For one person, living is cheaper in Qom: $436 a month against $918 in Cebu, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Qom actually costs, broken down by who's living it.
Monthly costs for one person with rent: $918 in Cebu versus $436 in Qom.
Cebu $918
Qom $436
Estimated couple costs with rent: $1,409 in Cebu versus $843 in Qom.
Cebu $1,409
Qom $843
Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,250 in Qom.
Cebu $1,900
Qom $1,250
🌍
Living in Cebu is roughly 110% more expensive than in Qom, and outside of rent the biggest gap is in groceries.
📊
Both cities sit below the global median: Cebu32% lower, Qom68% lower.
Currency
No currencies found
🍽 Eating Out
Cebu
Qom
Difference
Meal at Budget Restaurant
$3.09₱194
$2.94$2.94
5.10%
Three-Course Dinner for Two, Mid-Range
$24.22₱1,525
$17.19$17.19
40.90%
Fast Food Meal(McDonalds, etc)
$3.92₱247
$4.04$4.04
-2.97%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$0.52$0.52
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.52$1.52
-
Cappuccino
$2.51₱158
$1.03$1.03
143.69%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.59₱100
$0.42$0.42
278.57%
Water(0.33 liter bottle)
$0.53₱33.43
$1.66$1.66
-68.07%
Local Beer(0.5 liter draught)
$1.78₱112
-
-
Imported Beer(0.33 liter bottle)
$2.17₱137
-
-
🛒 Groceries & Markets
Cebu
Qom
Difference
Milk(1 liter)
$1.92₱121
$0.53$0.53
262.26%
White Bread(500g)
$1.36₱85.4
$0.56$0.56
142.86%
Rice(white)(1kg)
$1.01₱63.5
$1.70$1.70
-40.59%
Eggs
$2.03₱128
$1.06$1.06
91.51%
Local Cheese(1kg)
$9.86₱621
$2.77$2.77
255.96%
Chicken Fillets(1kg)
$4.39₱277
$3.24$3.24
35.49%
Beef Round Steak(1kg)
$7.60₱479
$7.37$7.37
3.12%
Apples(1kg)
$3.30₱208
$0.84$0.84
292.86%
Banana(1kg)
$1.39₱87.8
$1.39$1.39
-
Oranges(1kg)
$2.33₱147
$0.95$0.95
145.26%
Tomato(1kg)
$1.50₱94.3
$0.43$0.43
248.84%
Potato(1kg)
$2.36₱149
$0.46$0.46
413.04%
Onion(1kg)
$1.90₱119
$0.47$0.47
304.26%
Lettuce(1 head)
$1.19₱74.9
$0.26$0.26
357.69%
Water(1.5 liter bottle)
$0.63₱39.71
$0.24$0.24
162.50%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$0.84$0.84
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.44$0.44
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.52$1.52
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱189
$1.23$1.23
143.90%
Wine(Bottle)
$6.03₱379
-
-
Local Beer(0.5 liter bottle)
$1.23₱77.7
-
-
Imported Beer(0.33 liter bottle)
$1.75₱110
-
-
🚌 Getting Around
Cebu
Qom
Difference
One-way Ticket(Public Transport)
$0.25₱15.86
$0.15$0.15
66.67%
Public Transport Monthly Pass(Regular Price)
$12.64₱796
$14.33$14.33
-11.79%
Taxi Start(Normal Tariff)
$0.77₱48.62
$0.26$0.26
196.15%
Taxi(Normal Tariff)(1km)
$0.23₱14.53
$0.27$0.27
-14.81%
Taxi 1hour Waiting(Normal Tariff)
$4.46₱281
$0.99$0.99
350.51%
Gasoline(1 liter)
$1.31₱82.8
$0.10$0.10
1210.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K₱1.3M
$49.1K$49.1K
-56.76%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K₱1.2M
$44.3K$44.3K
-56.79%
🧾 Monthly Utilities & Internet
Cebu
Qom
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120₱7,569
$13.13$13.13
815.69%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.00₱882
$1.28$1.28
993.75%
Internet(50+ Mbps, Unlimited Data)
$27.54₱1,734
$3.72$3.72
640.32%
🎉 Sport & Entertainment
Cebu
Qom
Difference
Gym Membership(Monthly)
$32.33₱2,035
$8.64$8.64
274.19%
Tennis Court(1 Hour on Weekend)
$6.65₱419
$9.81$9.81
-32.21%
Cinema Ticket
$5.65₱356
$0.99$0.99
470.71%
🧸 Childcare & Education
Cebu
Qom
