Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ostroda

For one person, living is cheaper in Cebu: $918 a month against $1,425 in Ostroda, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
70

Cost of Living Index in Ostroda
Learn more

Ostroda Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ostroda

🇵🇱 Poland

$1,425

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ostroda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ostroda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,425 in Ostroda.

Cebu $918
Ostroda $1,425

Estimated couple costs with rent: $1,409 in Cebu versus $2,005 in Ostroda.

Cebu $1,409
Ostroda $2,005

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,585 in Ostroda.

Cebu $1,900
Ostroda $2,585

Living in Cebu costs roughly 36% less than in Ostroda, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Ostroda is 6% above.

Meal at Budget Restaurant

$3.09 ₱194

$10.35 zł 40.23

-70.14%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$35.93 zł 140

-32.59%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.64 zł 29.70

-48.69%

Cappuccino

$2.51 ₱158

$3.10 zł 12.06

-19.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.00 zł 7.75

-20.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.56 zł 6.08

-66.03%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.47 zł 13.46

-48.70%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.49 zł 13.55

-37.82%

Milk (1 liter)

$1.92 ₱121

$0.91 zł 3.54

110.99%

White Bread (500g)

$1.36 ₱85.4

$1.31 zł 5.08

3.82%

Rice (white) (1kg)

$1.01 ₱63.5

$1.29 zł 5.00

-21.71%

Eggs

$2.03 ₱128

$2.99 zł 11.62

-32.11%

Local Cheese (1kg)

$9.86 ₱621

$7.56 zł 29.36

30.42%

Chicken Fillets (1kg)

$4.39 ₱277

$6.31 zł 24.51

-30.43%

Beef Round Steak (1kg)

$7.60 ₱479

$11.58 zł 44.99

-34.37%

Apples (1kg)

$3.30 ₱208

$0.74 zł 2.86

345.95%

Banana (1kg)

$1.39 ₱87.8

$1.00 zł 3.89

39.00%

Oranges (1kg)

$2.33 ₱147

$1.23 zł 4.79

89.43%

Tomato (1kg)

$1.50 ₱94.3

$1.24 zł 4.80

20.97%

Potato (1kg)

$2.36 ₱149

$0.79 zł 3.05

198.73%

Onion (1kg)

$1.90 ₱119

$0.74 zł 2.89

156.76%

Lettuce (1 head)

$1.19 ₱74.9

$1.30 zł 5.06

-8.46%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.52 zł 2.04

21.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.74 zł 18.42

-36.71%

Wine (Bottle)

$6.03 ₱379

$6.42 zł 24.93

-6.07%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.01 zł 3.92

21.78%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.49 zł 5.79

17.45%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.16 zł 4.51

-78.45%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$29.98 zł 116

-57.84%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.33 zł 9.03

-66.95%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.03 zł 4.01

-77.67%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$12.83 zł 49.83

-65.24%

Gasoline (1 liter)

$1.31 ₱82.8

$1.64 zł 6.36

-20.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.2K zł 117.4K

-29.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.1K zł 105.2K

-29.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$299 zł 1,162

-59.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.31 zł 40.04

35.79%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$18.41 zł 71.5

49.59%

Gym Membership (Monthly)

$32.33 ₱2,035

$34.18 zł 133

-5.41%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$22.16 zł 86.1

-69.99%

Cinema Ticket

$5.65 ₱356

$9.75 zł 37.86

-42.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$405 zł 1,575

-32.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,581 zł 21.7K

41.87%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$92.7 zł 360

-46.79%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.85 zł 159

-38.21%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$102 zł 397

-24.66%

Men's Leather Business Shoes

$57.2 ₱3,601

$106 zł 413

-46.23%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$670 zł 2,603

-25.43%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$480 zł 1,866

-35.71%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,099 zł 4,268

-1.89%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$714 zł 2,774

-13.82%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,761 zł 10.7K

4.55%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,897 zł 7,371

1.01%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,287 zł 4,999

-73.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.6

9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ostroda: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ostroda

$480 33.7% 55.6% $172

Groceries & Markets

Cebu

$206 22.4%

Ostroda

$185 13% 10% $21

Monthly Utilities & Internet

Cebu

$162 17.6%

Ostroda

$328 23% 103% $166

Clothing & Footwear

Cebu

$94 10.2%

Ostroda

$154 10.8% 63.9% $60

Eating Out

Cebu

$88 9.6%

Ostroda

$182 12.7% 106% $93

Sport & Entertainment

Cebu

$44 4.8%

Ostroda

$54 3.8% 23% $10

Getting Around

Cebu

$16 1.7%

Ostroda

$42 3% 171% $27

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $670 in Ostroda. Housing cost is often the main lever when comparing two cities.

Ostroda pays 272% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $36.00 in Ostroda. Groceries flip the comparison at $206 vs $185, with Ostroda cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Ostroda

🕒 Local time

06:52 6:52 AM

00:52 12:52 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

32,547

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Ostroda 9,980 km ≈ 13 h nonstop flight

From you

Cebu
Ostroda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ostroda: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 55% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 272% lower in Ostroda. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $670 in Ostroda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,425 in Ostroda – a 55% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 137% less than in Ostroda. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,425 in Ostroda, a $1,500 budget is realistic in Cebu but tight or insufficient in Ostroda. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ostroda, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ostroda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 55% less than in Ostroda. Beyond cost, consider language, visa policies, and how big the international community is in each city.