Last update: Oct 2026

Cost of Living Comparison Between Ondo and Cebu

For one person, living is cheaper in Ondo: $370 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Ondo
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Ondo Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Ondo

🇳🇬 Nigeria

$370

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ondo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ondo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $370 in Ondo versus $918 in Cebu.

Ondo $370
Cebu $918

Estimated couple costs with rent: $769 in Ondo versus $1,409 in Cebu.

Ondo $769
Cebu $1,409

Monthly costs for a family of three with rent: $1,168 in Ondo versus $1,900 in Cebu.

Ondo $1,168
Cebu $1,900

Living in Ondo costs roughly 60% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ondo 73% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.72 ₦4,952

$3.09 ₱194

20.39%

Three-Course Dinner for Two, Mid-Range

$50.8 ₦67.5K

$24.22 ₱1,525

109.58%

Fast Food Meal (McDonalds, etc)

$7.71 ₦10.3K

$3.92 ₱247

96.68%

Cappuccino

$2.73 ₦3,628

$2.51 ₱158

8.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.17 ₦225

$1.59 ₱100

-89.31%

Water (0.33 liter bottle)

$0.22 ₦291

$0.53 ₱33.43

-58.49%

Local Beer (0.5 liter draught)

$0.97 ₦1,291

$1.78 ₱112

-45.51%

Imported Beer (0.33 liter bottle)

$2.03 ₦2,707

$2.17 ₱137

-6.45%

Milk (1 liter)

$3.05 ₦4,051

$1.92 ₱121

58.85%

White Bread (500g)

$1.50 ₦1,989

$1.36 ₱85.4

10.29%

Rice (white) (1kg)

$1.20 ₦1,599

$1.01 ₱63.5

18.81%

Eggs

$2.18 ₦2,893

$2.03 ₱128

7.39%

Local Cheese (1kg)

$3.47 ₦4,621

$9.86 ₱621

-64.81%

Chicken Fillets (1kg)

$3.85 ₦5,116

$4.39 ₱277

-12.30%

Beef Round Steak (1kg)

$2.66 ₦3,535

$7.60 ₱479

-65.00%

Apples (1kg)

$1.72 ₦2,281

$3.30 ₱208

-47.88%

Banana (1kg)

$1.30 ₦1,727

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$1.10 ₦1,466

$2.33 ₱147

-52.79%

Tomato (1kg)

$1.28 ₦1,706

$1.50 ₱94.3

-14.67%

Potato (1kg)

$1.32 ₦1,750

$2.36 ₱149

-44.07%

Onion (1kg)

$1.30 ₦1,725

$1.90 ₱119

-31.58%

Lettuce (1 head)

$0.89 ₦1,185

$1.19 ₱74.9

-25.21%

Water (1.5 liter bottle)

$0.39 ₦524

$0.63 ₱39.71

-38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$0.60 ₦796

$3.00 ₱189

-80.00%

Wine (Bottle)

$2.48 ₦3,295

$6.03 ₱379

-58.87%

Local Beer (0.5 liter bottle)

$0.50 ₦664

$1.23 ₱77.7

-59.35%

Imported Beer (0.33 liter bottle)

$0.46 ₦608

$1.75 ₱110

-73.71%

One-way Ticket (Public Transport)

$0.15 ₦204

$0.25 ₱15.86

-40.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.65 ₦870

$0.77 ₱48.62

-15.58%

Taxi (Normal Tariff) (1km)

$0.98 ₦1,308

$0.23 ₱14.53

326.09%

Taxi 1hour Waiting (Normal Tariff)

$2.21 ₦2,941

$4.46 ₱281

-50.45%

Gasoline (1 liter)

$0.85 ₦1,127

$1.31 ₱82.8

-35.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K ₦14.9M

$21.2K ₱1.3M

-47.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.9K ₦18.4M

$19.1K ₱1.2M

-27.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$7.70 ₦10.2K

$120 ₱7,569

-93.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.81 ₦19.7K

$14.00 ₱882

5.79%

Internet (50+ Mbps, Unlimited Data)

$33.20 ₦44.2K

$27.54 ₱1,734

20.55%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$6.30 ₦8,382

$5.65 ₱356

11.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$675 ₦898.1K

$275 ₱17.3K

145.24%

International Primary School, 1 Child (Yearly)

$19.6K ₦26.0M

$7,918 ₱498.5K

146.92%

Jeans (Levis 501 Or Similar)

$14.78 ₦19.7K

$49.33 ₱3,106

-70.04%

Summer Dress (H&M, Zara, etc)

$18.04 ₦24.0K

$25.24 ₱1,589

-28.53%

Sport Shoes (Adidas, Nike)

$36.20 ₦48.2K

$77.0 ₱4,846

-52.96%

Men's Leather Business Shoes

$48.20 ₦64.1K

$57.2 ₱3,601

-15.73%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$223 ₦296.1K

$1,078 ₱67.9K

-79.34%

3-bedroom Apartment, Outside City Center (Monthly)

$149 ₦197.9K

$615 ₱38.7K

-75.82%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$26.04 ₦34.6K

$346 ₱21.8K

-92.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

18.39

7.2

155.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ondo: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ondo

$147 39.7%

Cebu

$206 22.4% 40.1% $59

Eating Out

Ondo

$96 26%

Cebu

$88 9.6% 8.2% $7.9

Monthly Utilities & Internet

Ondo

$56 15.1%

Cebu

$162 17.6% 190% $106

Clothing & Footwear

Ondo

$53 14.3%

Cebu

$94 10.2% 78.1% $41

Sport & Entertainment

Ondo

$13 * 3.4%

Cebu

$44 4.8% 246% $31

Getting Around

Ondo

$6.2 * 1.7%

Cebu

$16 1.7% 152% $9.4

Accommodation & Living

Ondo

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Cebu pays 1229% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $51.0 in Ondo vs $24.00 in Cebu. Groceries flip the comparison at $147 vs $206, with Ondo cheaper for home cooking.

Good to know

🇳🇬 Ondo

🇵🇭 Cebu

🕒 Local time

18:18 6:18 PM

01:18 1:18 AM

7 h ahead of Ondo

🌤 Weather

👥 Population

275,000

964,169

💱 Currency

Nigerian Naira NGN ₦

Philippine Peso PHP ₱

📈 Exchange rate

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NGN – Nigerian Naira Converter

🇺🇸 United States Dollar ($)

🇳🇬 Nigerian Naira (₦)

Nigerian Naira exchange rates as of October 17, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,496 NGN (10,000 NGN = 6.69 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to NGN in detail →

On the map

Lowest

Highest

Between locations

Ondo Cebu 13,000 km ≈ 17 h nonstop flight

From you

Ondo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ondo vs Cebu: Cost of Living - Frequently Asked Questions

Ondo is cheaper overall, especially in groceries, clothing, and leisure. The 148% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1229% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 40% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $370 per month in Ondo versus $918 in Cebu – a 148% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Ondo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ondo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ondo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ondo gentler on the wallet – expenses run 148% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.