Last update: Oct 2026

Cost of Living Comparison Between Cebu and Olten

For one person, living is cheaper in Cebu: $915 a month against $3,049 in Olten, rent and utilities included – about $25,600 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Olten
🇨🇭 Switzerland
$3,049
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Olten

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Olten actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $3,049 in Olten.

  • Cebu $915
  • Olten $3,049

Estimated couple costs with rent: $1,418 in Cebu versus $4,812 in Olten.

  • Cebu $1,418
  • Olten $4,812

Monthly costs for a family of three with rent: $1,921 in Cebu versus $6,576 in Olten.

  • Cebu $1,921
  • Olten $6,576

Living in Cebu costs roughly 70% less than in Olten, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Olten is 125% above.

Currency
🍽 Eating Out
Cebu
Olten
Difference
Meal at Budget Restaurant
$3.05 ₱192
$33.18 CHF 27.33
-90.81%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$122 CHF 100
-80.30%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$17.69 CHF 14.57
-77.44%
Cappuccino
$2.50 ₱157
$6.29 CHF 5.18
-60.25%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$5.51 CHF 4.54
-72.05%
Water (0.33 liter bottle)
$0.50 ₱31.37
$5.21 CHF 4.29
-90.40%
Local Beer (0.5 liter draught)
$1.78 ₱112
$9.22 CHF 7.59
-80.69%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$7.52 CHF 6.19
-71.14%
🛒 Groceries & Markets
Cebu
Olten
Difference
Milk (1 liter)
$2.00 ₱126
$2.11 CHF 1.73
-5.21%
White Bread (500g)
$1.37 ₱86.2
$3.87 CHF 3.19
-64.60%
Rice (white) (1kg)
$1.03 ₱64.9
$3.81 CHF 3.14
-72.97%
Eggs
$2.03 ₱128
$8.37 CHF 6.90
-75.75%
Local Cheese (1kg)
$10.20 ₱642
$26.10 CHF 21.50
-60.92%
Chicken Fillets (1kg)
$4.45 ₱280
$26.77 CHF 22.05
-83.38%
Beef Round Steak (1kg)
$7.67 ₱483
$46.34 CHF 38.16
-83.45%
Apples (1kg)
$3.31 ₱208
$4.02 CHF 3.31
-17.66%
Banana (1kg)
$1.46 ₱91.8
$2.69 CHF 2.22
-45.72%
Oranges (1kg)
$2.32 ₱146
$2.97 CHF 2.45
-21.89%
Tomato (1kg)
$1.49 ₱94.0
$4.69 CHF 3.86
-68.23%
Potato (1kg)
$2.34 ₱147
$2.49 CHF 2.05
-6.02%
Onion (1kg)
$1.94 ₱122
$2.14 CHF 1.76
-9.35%
Lettuce (1 head)
$1.16 ₱73.0
$2.55 CHF 2.10
-54.51%
Water (1.5 liter bottle)
$0.68 ₱42.89
$1.29 CHF 1.06
-47.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$10.85 CHF 8.93
-72.44%
Wine (Bottle)
$6.24 ₱393
$14.12 CHF 11.63
-55.81%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$2.79 CHF 2.30
-55.91%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$3.25 CHF 2.68
-46.77%
🚌 Getting Around
Cebu
Olten
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
$5.30 CHF 4.37
-95.66%
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
$107 CHF 88.3
-88.49%
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$8.39 CHF 6.91
-90.58%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$4.53 CHF 3.73
-95.14%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$90.2 CHF 74.3
-94.97%
Gasoline (1 liter)
$1.32 ₱82.9
$2.16 CHF 1.78
-38.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$39.5K CHF 32.6K
-46.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$39.3K CHF 32.4K
-50.63%
🧾 Monthly Utilities & Internet
Cebu
Olten
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$275 CHF 227
-56.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$32.97 CHF 27.15
-56.87%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$47.51 CHF 39.13
-42.18%
🎉 Sport & Entertainment
Cebu
Olten
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$80.2 CHF 66.1
-59.73%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
-
-
Cinema Ticket
$5.40 ₱340
$21.01 CHF 17.30
-74.30%
🧸 Childcare & Education
Cebu
Olten
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$3,608 CHF 2,971
-92.35%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$41.7K CHF 34.3K
-81.13%
👕👟 Clothing & Footwear
Cebu
Olten
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$143 CHF 118
-65.47%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$59.3 CHF 48.81
-58.52%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$167 CHF 137
-53.99%
Men's Leather Business Shoes
$58.9 ₱3,706
$210 CHF 173
-72.03%
🏠 Accommodation & Living
Cebu
Olten
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$1,210 CHF 997
-58.39%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$1,035 CHF 852
-70.58%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$1,968 CHF 1,621
-45.38%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$1,948 CHF 1,605
-67.56%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
-
-
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
-
-
💵 Salaries & Financials
Cebu
Olten
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
$5,837 CHF 4,808
-94.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
2.07
247.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Olten: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Olten
$1K 240% $730
Groceries & Markets
Cebu
$210
Olten
$617 195% $408
Monthly Utilities & Internet
Cebu
$160
Olten
$356 122% $196
Clothing & Footwear
Cebu
$94
Olten
$261 177% $166
Eating Out
Cebu
$88
Olten
$498 468% $410
Sport & Entertainment
Cebu
$43
Olten
$122 184% $79
Getting Around
Cebu
$15
Olten
$160 953% $144

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,210 in Olten. Housing cost is often the main lever when comparing two cities.

Olten pays 1638% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $122 in Olten for a mid-range dinner for two. Groceries echo the gap at $210 vs $617 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇨🇭 Olten
🕒 Local time
06:17 6:17 AM
00:17 12:17 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
17,280
💱 Currency
Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

On the map
Between locations
  • Cebu Olten 11,040 km ≈ 14 h nonstop flight
From you
  • Cebu
  • Olten

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Olten: Cost of Living - Frequently Asked Questions
Is Olten cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 233% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Olten?
On paper, salaries run 1638% lower in Olten. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Olten?
Rent for a central apartment: $503 in Cebu versus $1,210 in Olten. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Olten?
All in, you'll spend $915 per month in Cebu versus $3,049 in Olten – a 233% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 769% less than in Olten. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Olten?
At $915 in Cebu versus $3,049 in Olten, a $1,500 budget is realistic in Cebu but tight or insufficient in Olten. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Olten more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Olten, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Olten?
Safety-wise, Cebu and Olten are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 233% less than in Olten. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Cebu vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?