Last update: Oct 2026

Cost of Living Comparison Between Nazare and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,648 in Nazare, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Nazare
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Nazare Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Nazare

🇵🇹 Portugal

$1,648

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Nazare and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nazare and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,648 in Nazare versus $934 in Cebu.

Nazare $1,648
Cebu $934

Estimated couple costs with rent: $2,378 in Nazare versus $1,423 in Cebu.

Nazare $2,378
Cebu $1,423

Monthly costs for a family of three with rent: $3,109 in Nazare versus $1,913 in Cebu.

Nazare $3,109
Cebu $1,913

Living in Nazare is roughly 76% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Nazare is 21% above, Cebu is 31% below.

Meal at Budget Restaurant

$13.45 €12.08

$3.79 ₱243

254.88%

Three-Course Dinner for Two, Mid-Range

$47.09 €42.31

$23.33 ₱1,493

101.84%

Fast Food Meal (McDonalds, etc)

$9.74 €8.75

$3.94 ₱252

147.21%

Cappuccino

$1.93 €1.74

$2.54 ₱163

-24.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 €1.81

$1.57 ₱100

28.03%

Water (0.33 liter bottle)

$1.40 €1.26

$0.47 ₱29.87

197.87%

Local Beer (0.5 liter draught)

$2.84 €2.55

$1.77 ₱113

60.45%

Imported Beer (0.33 liter bottle)

$3.28 €2.94

$2.22 ₱142

47.75%

Milk (1 liter)

$1.08 €0.97

$1.90 ₱121

-43.16%

White Bread (500g)

$1.52 €1.36

$1.36 ₱87.3

11.76%

Rice (white) (1kg)

$1.51 €1.36

$0.94 ₱59.9

60.64%

Eggs

$3.31 €2.97

$1.99 ₱127

66.33%

Local Cheese (1kg)

$11.50 €10.33

$9.70 ₱621

18.56%

Chicken Fillets (1kg)

$7.37 €6.62

$4.32 ₱276

70.60%

Beef Round Steak (1kg)

$14.33 €12.88

$7.51 ₱481

90.81%

Apples (1kg)

$2.19 €1.96

$3.31 ₱212

-33.84%

Banana (1kg)

$1.37 €1.23

$1.37 ₱87.6

Oranges (1kg)

$1.76 €1.58

$2.34 ₱150

-24.79%

Tomato (1kg)

$2.57 €2.31

$1.49 ₱95.5

72.48%

Potato (1kg)

$1.76 €1.58

$2.30 ₱147

-23.48%

Onion (1kg)

$1.93 €1.74

$1.87 ₱120

3.21%

Lettuce (1 head)

$1.45 €1.30

$1.10 ₱70.4

31.82%

Water (1.5 liter bottle)

$0.77 €0.69

$0.63 ₱40.42

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.13 €5.51

$2.86 ₱183

114.34%

Wine (Bottle)

$4.49 €4.04

$6.08 ₱389

-26.15%

Local Beer (0.5 liter bottle)

$1.23 €1.10

$1.27 ₱81.6

-3.15%

Imported Beer (0.33 liter bottle)

$2.10 €1.89

$1.72 ₱110

22.09%

One-way Ticket (Public Transport)

$2.19 €1.97

$0.22 ₱14.01

895.45%

Public Transport Monthly Pass (Regular Price)

$35.43 €31.83

$12.34 ₱790

187.12%

Taxi Start (Normal Tariff)

$4.02 €3.62

$0.74 ₱47.60

443.24%

Taxi (Normal Tariff) (1km)

$0.91 €0.82

$0.22 ₱14.10

313.64%

Taxi 1hour Waiting (Normal Tariff)

$15.55 €13.97

$4.28 ₱274

263.32%

Gasoline (1 liter)

$2.07 €1.86

$1.31 ₱83.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K €28.9K

$20.8K ₱1.3M

54.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €35.0K

$19.0K ₱1.2M

104.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 €107

$118 ₱7,577

0.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.28 €18.22

$15.76 ₱1,009

28.68%

Internet (50+ Mbps, Unlimited Data)

$36.10 €32.43

$28.33 ₱1,813

27.43%

Gym Membership (Monthly)

$40.39 €36.29

$32.94 ₱2,108

22.62%

Tennis Court (1 Hour on Weekend)

$17.72 €15.92

$6.49 ₱415

173.04%

Cinema Ticket

$8.55 €7.69

$5.45 ₱349

56.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 €435

$276 ₱17.6K

75.63%

International Primary School, 1 Child (Yearly)

$10.6K €9,499

$7,789 ₱498.4K

35.72%

Jeans (Levis 501 Or Similar)

$78.3 €70.3

$48.18 ₱3,083

62.41%

Summer Dress (H&M, Zara, etc)

$37.69 €33.87

$24.47 ₱1,566

54.03%

Sport Shoes (Adidas, Nike)

$82.6 €74.2

$75.3 ₱4,817

9.66%

Men's Leather Business Shoes

$103 €92.3

$58.0 ₱3,713

77.04%

1-bedroom Apartment, City Center (Monthly)

$966 €868

$477 ₱30.5K

102.33%

1-bedroom Apartment, Outside City Center (Monthly)

$790 €710

$322 ₱20.6K

145.50%

3-bedroom Apartment, City Center (Monthly)

$1,610 €1,446

$963 ₱61.6K

67.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,165 €1,047

$626 ₱40.0K

86.15%

Buy Apartment in City Center (m2)

$3,067 €2,755

$4,551 ₱291.2K

-32.62%

Buy Apartment Outside City Center (m2)

$2,160 €1,941

$3,028 ₱193.8K

-28.68%

Average Monthly Net Salary (After Tax)

$958 €861

$333 ₱21.3K

187.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

7.2

-49.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nazare: October 26, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nazare

$790 47.9%

Cebu

$322 34.5% 59.3% $468

Groceries & Markets

Nazare

$242 14.7%

Cebu

$204 21.8% 15.9% $38

Eating Out

Nazare

$194 11.8%

Cebu

$94 10.1% 51.6% $100

Monthly Utilities & Internet

Nazare

$176 10.7%

Cebu

$163 17.4% 7.4% $13

Clothing & Footwear

Nazare

$136 8.2%

Cebu

$93 9.9% 31.6% $43

Sport & Entertainment

Nazare

$57 3.5%

Cebu

$44 4.7% 23.7% $14

Getting Around

Nazare

$53 3.2%

Cebu

$15 1.6% 71.5% $38

Cost Breakdown

A one-bedroom apartment in the center runs $966 in Nazare and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Nazare pays about 2.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $47 in Nazare vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $242 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Nazare

🇵🇭 Cebu

🕒 Local time

13:49 1:49 PM

21:49 9:49 PM

8 h ahead of Nazare

🌤 Weather

👥 Population

14,885

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.11 USD

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.22 PHP (100 PHP = 1.4 EUR).

USD to EUR in detail →

On the map

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Between locations

Nazare Cebu 12,650 km ≈ 16 h nonstop flight

From you

Nazare
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nazare vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and groceries. The 76% gap adds up to real monthly savings that compound significantly over time.

Average pay in Nazare is about 2.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $966 in Nazare versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,648 per month in Nazare versus $934 in Cebu – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 65% less than in Nazare. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nazare and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Nazare. Beyond cost, consider language, visa policies, and how big the international community is in each city.