For one person, living is cheaper in Ongjin: $710 a month against $934 in Cebu, rent and utilities included – about $2,700 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ongjin actually costs, broken down by who's living it.
Monthly costs for one person with rent: $934 in Cebu versus $710 in Ongjin.
Cebu $934
Ongjin $710
Estimated couple costs with rent: $1,415 in Cebu versus $1,126 in Ongjin.
Cebu $1,415
Ongjin $1,126
Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,543 in Ongjin.
Cebu $1,896
Ongjin $1,543
🌍
Living in Cebu is roughly 32% more expensive than in Ongjin, and outside of rent the biggest gap is in transport.
📊
Both cities sit below the global median: Cebu30% lower, Ongjin47% lower.
Currency
No currencies found
🍽 Eating Out
Cebu
Ongjin
Difference
Meal at Budget Restaurant
$3.03₱191
$2.79$2.79
8.60%
Three-Course Dinner for Two, Mid-Range
$23.48₱1,476
$23.34$23.34
0.60%
Fast Food Meal(McDonalds, etc)
$4.09₱257
$7.98$7.98
-48.75%
Cappuccino
$2.52₱158
$1.16$1.16
117.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱97.2
$0.98$0.98
57.14%
Water(0.33 liter bottle)
$0.49₱31.06
$0.98$0.98
-50.00%
Local Beer(0.5 liter draught)
$1.79₱113
$6.64$6.64
-73.04%
Imported Beer(0.33 liter bottle)
$2.26₱142
$2.26$2.26
-
🛒 Groceries & Markets
Cebu
Ongjin
Difference
Milk(1 liter)
$1.95₱122
$0.93$0.93
109.68%
White Bread(500g)
$1.43₱89.9
$1.57$1.57
-8.92%
Rice(white)(1kg)
$1.02₱64.0
$2.26$2.26
-54.87%
Eggs
$2.06₱129
$3.28$3.28
-37.20%
Local Cheese(1kg)
$9.81₱617
$4.66$4.66
110.52%
Chicken Fillets(1kg)
$4.61₱290
$2.29$2.29
101.31%
Beef Round Steak(1kg)
$7.70₱484
$5.67$5.67
35.80%
Apples(1kg)
$3.31₱208
$6.80$6.80
-51.32%
Banana(1kg)
$1.45₱91.2
$4.63$4.63
-68.68%
Oranges(1kg)
$2.36₱148
$2.34$2.34
0.85%
Tomato(1kg)
$1.54₱96.6
$2.29$2.29
-32.75%
Potato(1kg)
$2.36₱148
$3.50$3.50
-32.57%
Onion(1kg)
$1.99₱125
$3.33$3.33
-40.24%
Lettuce(1 head)
$1.15₱72.3
$2.31$2.31
-50.22%
Water(1.5 liter bottle)
$0.67₱42.26
$0.43$0.43
55.81%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱189
$4.67$4.67
-35.76%
Wine(Bottle)
$6.35₱399
$7.81$7.81
-18.69%
Local Beer(0.5 liter bottle)
$1.31₱82.1
$1.11$1.11
18.02%
Imported Beer(0.33 liter bottle)
$1.73₱109
$2.23$2.23
-22.42%
🚌 Getting Around
Cebu
Ongjin
Difference
One-way Ticket(Public Transport)
$0.25₱15.82
$1.00$1.00
-75.00%
Public Transport Monthly Pass(Regular Price)
$12.65₱796
$39.98$39.98
-68.36%
Taxi Start(Normal Tariff)
$0.74₱46.44
$1.57$1.57
-52.87%
Taxi(Normal Tariff)(1km)
$0.21₱13.15
$2.23$2.23
-90.58%
Taxi 1hour Waiting(Normal Tariff)
$4.33₱272
$41.01$41.01
-89.44%
Gasoline(1 liter)
$1.33₱83.7
$0.75$0.75
77.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K₱1.4M
$23.0K$23.0K
-5.33%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$27.9K$27.9K
-30.47%
🧾 Monthly Utilities & Internet
Cebu
Ongjin
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121₱7,583
$33.78$33.78
256.96%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.45₱909
$11.46$11.46
26.09%
Internet(50+ Mbps, Unlimited Data)
$28.29₱1,779
$45.71$45.71
-38.11%
🎉 Sport & Entertainment
Cebu
Ongjin
Difference
Gym Membership(Monthly)
$32.68₱2,055
$43.61$43.61
-25.06%
Tennis Court(1 Hour on Weekend)
$6.39₱402
$14.96$14.96
-57.29%
Cinema Ticket
$5.46₱343
$7.75$7.75
-29.55%
🧸 Childcare & Education
Cebu
Ongjin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$273₱17.2K
$109$109
150.26%
