Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nazareth

For one person, living is cheaper in Cebu: $918 a month against $2,902 in Nazareth, rent and utilities included – about $23,800 less a year. Rent and utilities account for about half of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Nazareth
🇮🇱 Israel
$2,902
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Nazareth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nazareth actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,902 in Nazareth.

  • Cebu $918
  • Nazareth $2,902

Estimated couple costs with rent: $1,409 in Cebu versus $4,173 in Nazareth.

  • Cebu $1,409
  • Nazareth $4,173

Monthly costs for a family of three with rent: $1,900 in Cebu versus $5,444 in Nazareth.

  • Cebu $1,900
  • Nazareth $5,444

Living in Cebu costs roughly 68% less than in Nazareth, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 32% below, Nazareth is 115% above.

Currency
🍽 Eating Out
Cebu
Nazareth
Difference
Meal at Budget Restaurant
$3.09 ₱195
$25.72 ₪80.0
-87.99%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$59.1 ₪184
-59.00%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$9.99 ₪31.07
-60.76%
Cappuccino
$2.51 ₱158
$4.80 ₪14.93
-47.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.32 ₪7.23
-31.47%
Water (0.33 liter bottle)
$0.53 ₱33.45
$1.52 ₪4.72
-65.13%
Local Beer (0.5 liter draught)
$1.78 ₱112
$9.81 ₪30.53
-81.86%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$10.01 ₪31.14
-78.32%
🛒 Groceries & Markets
Cebu
Nazareth
Difference
Milk (1 liter)
$1.92 ₱121
$2.59 ₪8.06
-25.87%
White Bread (500g)
$1.36 ₱85.5
$5.66 ₪17.60
-75.97%
Rice (white) (1kg)
$1.01 ₱63.6
$3.45 ₪10.73
-70.72%
Eggs
$2.03 ₱128
$4.56 ₪14.19
-55.48%
Local Cheese (1kg)
$9.86 ₱621
$13.15 ₪40.93
-25.02%
Chicken Fillets (1kg)
$4.39 ₱277
$19.27 ₪59.9
-77.22%
Beef Round Steak (1kg)
$7.60 ₱479
$26.47 ₪82.4
-71.29%
Apples (1kg)
$3.30 ₱208
$6.39 ₪19.88
-48.36%
Banana (1kg)
$1.39 ₱87.8
$3.34 ₪10.41
-58.38%
Oranges (1kg)
$2.33 ₱147
$3.13 ₪9.73
-25.56%
Tomato (1kg)
$1.50 ₱94.3
$3.17 ₪9.86
-52.68%
Potato (1kg)
$2.36 ₱149
$2.08 ₪6.48
13.46%
Onion (1kg)
$1.90 ₱119
$1.73 ₪5.39
9.83%
Lettuce (1 head)
$1.19 ₱74.9
$2.35 ₪7.31
-49.36%
Water (1.5 liter bottle)
$0.63 ₱39.73
$2.43 ₪7.57
-74.07%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$10.09 ₪31.40
-70.27%
Wine (Bottle)
$6.03 ₱380
$13.13 ₪40.86
-54.07%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$4.79 ₪14.91
-74.32%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$4.19 ₪13.03
-58.23%
🚌 Getting Around
Cebu
Nazareth
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.87
$2.94 ₪9.15
-91.50%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$91.7 ₪285
-86.22%
Taxi Start (Normal Tariff)
$0.77 ₱48.64
$7.92 ₪24.63
-90.28%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.54
$1.39 ₪4.33
-83.45%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$32.14 ₪100
-86.12%
Gasoline (1 liter)
$1.31 ₱82.8
$2.53 ₪7.87
-48.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$56.7K ₪176.4K
-62.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$59.4K ₪184.7K
-67.75%
🧾 Monthly Utilities & Internet
Cebu
Nazareth
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,573
$335 ₪1,043
-64.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$12.38 ₪38.52
13.09%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,735
$48.25 ₪150
-42.92%
🎉 Sport & Entertainment
Cebu
Nazareth
Difference
Gym Membership (Monthly)
$32.33 ₱2,036
$70.8 ₪220
-54.36%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$16.38 ₪51.0
-65.51%
🧸 Childcare & Education
Cebu
Nazareth
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$1,633 ₪5,079
-83.14%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.8K
$24.9K ₪77.6K
-68.24%
👕👟 Clothing & Footwear
Cebu
Nazareth
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,107
$106 ₪329
-53.38%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,590
$65.0 ₪202
-61.19%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,848
$171 ₪532
-54.98%
Men's Leather Business Shoes
$57.2 ₱3,603
$159 ₪496
-64.10%
🏠 Accommodation & Living
Cebu
Nazareth
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$1,466 ₪4,562
-65.94%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$1,164 ₪3,620
-73.46%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$2,073 ₪6,448
-48.00%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.8K
$1,830 ₪5,693
-66.38%
Buy Apartment in City Center (m2)
$2,886 ₱181.8K
$9,521 ₪29.6K
-69.69%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$8,100 ₪25.2K
-76.34%
💵 Salaries & Financials
Cebu
Nazareth
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.2
38.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nazareth: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Nazareth
$1.2K 277% $855
Groceries & Markets
Cebu
$206
Nazareth
$517 151% $311
Monthly Utilities & Internet
Cebu
$162
Nazareth
$396 145% $234
Clothing & Footwear
Cebu
$94
Nazareth
$226 140% $132
Eating Out
Cebu
$88
Nazareth
$378 328% $289
Sport & Entertainment
Cebu
$44
Nazareth
$104 138% $60
Getting Around
Cebu
$16
Nazareth
$118 660% $103

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,466 in Nazareth. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $59.0 in Nazareth for a mid-range dinner for two. Groceries echo the gap at $206 vs $517 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇮🇱 Nazareth
🕒 Local time
22:38 10:38 PM
17:38 5:38 PM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
81,631
💱 Currency
Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

On the map
Between locations
  • Cebu Nazareth 9,260 km ≈ 12 h nonstop flight
From you
  • Cebu
  • Nazareth

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Nazareth: Cost of Living - Frequently Asked Questions
Is Nazareth cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 216% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $4,352 in Nazareth to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Nazareth?
Rent for a central apartment: $500 in Cebu versus $1,466 in Nazareth. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Nazareth?
All in, you'll spend $918 per month in Cebu versus $2,902 in Nazareth – a 216% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 626% less than in Nazareth. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Nazareth?
At $918 in Cebu versus $2,902 in Nazareth, a $1,500 budget is realistic in Cebu but tight or insufficient in Nazareth. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Nazareth more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Nazareth, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Nazareth?
Safety-wise, Cebu and Nazareth are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 216% less than in Nazareth. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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