Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ondo

For one person, living is cheaper in Ondo: $370 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Ondo
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Ondo Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ondo

🇳🇬 Nigeria

$370

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ondo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ondo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $370 in Ondo.

Cebu $918
Ondo $370

Estimated couple costs with rent: $1,409 in Cebu versus $769 in Ondo.

Cebu $1,409
Ondo $769

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,168 in Ondo.

Cebu $1,900
Ondo $1,168

Living in Cebu is roughly 148% more expensive than in Ondo, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Ondo 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.72 ₦4,952

-16.94%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$50.8 ₦67.5K

-52.29%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.71 ₦10.3K

-49.16%

Cappuccino

$2.51 ₱158

$2.73 ₦3,628

-8.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.17 ₦225

835.29%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.22 ₦291

140.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.97 ₦1,291

83.51%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.03 ₦2,707

6.90%

Milk (1 liter)

$1.92 ₱121

$3.05 ₦4,051

-37.05%

White Bread (500g)

$1.36 ₱85.4

$1.50 ₦1,989

-9.33%

Rice (white) (1kg)

$1.01 ₱63.5

$1.20 ₦1,599

-15.83%

Eggs

$2.03 ₱128

$2.18 ₦2,893

-6.88%

Local Cheese (1kg)

$9.86 ₱621

$3.47 ₦4,621

184.15%

Chicken Fillets (1kg)

$4.39 ₱277

$3.85 ₦5,116

14.03%

Beef Round Steak (1kg)

$7.60 ₱479

$2.66 ₦3,535

185.71%

Apples (1kg)

$3.30 ₱208

$1.72 ₦2,281

91.86%

Banana (1kg)

$1.39 ₱87.8

$1.30 ₦1,727

6.92%

Oranges (1kg)

$2.33 ₱147

$1.10 ₦1,466

111.82%

Tomato (1kg)

$1.50 ₱94.3

$1.28 ₦1,706

17.19%

Potato (1kg)

$2.36 ₱149

$1.32 ₦1,750

78.79%

Onion (1kg)

$1.90 ₱119

$1.30 ₦1,725

46.15%

Lettuce (1 head)

$1.19 ₱74.9

$0.89 ₦1,185

33.71%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.39 ₦524

61.54%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$0.60 ₦796

400.00%

Wine (Bottle)

$6.03 ₱379

$2.48 ₦3,295

143.15%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.50 ₦664

146.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.46 ₦608

280.43%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.15 ₦204

66.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.65 ₦870

18.46%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.98 ₦1,308

-76.53%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.21 ₦2,941

101.81%

Gasoline (1 liter)

$1.31 ₱82.8

$0.85 ₦1,127

54.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$11.2K ₦14.9M

90.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$13.9K ₦18.4M

38.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$7.70 ₦10.2K

1461.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$14.81 ₦19.7K

-5.47%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$33.20 ₦44.2K

-17.05%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$6.30 ₦8,382

-10.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$675 ₦898.1K

-59.22%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$19.6K ₦26.0M

-59.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$14.78 ₦19.7K

233.76%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$18.04 ₦24.0K

39.91%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$36.20 ₦48.2K

112.60%

Men's Leather Business Shoes

$57.2 ₱3,601

$48.20 ₦64.1K

18.67%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$223 ₦296.1K

384.12%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$149 ₦197.9K

313.48%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$26.04 ₦34.6K

1228.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

18.39

-60.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ondo: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ondo

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Ondo

$147 39.7% 28.6% $59

Monthly Utilities & Internet

Cebu

$162 17.6%

Ondo

$56 15.1% 65.6% $106

Clothing & Footwear

Cebu

$94 10.2%

Ondo

$53 14.3% 43.8% $41

Eating Out

Cebu

$88 9.6%

Ondo

$96 26% 8.9% $7.9

Sport & Entertainment

Cebu

$44 4.8%

Ondo

$13 * 3.4% 71.1% $31

Getting Around

Cebu

$16 1.7%

Ondo

$6.2 * 1.7% 60.2% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 1229% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $51.0 in Ondo. Groceries flip the comparison at $206 vs $147, with Ondo cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇳🇬 Ondo

🕒 Local time

02:51 2:51 AM

19:51 7:51 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

275,000

💱 Currency

Philippine Peso PHP ₱

Nigerian Naira NGN ₦

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ondo 13,000 km ≈ 17 h nonstop flight

From you

Cebu
Ondo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ondo: Cost of Living - Frequently Asked Questions

Ondo is cheaper overall, especially in groceries, clothing, and leisure. The 148% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1229% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 40% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $370 in Ondo – a 148% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Ondo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ondo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ondo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ondo gentler on the wallet – expenses run 148% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.