Last update: Oct 2026

Cost of Living Comparison Between Cebu and Odesa

For one person, living is cheaper in Odesa: $821 a month against $934 in Cebu, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Odesa
🇺🇦 Ukraine
$821
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Odesa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Odesa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $821 in Odesa.

  • Cebu $934
  • Odesa $821

Estimated couple costs with rent: $1,415 in Cebu versus $1,299 in Odesa.

  • Cebu $1,415
  • Odesa $1,299

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,778 in Odesa.

  • Cebu $1,896
  • Odesa $1,778

Living in Cebu is roughly 14% more expensive than in Odesa, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Odesa 39% lower.

Currency
🍽 Eating Out
Cebu
Odesa
Difference
Meal at Budget Restaurant
$3.03 ₱191
$7.59 ₴340
-60.08%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,476
$35.12 ₴1,576
-33.14%
Fast Food Meal (McDonalds, etc)
$4.09 ₱257
$5.57 ₴250
-26.57%
Cappuccino
$2.52 ₱158
$1.55 ₴69.5
62.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.2
$0.91 ₴40.61
69.23%
Water (0.33 liter bottle)
$0.49 ₱31.06
$0.76 ₴34.27
-35.53%
Local Beer (0.5 liter draught)
$1.79 ₱113
$1.74 ₴78.1
2.87%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$2.13 ₴95.6
6.10%
🛒 Groceries & Markets
Cebu
Odesa
Difference
Milk (1 liter)
$1.95 ₱122
$1.35 ₴60.5
44.44%
White Bread (500g)
$1.43 ₱89.9
$0.76 ₴34.20
88.16%
Rice (white) (1kg)
$1.02 ₱64.0
$1.79 ₴80.5
-43.02%
Eggs
$2.06 ₱129
$2.03 ₴91.1
1.48%
Local Cheese (1kg)
$9.81 ₱617
$9.55 ₴428
2.72%
Chicken Fillets (1kg)
$4.61 ₱290
$5.36 ₴241
-13.99%
Beef Round Steak (1kg)
$7.70 ₱484
$6.97 ₴313
10.47%
Apples (1kg)
$3.31 ₱208
$1.17 ₴52.4
182.91%
Banana (1kg)
$1.45 ₱91.2
$1.53 ₴68.5
-5.23%
Oranges (1kg)
$2.36 ₱148
$1.97 ₴88.3
19.80%
Tomato (1kg)
$1.54 ₱96.6
$3.10 ₴139
-50.32%
Potato (1kg)
$2.36 ₱148
$0.79 ₴35.66
198.73%
Onion (1kg)
$1.99 ₱125
$0.48 ₴21.41
314.58%
Lettuce (1 head)
$1.15 ₱72.3
$1.59 ₴71.4
-27.67%
Water (1.5 liter bottle)
$0.67 ₱42.26
$0.57 ₴25.39
17.54%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$3.09 ₴139
-2.91%
Wine (Bottle)
$6.35 ₱399
$5.48 ₴246
15.88%
Local Beer (0.5 liter bottle)
$1.31 ₱82.1
$0.95 ₴42.67
37.89%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$1.45 ₴65.3
19.31%
🚌 Getting Around
Cebu
Odesa
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.82
$0.43 ₴19.10
-41.86%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱796
$19.71 ₴884
-35.82%
Taxi Start (Normal Tariff)
$0.74 ₱46.44
$1.75 ₴78.3
-57.71%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.15
$0.34 ₴15.26
-38.24%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱272
$4.38 ₴196
-1.14%
Gasoline (1 liter)
$1.33 ₱83.7
$1.78 ₴79.7
-25.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$29.5K ₴1.3M
-26.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$25.2K ₴1.1M
-23.08%
🧾 Monthly Utilities & Internet
Cebu
Odesa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,583
$112 ₴5,006
8.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱909
$6.95 ₴312
107.91%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,779
$6.30 ₴283
349.05%
🎉 Sport & Entertainment
Cebu
Odesa
Difference
Gym Membership (Monthly)
$32.68 ₱2,055
$22.18 ₴995
47.34%
Tennis Court (1 Hour on Weekend)
$6.39 ₱402
$12.71 ₴570
-49.72%
Cinema Ticket
$5.46 ₱343
$5.40 ₴242
1.11%
🧸 Childcare & Education
Cebu
Odesa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.2K
$261 ₴11.7K
4.91%
International Primary School, 1 Child (Yearly)
$8,156 ₱512.9K
$3,707 ₴166.3K
120.03%
👕👟 Clothing & Footwear
Cebu
Odesa
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,117
$64.7 ₴2,903
-23.40%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,564
$43.14 ₴1,935
-42.35%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,817
$87.4 ₴3,920
-12.34%
Men's Leather Business Shoes
$59.3 ₱3,727
$103 ₴4,610
-42.32%
🏠 Accommodation & Living
Cebu
Odesa
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.8K
$346 ₴15.5K
46.35%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$188 ₴8,434
64.60%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.1K
$582 ₴26.1K
80.64%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.9K
$388 ₴17.4K
59.41%
Buy Apartment in City Center (m2)
$2,915 ₱183.4K
$1,590 ₴71.3K
83.38%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.4K
$901 ₴40.4K
107.30%
💵 Salaries & Financials
Cebu
Odesa
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.5K
$477 ₴21.4K
-28.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
21.17
-65.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Odesa: October 6, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Odesa
$188 39.2% $121
Groceries & Markets
Cebu
$210
Odesa
$186 11.5% $24
Monthly Utilities & Internet
Cebu
$163
Odesa
$125 23.6% $38
Clothing & Footwear
Cebu
$95
Odesa
$134 41.7% $39
Eating Out
Cebu
$88
Odesa
$116 30.8% $27
Sport & Entertainment
Cebu
$44
Odesa
$33 24.4% $11
Getting Around
Cebu
$15
Odesa
$25 61% $9.4

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $346 in Odesa. Housing cost is often the main lever when comparing two cities.

Odesa pays 40% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $35.00 in Odesa. Groceries flip the comparison at $210 vs $186, with Odesa cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇺🇦 Odesa
🕒 Local time
10:46 10:46 AM
05:46 5:46 AM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
1,008,852
💱 Currency
Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Ukrainian Hryvnia exchange rates as of October 10, 2026: 1 USD = 44.86 UAH (100 UAH = 2.23 USD). 1 EUR = 50.32 UAH (100 UAH = 1.99 EUR).

On the map
Between locations
  • Cebu Odesa 9,420 km ≈ 12 h nonstop flight
From you
  • Cebu
  • Odesa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Odesa: Cost of Living - Frequently Asked Questions
Is Odesa cheaper than Cebu?
Odesa is cheaper overall, especially in groceries, leisure, and utilities. The 14% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Odesa?
On paper, salaries run 40% lower in Odesa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Odesa?
Rent for a central apartment: $506 in Cebu versus $346 in Odesa. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Odesa?
All in, you'll spend $934 per month in Cebu versus $821 in Odesa – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Odesa runs roughly 56% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,200 enough for either Cebu or Odesa?
Either city works on $1,200 a month, though Odesa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Odesa more family-friendly?
For families, Odesa is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Odesa?
Safety-wise, Cebu and Odesa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Odesa gentler on the wallet – expenses run 14% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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