Last update: Oct 2026

Cost of Living Comparison Between Cebu and Pisa

For one person, living is cheaper in Cebu: $934 a month against $2,242 in Pisa, rent and utilities included – about $15,700 less a year. Rent and utilities account for about half of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Pisa
🇮🇹 Italy
$2,242
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Pisa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Pisa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $2,242 in Pisa.

  • Cebu $934
  • Pisa $2,242

Estimated couple costs with rent: $1,415 in Cebu versus $3,415 in Pisa.

  • Cebu $1,415
  • Pisa $3,415

Monthly costs for a family of three with rent: $1,896 in Cebu versus $4,588 in Pisa.

  • Cebu $1,896
  • Pisa $4,588

Living in Cebu costs roughly 58% less than in Pisa, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 30% below, Pisa is 67% above.

Currency
🍽 Eating Out
Cebu
Pisa
Difference
Meal at Budget Restaurant
$3.03 ₱190
$19.85 €17.71
-84.74%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$80.1 €71.5
-70.69%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$11.42 €10.19
-64.19%
Cappuccino
$2.52 ₱158
$2.02 €1.80
24.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$3.45 €3.08
-55.36%
Water (0.33 liter bottle)
$0.49 ₱30.98
$1.48 €1.32
-66.89%
Local Beer (0.5 liter draught)
$1.79 ₱112
$6.64 €5.92
-73.04%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$4.56 €4.07
-50.44%
🛒 Groceries & Markets
Cebu
Pisa
Difference
Milk (1 liter)
$1.95 ₱122
$1.74 €1.55
12.07%
White Bread (500g)
$1.43 ₱89.7
$2.10 €1.87
-31.90%
Rice (white) (1kg)
$1.02 ₱63.8
$3.20 €2.86
-68.13%
Eggs
$2.06 ₱129
$5.42 €4.84
-61.99%
Local Cheese (1kg)
$9.81 ₱615
$27.52 €24.56
-64.35%
Chicken Fillets (1kg)
$4.61 ₱289
$16.29 €14.53
-71.70%
Beef Round Steak (1kg)
$7.70 ₱483
$24.99 €22.30
-69.19%
Apples (1kg)
$3.31 ₱207
$2.95 €2.63
12.20%
Banana (1kg)
$1.45 ₱90.9
$2.21 €1.97
-34.39%
Oranges (1kg)
$2.36 ₱148
$3.32 €2.96
-28.92%
Tomato (1kg)
$1.54 ₱96.4
$3.35 €2.99
-54.03%
Potato (1kg)
$2.36 ₱148
$3.09 €2.75
-23.62%
Onion (1kg)
$1.99 ₱125
$2.07 €1.85
-3.86%
Lettuce (1 head)
$1.15 ₱72.1
$1.80 €1.61
-36.11%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.82 €0.74
-18.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$8.04 €7.18
-62.69%
Wine (Bottle)
$6.35 ₱398
$8.25 €7.36
-23.03%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$2.54 €2.27
-48.43%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$4.12 €3.68
-58.01%
🚌 Getting Around
Cebu
Pisa
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$2.25 €2.01
-88.89%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$44.19 €39.43
-71.37%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$5.44 €4.86
-86.40%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$2.26 €2.01
-90.71%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$11.97 €10.68
-63.83%
Gasoline (1 liter)
$1.33 ₱83.5
$2.12 €1.89
-37.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$36.1K €32.2K
-39.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$36.1K €32.2K
-46.21%
🧾 Monthly Utilities & Internet
Cebu
Pisa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$340 €303
-64.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$12.29 €10.97
17.58%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$41.86 €37.36
-32.42%
🎉 Sport & Entertainment
Cebu
Pisa
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$48.41 €43.20
-32.49%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$24.56 €21.92
-73.98%
Cinema Ticket
$5.46 ₱342
$10.67 €9.53
-48.83%
🧸 Childcare & Education
Cebu
Pisa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$635 €567
-56.95%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$8,730 €7,791
-6.58%
👕👟 Clothing & Footwear
Cebu
Pisa
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$102 €90.8
-51.28%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$75.1 €67.0
-66.88%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$86.5 €77.2
-11.42%
Men's Leather Business Shoes
$59.3 ₱3,717
$197 €176
-69.90%
🏠 Accommodation & Living
Cebu
Pisa
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$1,036 €925
-51.21%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$809 €722
-61.75%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,715 €1,531
-38.69%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$1,321 €1,178
-53.12%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$3,432 €3,063
-15.06%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$2,874 €2,565
-35.03%
💵 Salaries & Financials
Cebu
Pisa
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$1,720 €1,535
-80.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.7
94.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Pisa: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Pisa
$809 162% $500
Groceries & Markets
Cebu
$210
Pisa
$438 108% $227
Monthly Utilities & Internet
Cebu
$163
Pisa
$394 141% $231
Clothing & Footwear
Cebu
$95
Pisa
$207 119% $112
Eating Out
Cebu
$88
Pisa
$279 216% $191
Sport & Entertainment
Cebu
$44
Pisa
$70 60% $26
Getting Around
Cebu
$15
Pisa
$70 353% $54

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,036 in Pisa. Housing cost is often the main lever when comparing two cities.

Pisa pays 404% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $80.0 in Pisa for a mid-range dinner for two. Groceries echo the gap at $210 vs $438 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇮🇹 Pisa
🕒 Local time
15:28 3:28 PM
09:28 9:28 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
97,888
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Pisa 11,030 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Pisa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Pisa: Cost of Living - Frequently Asked Questions
Is Pisa cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 140% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Pisa?
On paper, salaries run 404% lower in Pisa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Pisa?
Rent for a central apartment: $506 in Cebu versus $1,036 in Pisa. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Pisa?
All in, you'll spend $934 per month in Cebu versus $2,242 in Pisa – a 140% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 249% less than in Pisa. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Pisa?
At $934 in Cebu versus $2,242 in Pisa, a $1,500 budget is realistic in Cebu but tight or insufficient in Pisa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Pisa more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pisa, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Pisa?
Safety-wise, Cebu and Pisa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 140% less than in Pisa. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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