Last update: Oct 2026

Cost of Living Comparison Between Cebu and Pabna

For one person, living is cheaper in Pabna: $321 a month against $918 in Cebu, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Pabna
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Pabna Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Pabna

🇧🇩 Bangladesh

$321

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Pabna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Pabna actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $321 in Pabna.

Cebu $918
Pabna $321

Estimated couple costs with rent: $1,409 in Cebu versus $530 in Pabna.

Cebu $1,409
Pabna $530

Monthly costs for a family of three with rent: $1,900 in Cebu versus $739 in Pabna.

Cebu $1,900
Pabna $739

Living in Cebu is roughly 186% more expensive than in Pabna, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Pabna 76% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.04 ৳252

51.47%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$12.17 ৳1,503

99.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.85 ৳599

-19.18%

Local Non-Alcoholic Beer (0.5 liter draught)

$4.15 ৳513

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.01 ৳496

Cappuccino

$2.51 ₱158

$2.33 ৳288

7.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.21 ৳25.36

657.14%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 ৳18.48

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.55 ৳68.6

249.09%

White Bread (500g)

$1.36 ₱85.4

$0.60 ৳74.4

126.67%

Rice (white) (1kg)

$1.01 ₱63.5

$0.50 ৳62.1

102.00%

Eggs

$2.03 ₱128

$1.00 ৳123

103.00%

Local Cheese (1kg)

$9.86 ₱621

$8.86 ৳1,095

11.29%

Chicken Fillets (1kg)

$4.39 ₱277

$1.67 ৳206

162.87%

Beef Round Steak (1kg)

$7.60 ₱479

$5.35 ৳661

42.06%

Apples (1kg)

$3.30 ₱208

$1.57 ৳194

110.19%

Banana (1kg)

$1.39 ₱87.8

$0.63 ৳78.5

120.63%

Oranges (1kg)

$2.33 ₱147

$1.44 ৳177

61.81%

Tomato (1kg)

$1.50 ₱94.3

$0.27 ৳32.99

455.56%

Potato (1kg)

$2.36 ₱149

$0.24 ৳29.47

883.33%

Onion (1kg)

$1.90 ₱119

$0.47 ৳58.3

304.26%

Lettuce (1 head)

$1.19 ₱74.9

$0.32 ৳39.04

271.87%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.25 ৳31.05

152.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$12.42 ৳1,534

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.40 ৳668

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.51 ৳804

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.16 ৳391

-5.06%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.40 ৳49.20

-37.50%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.19 ৳147

-35.29%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.43 ৳52.9

-46.51%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.22 ৳398

38.51%

Gasoline (1 liter)

$1.31 ₱82.8

$1.14 ৳140

14.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.8K ৳3.7M

-28.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.5K ৳4.0M

-41.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$20.34 ৳2,514

491.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$4.16 ৳514

236.54%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$10.37 ৳1,281

165.57%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.50 ৳1,792

122.97%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.17 ৳516

35.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$26.22 ৳3,240

950.00%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,178 ৳145.5K

572.33%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$8.09 ৳1,000

509.77%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$21.57 ৳2,665

17.01%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$51.0 ৳6,299

50.96%

Men's Leather Business Shoes

$57.2 ₱3,601

$37.48 ৳4,631

52.61%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$87.1 ৳10.8K

473.30%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$52.1 ৳6,441

492.40%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$169 ৳20.8K

538.99%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$118 ৳14.5K

422.97%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$751 ৳92.8K

284.44%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$121 ৳15.0K

184.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.48

-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Pabna: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Pabna

$52 16.2% 83.1% $257

Groceries & Markets

Cebu

$206 22.4%

Pabna

$93 29% 54.7% $113

Monthly Utilities & Internet

Cebu

$162 17.6%

Pabna

$35 10.9% 78.4% $127

Clothing & Footwear

Cebu

$94 10.2%

Pabna

$53 16.5% 43.4% $41

Eating Out

Cebu

$88 9.6%

Pabna

$60 18.8% 31.7% $28

Sport & Entertainment

Cebu

$44 4.8%

Pabna

$23 7.1% 47.6% $21

Getting Around

Cebu

$16 1.7%

Pabna

$4.9 * 1.5% 68.4% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $87.1 in Pabna. Housing cost is often the main lever when comparing two cities.

Cebu pays 185% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $12.00 in Pabna for a mid-range dinner for two. Groceries echo the gap at $206 vs $93.0 per month, with Pabna cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Pabna

🕒 Local time

11:20 11:20 AM

09:20 9:20 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

144,442

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 BDT = 8.09 USD

1,000 BDT = 7.2 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bangladeshi Taka exchange rates as of October 18, 2026: 1 USD = 124 BDT (1,000 BDT = 8.09 USD). 1 EUR = 139 BDT (1,000 BDT = 7.2 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Pabna 3,970 km ≈ 5 h nonstop flight

From you

Cebu
Pabna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Pabna: Cost of Living - Frequently Asked Questions

Pabna is cheaper overall, especially in groceries, clothing, and eating out. The 186% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 185% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $87.1 in Pabna. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 121% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $321 in Pabna – a 186% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Pabna gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Pabna is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Pabna are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Pabna gentler on the wallet – expenses run 186% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.