Last update: Oct 2026

Cost of Living Comparison Between Cebu and Qusar

For one person, living is cheaper in Qusar: $741 a month against $918 in Cebu, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
36

Cost of Living Index in Qusar
Learn more

Qusar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Qusar

🇦🇿 Azerbaijan

$741

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Qusar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Qusar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $741 in Qusar.

Cebu $918
Qusar $741

Estimated couple costs with rent: $1,409 in Cebu versus $1,110 in Qusar.

Cebu $1,409
Qusar $1,110

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,480 in Qusar.

Cebu $1,900
Qusar $1,480

Living in Cebu is roughly 24% more expensive than in Qusar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Qusar 45% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.85 ₼13.34

-60.64%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,519

$17.93 ₼30.48

35.08%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$8.25 ₼14.03

-52.48%

Cappuccino

$2.51 ₱157

$1.72 ₼2.92

45.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.8

$0.68 ₼1.16

133.82%

Water (0.33 liter bottle)

$0.53 ₱33.31

$0.25 ₼0.42

112.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.51 ₼2.56

17.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.79 ₼3.05

21.23%

Milk (1 liter)

$1.92 ₱120

$0.90 ₼1.52

113.33%

White Bread (500g)

$1.36 ₱85.1

$0.30 ₼0.52

353.33%

Rice (white) (1kg)

$1.01 ₱63.3

$1.45 ₼2.46

-30.34%

Eggs

$2.03 ₱127

$1.11 ₼1.88

82.88%

Local Cheese (1kg)

$9.86 ₱619

$3.70 ₼6.28

166.49%

Chicken Fillets (1kg)

$4.39 ₱276

$3.21 ₼5.46

36.76%

Beef Round Steak (1kg)

$7.60 ₱477

$6.94 ₼11.80

9.51%

Apples (1kg)

$3.30 ₱207

$0.45 ₼0.77

633.33%

Banana (1kg)

$1.39 ₱87.4

$1.50 ₼2.55

-7.33%

Oranges (1kg)

$2.33 ₱146

$1.21 ₼2.06

92.56%

Tomato (1kg)

$1.50 ₱93.9

$1.79 ₼3.04

-16.20%

Potato (1kg)

$2.36 ₱148

$0.23 ₼0.39

926.09%

Onion (1kg)

$1.90 ₱119

$0.60 ₼1.02

216.67%

Lettuce (1 head)

$1.19 ₱74.6

$0.19 ₼0.32

526.32%

Water (1.5 liter bottle)

$0.63 ₱39.56

$0.34 ₼0.57

85.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$2.90 ₼4.92

3.45%

Wine (Bottle)

$6.03 ₱378

$9.05 ₼15.38

-33.37%

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

$1.49 ₼2.54

-17.45%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.82 ₼4.79

-37.94%

One-way Ticket (Public Transport)

$0.25 ₱15.80

$0.25 ₼0.43

Public Transport Monthly Pass (Regular Price)

$12.64 ₱792

$11.98 ₼20.36

5.51%

Taxi Start (Normal Tariff)

$0.77 ₱48.43

$1.16 ₼1.97

-33.62%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.47

$0.61 ₼1.04

-62.30%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱279

$2.36 ₼4.02

88.98%

Gasoline (1 liter)

$1.31 ₱82.5

$0.61 ₼1.03

114.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$19.3K ₼32.8K

9.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.6K ₼35.0K

-7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,540

$46.69 ₼79.4

157.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱878

$11.28 ₼19.16

24.11%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,727

$11.72 ₼19.93

134.98%

Gym Membership (Monthly)

$32.33 ₱2,028

$19.91 ₼33.84

62.38%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

$11.97 ₼20.35

-44.44%

Cinema Ticket

$5.65 ₱354

$6.05 ₼10.28

-6.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$69.3 ₼118

297.22%

International Primary School, 1 Child (Yearly)

$7,918 ₱496.6K

$3,507 ₼5,959

125.81%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,094

$41.66 ₼70.8

18.41%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,583

$41.69 ₼70.9

-39.46%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,827

$104 ₼178

-26.32%

Men's Leather Business Shoes

$57.2 ₱3,587

$69.6 ₼118

-17.76%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.3K

$337 ₼573

48.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$250 ₼425

23.35%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.6K

$491 ₼835

119.50%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$394 ₼670

56.01%

Buy Apartment in City Center (m2)

$2,886 ₱181.0K

$1,403 ₼2,384

105.77%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.2K

$1,215 ₼2,066

57.69%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

$423 ₼719

-18.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.85

-8.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Qusar: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Qusar

$250 33.8% 18.9% $58

Groceries & Markets

Cebu

$206 22.4%

Qusar

$133 18% 35.3% $73

Monthly Utilities & Internet

Cebu

$162 17.6%

Qusar

$70 9.4% 56.9% $92

Clothing & Footwear

Cebu

$94 10.2%

Qusar

$116 15.6% 23.3% $22

Eating Out

Cebu

$88 9.6%

Qusar

$123 16.6% 39.4% $35

Sport & Entertainment

Cebu

$44 4.8%

Qusar

$32 4.3% 26.6% $12

Getting Around

Cebu

$16 1.7%

Qusar

$17 2.3% 10.4% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $337 in Qusar. Housing cost is often the main lever when comparing two cities.

Qusar pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $18.00 in Qusar for a mid-range dinner for two. Groceries echo the gap at $206 vs $133 per month, with Qusar cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇿 Qusar

🕒 Local time

09:07 9:07 AM

05:07 5:07 AM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

18,600

💱 Currency

Philippine Peso PHP ₱

Azerbaijani Manat AZN ₼

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 AZN = 0.588 USD

1 AZN = 0.526 EUR

Exchange rates and currency converter

AZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

Azerbaijani Manat exchange rates as of October 14, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.9 AZN (1 AZN = 0.526 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Qusar 8,040 km ≈ 11 h nonstop flight

From you

Cebu
Qusar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Qusar: Cost of Living - Frequently Asked Questions

Qusar is cheaper overall, especially in groceries, leisure, and utilities. The 24% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 22% lower in Qusar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $337 in Qusar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $741 in Qusar – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Qusar runs roughly 6% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Qusar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Qusar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Qusar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Qusar gentler on the wallet – expenses run 24% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.