Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nazare

For one person, living is cheaper in Cebu: $934 a month against $1,648 in Nazare, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
80

Cost of Living Index in Nazare
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Nazare Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Nazare

🇵🇹 Portugal

$1,648

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nazare

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nazare actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,648 in Nazare.

Cebu $934
Nazare $1,648

Estimated couple costs with rent: $1,423 in Cebu versus $2,378 in Nazare.

Cebu $1,423
Nazare $2,378

Monthly costs for a family of three with rent: $1,913 in Cebu versus $3,109 in Nazare.

Cebu $1,913
Nazare $3,109

Living in Cebu costs roughly 43% less than in Nazare, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 31% below, Nazare is 21% above.

Meal at Budget Restaurant

$3.79 ₱242

$13.45 €12.08

-71.82%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,491

$47.09 €42.30

-50.46%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$9.74 €8.75

-59.55%

Cappuccino

$2.54 ₱163

$1.93 €1.74

31.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$2.01 €1.81

-21.89%

Water (0.33 liter bottle)

$0.47 ₱29.82

$1.40 €1.26

-66.43%

Local Beer (0.5 liter draught)

$1.77 ₱113

$2.84 €2.55

-37.68%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$3.28 €2.94

-32.32%

Milk (1 liter)

$1.90 ₱121

$1.08 €0.97

75.93%

White Bread (500g)

$1.36 ₱87.1

$1.52 €1.36

-10.53%

Rice (white) (1kg)

$0.94 ₱59.8

$1.51 €1.36

-37.75%

Eggs

$1.99 ₱127

$3.31 €2.97

-39.88%

Local Cheese (1kg)

$9.70 ₱620

$11.50 €10.33

-15.65%

Chicken Fillets (1kg)

$4.32 ₱276

$7.37 €6.62

-41.38%

Beef Round Steak (1kg)

$7.51 ₱480

$14.33 €12.87

-47.59%

Apples (1kg)

$3.31 ₱211

$2.19 €1.96

51.14%

Banana (1kg)

$1.37 ₱87.5

$1.37 €1.23

Oranges (1kg)

$2.34 ₱149

$1.76 €1.58

32.95%

Tomato (1kg)

$1.49 ₱95.4

$2.57 €2.31

-42.02%

Potato (1kg)

$2.30 ₱147

$1.76 €1.58

30.68%

Onion (1kg)

$1.87 ₱120

$1.93 €1.74

-3.11%

Lettuce (1 head)

$1.10 ₱70.3

$1.45 €1.30

-24.14%

Water (1.5 liter bottle)

$0.63 ₱40.36

$0.77 €0.69

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$6.13 €5.51

-53.34%

Wine (Bottle)

$6.08 ₱389

$4.49 €4.04

35.41%

Local Beer (0.5 liter bottle)

$1.27 ₱81.4

$1.23 €1.10

3.25%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$2.10 €1.89

-18.10%

One-way Ticket (Public Transport)

$0.22 ₱13.99

$2.19 €1.97

-89.95%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$35.43 €31.83

-65.17%

Taxi Start (Normal Tariff)

$0.74 ₱47.53

$4.02 €3.62

-81.59%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.08

$0.91 €0.82

-75.82%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱273

$15.55 €13.97

-72.48%

Gasoline (1 liter)

$1.31 ₱83.7

$2.07 €1.86

-36.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$32.1K €28.9K

-35.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$38.9K €35.0K

-51.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,565

$119 €107

-0.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,007

$20.28 €18.21

-22.29%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,810

$36.10 €32.43

-21.52%

Gym Membership (Monthly)

$32.94 ₱2,105

$40.39 €36.28

-18.45%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$17.72 €15.92

-63.37%

Cinema Ticket

$5.45 ₱348

$8.55 €7.68

-36.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$484 €435

-43.06%

International Primary School, 1 Child (Yearly)

$7,789 ₱497.7K

$10.6K €9,497

-26.32%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,078

$78.3 €70.3

-38.43%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,564

$37.69 €33.86

-35.08%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,810

$82.6 €74.2

-8.81%

Men's Leather Business Shoes

$58.0 ₱3,707

$103 €92.3

-43.52%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$966 €868

-50.58%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$790 €710

-59.27%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.5K

$1,610 €1,446

-40.17%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$1,165 €1,046

-46.28%

Buy Apartment in City Center (m2)

$4,551 ₱290.8K

$3,067 €2,755

48.41%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.5K

$2,160 €1,940

40.21%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

$958 €860

-65.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.67

96.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Nazare: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Nazare

$790 47.9% 146% $468

Groceries & Markets

Cebu

$204 21.8%

Nazare

$242 14.7% 18.9% $38

Monthly Utilities & Internet

Cebu

$163 17.4%

Nazare

$176 10.7% 8% $13

Eating Out

Cebu

$94 10.1%

Nazare

$194 11.8% 107% $100

Clothing & Footwear

Cebu

$93 9.9%

Nazare

$136 8.2% 46.2% $43

Sport & Entertainment

Cebu

$44 4.7%

Nazare

$57 3.5% 31.1% $14

Getting Around

Cebu

$15 1.6%

Nazare

$53 3.2% 250% $38

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $966 in Nazare. Housing cost is often the main lever when comparing two cities.

Nazare pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $23 in Cebu vs $47 in Nazare for a mid-range dinner for two. Groceries echo the gap at $204 vs $242 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇹 Nazare

🕒 Local time

22:40 10:40 PM

14:40 2:40 PM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

14,885

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.11 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Nazare 12,650 km ≈ 16 h nonstop flight

From you

Cebu
Nazare

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nazare: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and groceries. The 76% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 65% lower in Cebu. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $477 in Cebu versus $966 in Nazare. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $1,648 in Nazare – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 65% less than in Nazare. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Nazare are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Nazare. Beyond cost, consider language, visa policies, and how big the international community is in each city.