Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nigeria

For one person, living is cheaper in Nigeria: $756 a month against $934 in Cebu, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇳🇬 Nigeria
$756
/mo nomad
😐 Solo nomad: Cebu is 35.7% more expensive than Nigeria without rent, and 23.6% more expensive with rent.
😐 Family of 3: Cebu is 31.5% more expensive than Nigeria without rent, and 4.5% more expensive with rent.
Currency
🍽 Eating Out
Cebu
Nigeria
Difference
Meal at Budget Restaurant
$3.03 ₱190
$1.84 ₦2,443
64.67%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$30.75 ₦40.8K
-23.64%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$4.58 ₦6,079
-10.70%
Cappuccino
$2.52 ₱158
$2.32 ₦3,085
8.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$0.36 ₦484
327.78%
Water (0.33 liter bottle)
$0.49 ₱30.98
$0.22 ₦293
122.73%
Local Beer (0.5 liter draught)
$1.79 ₱112
$0.76 ₦1,008
135.53%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$1.29 ₦1,707
75.19%
🛒 Groceries & Markets
Cebu
Nigeria
Difference
Milk (1 liter)
$1.95 ₱122
$2.79 ₦3,700
-30.11%
White Bread (500g)
$1.43 ₱89.7
$1.02 ₦1,354
40.20%
Rice (white) (1kg)
$1.02 ₱63.8
$1.52 ₦2,024
-32.89%
Eggs
$2.06 ₱129
$1.62 ₦2,159
27.16%
Local Cheese (1kg)
$9.81 ₱615
$5.91 ₦7,856
65.99%
Chicken Fillets (1kg)
$4.61 ₱289
$4.28 ₦5,683
7.71%
Beef Round Steak (1kg)
$7.70 ₱483
$3.86 ₦5,125
99.48%
Apples (1kg)
$3.31 ₱207
$2.39 ₦3,180
38.49%
Banana (1kg)
$1.45 ₱90.9
$1.35 ₦1,791
7.41%
Oranges (1kg)
$2.36 ₱148
$1.27 ₦1,683
85.83%
Tomato (1kg)
$1.54 ₱96.4
$1.60 ₦2,131
-3.75%
Potato (1kg)
$2.36 ₱148
$1.62 ₦2,155
45.68%
Onion (1kg)
$1.99 ₱125
$1.37 ₦1,825
45.26%
Lettuce (1 head)
$1.15 ₱72.1
$0.62 ₦823
85.48%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.36 ₦481
86.11%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$0.77 ₦1,023
289.61%
Wine (Bottle)
$6.35 ₱398
$3.91 ₦5,199
62.40%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$0.68 ₦901
92.65%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$0.82 ₦1,087
110.98%
🚌 Getting Around
Cebu
Nigeria
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$0.37 ₦489
-32.43%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$15.10 ₦20.1K
-16.23%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$0.61 ₦813
21.31%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$1.09 ₦1,442
-80.73%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$2.21 ₦2,931
95.93%
Gasoline (1 liter)
$1.33 ₱83.5
$0.61 ₦815
118.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$11.5K ₦15.3M
88.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$16.6K ₦22.0M
16.91%
🧾 Monthly Utilities & Internet
Cebu
Nigeria
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$70.7 ₦93.8K
70.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$5.14 ₦6,827
181.13%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$22.46 ₦29.8K
25.96%
🎉 Sport & Entertainment
Cebu
Nigeria
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$20.13 ₦26.7K
62.34%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$6.84 ₦9,083
-6.58%
Cinema Ticket
$5.46 ₱342
$4.67 ₦6,208
16.92%
🧸 Childcare & Education
Cebu
Nigeria
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$63.6 ₦84.5K
330.03%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$4,258 ₦5.7M
91.54%
👕👟 Clothing & Footwear
Cebu
Nigeria
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$12.90 ₦17.1K
284.26%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$19.86 ₦26.4K
25.23%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$35.48 ₦47.1K
115.87%
Men's Leather Business Shoes
$59.3 ₱3,717
$36.69 ₦48.7K
61.52%
🏠 Accommodation & Living
Cebu
Nigeria
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$496 ₦659.2K
1.90%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$327 ₦433.9K
-5.28%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,499 ₦2.0M
-29.83%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$840 ₦1.1M
-26.33%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$2,614 ₦3.5M
11.55%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$1,182 ₦1.6M
58.03%
💵 Salaries & Financials
Cebu
Nigeria
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$92.2 ₦122.5K
269.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
17.83
-59.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Nigeria: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Nigeria
$327 5.6% $17
Groceries & Markets
Cebu
$210
Nigeria
$162 23.1% $49
Monthly Utilities & Internet
Cebu
$163
Nigeria
$98 39.8% $65
Clothing & Footwear
Cebu
$95
Nigeria
$47 50.1% $47
Eating Out
Cebu
$88
Nigeria
$65 26.4% $23
Sport & Entertainment
Cebu
$44
Nigeria
$29 32.4% $14
Getting Around
Cebu
$15
Nigeria
$23 46.4% $7.2
Good to know
🇵🇭 Cebu
🇳🇬 Nigeria
🕒 Local time
12:06 12:06 PM
05:06 5:06 AM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
211,400,708
💱 Currency
Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Nigerian Naira exchange rates as of October 10, 2026: 1 USD = 1,328 NGN (10,000 NGN = 7.53 USD). 1 EUR = 1,490 NGN (10,000 NGN = 6.71 EUR).

On the map
Between locations
  • Cebu Nigeria 12,660 km ≈ 16 h nonstop flight
From you
  • Cebu
  • Nigeria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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