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Cost of Living Comparison Between Cebu and Pagadian Cost of Living Comparison Between Cebu and Pagadian

😐 Solo nomad: Cebu is 14.7% more expensive than Pagadian without rent, and 10.8% more expensive with rent.
😐 Family of 3: Cebu is 22.1% more expensive than Pagadian without rent, and 29.7% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Pagadian
Difference
Meal at Budget Restaurant
$4.55 ₱271
$3.47 ₱206
31.12%
Three-Course Dinner for Two, Mid-Range
$24.29 ₱1,444
$17.63 ₱1,048
37.78%
Fast Food Meal (McDonalds, etc)
$4.49 ₱267
$3.23 ₱192
39.01%
Cappuccino
$2.51 ₱149
$2.82 ₱167
-10.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.81 ₱48.11
$0.96 ₱56.9
-15.62%
Water (0.33 liter bottle)
$0.45 ₱26.98
$0.43 ₱25.32
4.65%
Local Beer (0.5 liter draught)
$1.58 ₱94.0
$1.09 ₱64.7
44.95%
Imported Beer (0.33 liter bottle)
$2.14 ₱127
$1.81 ₱107
18.23%
🛒 Groceries & Markets
Cebu
Pagadian
Difference
Milk (1 liter)
$2.31 ₱137
$1.74 ₱104
32.76%
White Bread (500g)
$1.56 ₱92.7
$1.05 ₱62.4
48.57%
Rice (white) (1kg)
$1.17 ₱69.7
$0.98 ₱58.3
19.39%
Eggs
$2.29 ₱136
$2.09 ₱124
9.57%
Local Cheese (1kg)
$13.04 ₱775
$8.08 ₱480
61.39%
Chicken Fillets (1kg)
$5.28 ₱314
$4.97 ₱295
6.24%
Beef Round Steak (1kg)
$7.80 ₱464
$5.74 ₱341
35.89%
Apples (1kg)
$3.59 ₱213
$3.49 ₱207
2.87%
Banana (1kg)
$1.52 ₱90.1
$1.16 ₱69.0
31.03%
Oranges (1kg)
$3.28 ₱195
$3.26 ₱194
0.61%
Tomato (1kg)
$2.21 ₱132
$1.34 ₱79.5
64.93%
Potato (1kg)
$2.55 ₱152
$2.53 ₱150
0.79%
Onion (1kg)
$2.57 ₱153
$3.32 ₱197
-22.59%
Lettuce (1 head)
$0.98 ₱58.0
$1.07 ₱63.7
-8.41%
Water (1.5 liter bottle)
$0.78 ₱46.32
$0.73 ₱43.22
6.85%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 ₱193
$2.60 ₱155
25.00%
Wine (Bottle)
$6.86 ₱407
$10.20 ₱606
-32.75%
Local Beer (0.5 liter bottle)
$1.17 ₱69.3
$1.04 ₱62.1
12.50%
Imported Beer (0.33 liter bottle)
$2.28 ₱135
$1.53 ₱90.8
49.02%
🚌 Getting Around
Cebu
Pagadian
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.42
$0.26 ₱15.43
-
Public Transport Monthly Pass (Regular Price)
$14.80 ₱879
$7.26 ₱431
103.86%
Taxi Start (Normal Tariff)
$0.81 ₱48.11
$0.84 ₱49.82
-3.57%
Taxi (Normal Tariff) (1km)
$0.25 ₱14.96
$0.24 ₱14.28
4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.58 ₱154
$2.09 ₱124
23.44%
Gasoline (1 liter)
$1.10 ₱65.3
$1.25 ₱74.3
-12.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K ₱1.8M
$26.6K ₱1.6M
14.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.4K ₱1.6M
$20.5K ₱1.2M
33.66%
🧾 Monthly Utilities & Internet
Cebu
Pagadian
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.9 ₱5,756
$94.0 ₱5,588
3.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.74 ₱2,005
$33.18 ₱1,972
1.69%
Internet (50+ Mbps, Unlimited Data)
$29.72 ₱1,766
$27.31 ₱1,623
8.82%
🎉 Sport & Entertainment
Cebu
Pagadian
Difference
Gym Membership (Monthly)
$33.41 ₱1,986
$33.72 ₱2,004
-0.92%
Tennis Court (1 Hour on Weekend)
$8.22 ₱489
$4.47 ₱266
83.89%
Cinema Ticket
$5.78 ₱343
$5.81 ₱345
-0.52%
🧸 Childcare & Education
Cebu
Pagadian
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 ₱14.0K
$154 ₱9,145
53.47%
International Primary School, 1 Child (Yearly)
$3,881 ₱230.6K
$4,230 ₱251.4K
-8.24%
👕👟 Clothing & Footwear
Cebu
Pagadian
Difference
Jeans (Levis 501 Or Similar)
$52.9 ₱3,141
$46.66 ₱2,773
13.29%
Summer Dress (H&M, Zara, etc)
$23.20 ₱1,379
$26.45 ₱1,572
-12.29%
Sport Shoes (Adidas, Nike)
$76.7 ₱4,560
$75.0 ₱4,456
2.33%
Men's Leather Business Shoes
$56.3 ₱3,348
$54.1 ₱3,216
4.08%
🏠 Accommodation & Living
Cebu
Pagadian
Difference
1-bedroom Apartment, City Center (Monthly)
$505 ₱30.0K
$110 ₱6,543
358.89%
1-bedroom Apartment, Outside City Center (Monthly)
$217 ₱12.9K
$180 ₱10.7K
20.53%
3-bedroom Apartment, City Center (Monthly)
$807 ₱47.9K
$253 ₱15.0K
219.24%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.7K
$150 ₱8,897
155.59%
Buy Apartment in City Center (m2)
$3,099 ₱184.1K
$2,020 ₱120.0K
53.40%
Buy Apartment Outside City Center (m2)
$1,967 ₱116.9K
$937 ₱55.7K
109.95%
💵 Salaries & Financials
Cebu
Pagadian
Difference
Average Monthly Net Salary (After Tax)
$370 ₱22.0K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
6.67
19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: January 12, 2026

Last update for Pagadian: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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