International Primary School, 1 Child(Yearly)
$8,156₱512.9K
$2,117$2,117
285.34%
👕👟 Clothing & Footwear
Cebu
Ongjin
Difference
Jeans(Levis 501 Or Similar)
$49.57₱3,117
$22.72$22.72
118.18%
Summer Dress(H&M, Zara, etc)
$24.87₱1,564
$27.97$27.97
-11.08%
Sport Shoes(Adidas, Nike)
$76.6₱4,817
$61.6$61.6
24.29%
Men's Leather Business Shoes
$59.3₱3,727
$84.1$84.1
-29.54%
🏠 Accommodation & Living
Cebu
Ongjin
Difference
1-bedroom Apartment, City Center(Monthly)
$506₱31.8K
$89.2$89.2
467.13%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.5K
$91.3$91.3
238.82%
3-bedroom Apartment, City Center(Monthly)
$1,052₱66.1K
$2,244$2,244
-53.13%
3-bedroom Apartment, Outside City Center(Monthly)
$619₱38.9K
$136$136
354.65%
Buy Apartment in City Center(m2)
$2,915₱183.4K
$1,691$1,691
72.44%
Buy Apartment Outside City Center(m2)
$1,867₱117.4K
$1,423$1,423
31.22%
💵 Salaries & Financials
Cebu
Ongjin
Difference
Average Monthly Net Salary(After Tax)
$341₱21.5K
$214$214
59.15%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
7.11
1.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 5, 2026
Last update for Ongjin: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.5%
Ongjin
$91 12.7% ↓ 70.5%$218
🛒Groceries & Markets
Cebu
$210 22.7%
Ongjin
$229 31.8% ↑ 9%$19
🧾Monthly Utilities & Internet
Cebu
$163 17.7%
Ongjin
$91 12.6% ↓ 44.3%$72
👕👟Clothing & Footwear
Cebu
$95 10.2%
Ongjin
$88 12.3% ↓ 6.6%$6.2
🍽Eating Out
Cebu
$88 9.6%
Ongjin
$106 14.7% ↑ 19.7%$17
🎉Sport & Entertainment
Cebu
$44 4.7%
Ongjin
$59 8.2% ↑ 35.6%$16
🚌Getting Around
Cebu
$15 1.7%
Ongjin
$57 7.9% ↑ 267%$41
🏠Accommodation & Living
Cebu
$619 32.4%
Ongjin
$136 8.9% ↓ 78%$483
🛒Groceries & Markets
Cebu
$493 25.8%
Ongjin
$544 35.4% ↑ 10.4%$51
🧾Monthly Utilities & Internet
Cebu
$178 9.3%
Ongjin
$102 6.7% ↓ 42.4%$75
👕👟Clothing & Footwear
Cebu
$210 11%
Ongjin
$196 12.8% ↓ 6.6%$14
🍽Eating Out
Cebu
$288 15.1%
Ongjin
$309 20.1% ↑ 7%$20
🎉Sport & Entertainment
Cebu
$94 4.9%
Ongjin
$133 8.7% ↑ 42.3%$40
🚌Getting Around
Cebu
$31 1.6%
Ongjin
$115 7.5% ↑ 268%$84
Cost Breakdown
🏠A one-bedroom apartment in the center runs $506 in Cebu and $89.2 in Ongjin. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $23.00 in Cebu vs $23.00 in Ongjin for a mid-range dinner for two. Groceries echo the gap at $210 vs $229 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Ongjin: Cost of Living - Frequently Asked Questions
Is Ongjin cheaper than Cebu?
Ongjin is cheaper overall, especially in clothing. The 32% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Ongjin?
Average pay runs 59% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Ongjin?
Rent for a central apartment: $506 in Cebu versus $89.2 in Ongjin. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Ongjin?
All in, you'll spend $934 per month in Cebu versus $710 in Ongjin – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ongjin runs roughly 216% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 enough for either Cebu or Ongjin?
Either city works on $1,000 a month, though Ongjin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Ongjin more family-friendly?
For families, Ongjin is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Ongjin?
Safety-wise, Cebu and Ongjin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ongjin gentler on the wallet – expenses run 32% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.