For one person, living is cheaper in Cebu: $915 a month against $3,049 in Olten, rent and utilities included – about $25,600 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Olten actually costs, broken down by who's living it.
Monthly costs for one person with rent: $915 in Cebu versus $3,049 in Olten.
Cebu $915
Olten $3,049
Estimated couple costs with rent: $1,418 in Cebu versus $4,812 in Olten.
Cebu $1,418
Olten $4,812
Monthly costs for a family of three with rent: $1,921 in Cebu versus $6,576 in Olten.
Cebu $1,921
Olten $6,576
🌍
Living in Cebu costs roughly 70% less than in Olten, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Cebu is 33% below, Olten is 125% above.
Currency
No currencies found
🍽 Eating Out
Cebu
Olten
Difference
Meal at Budget Restaurant
$3.05₱192
$33.18CHF 27.33
-90.81%
Three-Course Dinner for Two, Mid-Range
$24.00₱1,511
$122CHF 100
-80.30%
Fast Food Meal(McDonalds, etc)
$3.99₱251
$17.69CHF 14.57
-77.44%
Cappuccino
$2.50₱157
$6.29CHF 5.18
-60.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱97.1
$5.51CHF 4.54
-72.05%
Water(0.33 liter bottle)
$0.50₱31.37
$5.21CHF 4.29
-90.40%
Local Beer(0.5 liter draught)
$1.78₱112
$9.22CHF 7.59
-80.69%
Imported Beer(0.33 liter bottle)
$2.17₱136
$7.52CHF 6.19
-71.14%
🛒 Groceries & Markets
Cebu
Olten
Difference
Milk(1 liter)
$2.00₱126
$2.11CHF 1.73
-5.21%
White Bread(500g)
$1.37₱86.2
$3.87CHF 3.19
-64.60%
Rice(white)(1kg)
$1.03₱64.9
$3.81CHF 3.14
-72.97%
Eggs
$2.03₱128
$8.37CHF 6.90
-75.75%
Local Cheese(1kg)
$10.20₱642
$26.10CHF 21.50
-60.92%
Chicken Fillets(1kg)
$4.45₱280
$26.77CHF 22.05
-83.38%
Beef Round Steak(1kg)
$7.67₱483
$46.34CHF 38.16
-83.45%
Apples(1kg)
$3.31₱208
$4.02CHF 3.31
-17.66%
Banana(1kg)
$1.46₱91.8
$2.69CHF 2.22
-45.72%
Oranges(1kg)
$2.32₱146
$2.97CHF 2.45
-21.89%
Tomato(1kg)
$1.49₱94.0
$4.69CHF 3.86
-68.23%
Potato(1kg)
$2.34₱147
$2.49CHF 2.05
-6.02%
Onion(1kg)
$1.94₱122
$2.14CHF 1.76
-9.35%
Lettuce(1 head)
$1.16₱73.0
$2.55CHF 2.10
-54.51%
Water(1.5 liter bottle)
$0.68₱42.89
$1.29CHF 1.06
-47.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.99₱188
$10.85CHF 8.93
-72.44%
Wine(Bottle)
$6.24₱393
$14.12CHF 11.63
-55.81%
Local Beer(0.5 liter bottle)
$1.23₱77.3
$2.79CHF 2.30
-55.91%
Imported Beer(0.33 liter bottle)
$1.73₱109
$3.25CHF 2.68
-46.77%
🚌 Getting Around
Cebu
Olten
Difference
One-way Ticket(Public Transport)
$0.23₱14.36
$5.30CHF 4.37
-95.66%
Public Transport Monthly Pass(Regular Price)
$12.34₱777
$107CHF 88.3
-88.49%
Taxi Start(Normal Tariff)
$0.79₱49.96
$8.39CHF 6.91
-90.58%
Taxi(Normal Tariff)(1km)
$0.22₱13.86
$4.53CHF 3.73
-95.14%
Taxi 1hour Waiting(Normal Tariff)
$4.54₱286
$90.2CHF 74.3
-94.97%
Gasoline(1 liter)
$1.32₱82.9
$2.16CHF 1.78
-38.89%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K₱1.3M
$39.5KCHF 32.6K
-46.89%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$39.3KCHF 32.4K
-50.63%
🧾 Monthly Utilities & Internet
Cebu
Olten
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119₱7,464
$275CHF 227
-56.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.22₱896
$32.97CHF 27.15
-56.87%
Internet(50+ Mbps, Unlimited Data)
$27.47₱1,730
$47.51CHF 39.13
-42.18%
🎉 Sport & Entertainment
Cebu
Olten
Difference
Gym Membership(Monthly)
$32.31₱2,034
$80.2CHF 66.1
-59.73%
Tennis Court(1 Hour on Weekend)
$6.50₱409
-
-
Cinema Ticket
$5.40₱340
$21.01CHF 17.30
-74.30%
🧸 Childcare & Education
Cebu
Olten
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$276₱17.4K
$3,608CHF 2,971
-92.35%
International Primary School, 1 Child(Yearly)
