Terre gentler on the wallet – expenses run 49% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.