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$275₱17.3K
$107$107
158.10%
International Primary School, 1 Child(Yearly)
$7,918₱498.5K
$2,622$2,622
201.96%
👕👟 Clothing & Footwear
Cebu
Qom
Difference
Jeans(Levis 501 Or Similar)
$49.33₱3,106
$14.98$14.98
229.31%
Summer Dress(H&M, Zara, etc)
$25.24₱1,589
$13.07$13.07
93.11%
Sport Shoes(Adidas, Nike)
$77.0₱4,846
$101$101
-24.13%
Men's Leather Business Shoes
$57.2₱3,601
$50.9$50.9
12.47%
🏠 Accommodation & Living
Cebu
Qom
Difference
1-bedroom Apartment, City Center(Monthly)
$500₱31.5K
$239$239
108.58%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.4K
$160$160
92.60%
3-bedroom Apartment, City Center(Monthly)
$1,078₱67.9K
$576$576
87.00%
3-bedroom Apartment, Outside City Center(Monthly)
$615₱38.7K
$561$561
9.70%
Buy Apartment in City Center(m2)
$2,886₱181.7K
$898$898
221.31%
Buy Apartment Outside City Center(m2)
$1,917₱120.7K
$604$604
217.21%
💵 Salaries & Financials
Cebu
Qom
Difference
Average Monthly Net Salary(After Tax)
$346₱21.8K
$214$214
61.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
20.33
-64.58%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 12, 2026
Last update for Qom: October 10, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.6%
Qom
$160 36.7% ↓ 48.1%$148
🛒Groceries & Markets
Cebu
$206 22.4%
Qom
$93 21.4% ↓ 54.6%$112
🧾Monthly Utilities & Internet
Cebu
$162 17.6%
Qom
$18 4.2% ↓ 88.8%$144
👕👟Clothing & Footwear
Cebu
$94 10.2%
Qom
$81 18.6% ↓ 13.6%$13
🍽Eating Out
Cebu
$88 9.6%
Qom
$56 12.9% ↓ 36.2%$32
🎉Sport & Entertainment
Cebu
$44 4.8%
Qom
$11 2.4% ↓ 75.7%$33
🚌Getting Around
Cebu
$16 1.7%
Qom
$17 3.8% ↑ 6.3%$1
🏠Accommodation & Living
Cebu
$615 32.4%
Qom
$561 44.9% ↓ 8.8%$54
🛒Groceries & Markets
Cebu
$483 25.4%
Qom
$229 18.3% ↓ 52.5%$254
🧾Monthly Utilities & Internet
Cebu
$176 9.3%
Qom
$19 1.6% ↓ 89%$156
👕👟Clothing & Footwear
Cebu
$209 11%
Qom
$180 14.4% ↓ 13.6%$28
🍽Eating Out
Cebu
$292 15.4%
Qom
$196 15.7% ↓ 32.8%$96
🎉Sport & Entertainment
Cebu
$94 4.9%
Qom
$31 2.5% ↓ 66.9%$63
🚌Getting Around
Cebu
$32 1.7%
Qom
$33 2.7% ↑ 5.6%$1.8
Cost Breakdown
🏠A one-bedroom apartment in the center runs $500 in Cebu and $239 in Qom. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 62% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Cebu vs $17.00 in Qom for a mid-range dinner for two. Groceries echo the gap at $206 vs $93.0 per month, with Qom cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Qom: Cost of Living - Frequently Asked Questions
Is Qom cheaper than Cebu?
Qom is cheaper overall, especially in groceries, clothing, and eating out. The 110% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Qom?
Average pay runs 62% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Qom?
Rent for a central apartment: $500 in Cebu versus $239 in Qom. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Qom?
All in, you'll spend $918 per month in Cebu versus $436 in Qom – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Qom runs roughly 13% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $800 enough for either Cebu or Qom?
Either city works on $800 a month, though Qom gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Qom more family-friendly?
For families, Qom is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Qom?
Safety-wise, Cebu and Qom are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Qom gentler on the wallet – expenses run 110% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.