$7,866₱495.3K
$41.7KCHF 34.3K
-81.13%
👕👟 Clothing & Footwear
Cebu
Olten
Difference
Jeans(Levis 501 Or Similar)
$49.37₱3,108
$143CHF 118
-65.47%
Summer Dress(H&M, Zara, etc)
$24.58₱1,548
$59.3CHF 48.81
-58.52%
Sport Shoes(Adidas, Nike)
$76.6₱4,825
$167CHF 137
-53.99%
Men's Leather Business Shoes
$58.9₱3,706
$210CHF 173
-72.03%
🏠 Accommodation & Living
Cebu
Olten
Difference
1-bedroom Apartment, City Center(Monthly)
$503₱31.7K
$1,210CHF 997
-58.39%
1-bedroom Apartment, Outside City Center(Monthly)
$305₱19.2K
$1,035CHF 852
-70.58%
3-bedroom Apartment, City Center(Monthly)
$1,075₱67.7K
$1,968CHF 1,621
-45.38%
3-bedroom Apartment, Outside City Center(Monthly)
$632₱39.8K
$1,948CHF 1,605
-67.56%
Buy Apartment in City Center(m2)
$2,870₱180.7K
-
-
Buy Apartment Outside City Center(m2)
$1,877₱118.2K
-
-
💵 Salaries & Financials
Cebu
Olten
Difference
Average Monthly Net Salary(After Tax)
$336₱21.1K
$5,837CHF 4,808
-94.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
2.07
247.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 19, 2026
Last update for Olten: October 20, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$305 33.3%
Olten
$1K 34% ↑ 240%$730
🛒Groceries & Markets
Cebu
$210 22.9%
Olten
$617 20.3% ↑ 195%$408
🧾Monthly Utilities & Internet
Cebu
$160 17.5%
Olten
$356 11.7% ↑ 122%$196
👕👟Clothing & Footwear
Cebu
$94 10.3%
Olten
$261 8.6% ↑ 177%$166
🍽Eating Out
Cebu
$88 9.6%
Olten
$498 16.3% ↑ 468%$410
🎉Sport & Entertainment
Cebu
$43 4.7%
Olten
$122 4% ↑ 184%$79
🚌Getting Around
Cebu
$15 1.7%
Olten
$160 5.2% ↑ 953%$144
🏠Accommodation & Living
Cebu
$632 32.9%
Olten
$1.9K 29.6% ↑ 208%$1.3K
🛒Groceries & Markets
Cebu
$491 25.6%
Olten
$1.5K 22.4% ↑ 200%$980
🧾Monthly Utilities & Internet
Cebu
$174 9.1%
Olten
$389 5.9% ↑ 123%$214
👕👟Clothing & Footwear
Cebu
$209 10.9%
Olten
$579 8.8% ↑ 177%$370
🍽Eating Out
Cebu
$290 15.1%
Olten
$1.6K 24.5% ↑ 457%$1.3K
🎉Sport & Entertainment
Cebu
$93 4.8%
Olten
$244 * 3.7% ↑ 164%$152
🚌Getting Around
Cebu
$31 1.6%
Olten
$330 5% ↑ 972%$299
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $503 in Cebu and $1,210 in Olten. Housing cost is often the main lever when comparing two cities.
💰Olten pays 1638% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Cebu vs $122 in Olten for a mid-range dinner for two. Groceries echo the gap at $210 vs $617 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Olten: Cost of Living - Frequently Asked Questions
Is Olten cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 233% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Olten?
On paper, salaries run 1638% lower in Olten. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Olten?
Rent for a central apartment: $503 in Cebu versus $1,210 in Olten. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Olten?
All in, you'll spend $915 per month in Cebu versus $3,049 in Olten – a 233% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 769% less than in Olten. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Olten?
At $915 in Cebu versus $3,049 in Olten, a $1,500 budget is realistic in Cebu but tight or insufficient in Olten. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Olten more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Olten, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Olten?
Safety-wise, Cebu and Olten are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 233% less than in Olten. Beyond cost, consider language, visa policies, and how big the international community is in each city.