Last update: Oct 2026

Cost of Living Comparison Between Cebu and Narayanganj

For one person, living is cheaper in Narayanganj: $268 a month against $918 in Cebu, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
13

Cost of Living Index in Narayanganj
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Narayanganj Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Narayanganj

🇧🇩 Bangladesh

$268

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Narayanganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Narayanganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $268 in Narayanganj.

Cebu $918
Narayanganj $268

Estimated couple costs with rent: $1,409 in Cebu versus $441 in Narayanganj.

Cebu $1,409
Narayanganj $441

Monthly costs for a family of three with rent: $1,900 in Cebu versus $615 in Narayanganj.

Cebu $1,900
Narayanganj $615

Living in Cebu is roughly 242% more expensive than in Narayanganj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Narayanganj 80% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.64 ৳202

88.41%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,520

$9.54 ৳1,174

153.88%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$5.36 ৳659

-26.87%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.59 ৳319

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.12 ৳507

Cappuccino

$2.51 ₱157

$1.21 ৳149

107.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.9

$0.25 ৳30.79

536.00%

Water (0.33 liter bottle)

$0.53 ₱33.33

$0.12 ৳14.63

341.67%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$1.92 ₱120

$0.76 ৳93.2

152.63%

White Bread (500g)

$1.36 ₱85.2

$0.35 ৳43.50

288.57%

Rice (white) (1kg)

$1.01 ₱63.3

$0.54 ৳66.8

87.04%

Eggs

$2.03 ₱127

$1.12 ৳138

81.25%

Local Cheese (1kg)

$9.86 ₱619

$7.30 ৳898

35.07%

Chicken Fillets (1kg)

$4.39 ₱276

$2.05 ৳253

114.15%

Beef Round Steak (1kg)

$7.60 ₱477

$5.69 ৳700

33.57%

Apples (1kg)

$3.30 ₱207

$2.32 ৳286

42.24%

Banana (1kg)

$1.39 ₱87.5

$0.83 ৳102

67.47%

Oranges (1kg)

$2.33 ₱146

$2.01 ৳248

15.92%

Tomato (1kg)

$1.50 ₱94.0

$0.85 ৳105

76.47%

Potato (1kg)

$2.36 ₱148

$0.21 ৳26.24

1023.81%

Onion (1kg)

$1.90 ₱119

$0.39 ৳48.23

387.18%

Lettuce (1 head)

$1.19 ₱74.7

$0.47 ৳57.8

153.19%

Water (1.5 liter bottle)

$0.63 ₱39.59

$0.26 ৳31.71

142.31%

Bottle of Non-Alcoholic Wine (Mid-Range)

$4.22 ৳519

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.80 ৳98.3

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.49 ৳184

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.03 ৳373

-0.99%

Wine (Bottle)

$6.03 ₱378

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.81

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$0.77 ₱48.47

$0.83 ৳102

-7.23%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$0.59 ৳72.6

-61.02%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$4.02 ৳495

10.95%

Gasoline (1 liter)

$1.31 ₱82.5

$1.12 ৳137

16.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.1K ৳4.1M

-35.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$44.8K ৳5.5M

-57.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,547

$30.55 ৳3,760

293.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱879

$3.97 ৳489

252.64%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,729

$5.94 ৳731

363.64%

Gym Membership (Monthly)

$32.33 ₱2,029

$15.96 ৳1,965

102.57%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$5.65 ₱355

$2.88 ৳354

96.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$35.28 ৳4,343

680.36%

International Primary School, 1 Child (Yearly)

$7,918 ₱497.0K

$1,490 ৳183.5K

431.30%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,097

$8.33 ৳1,026

492.20%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,585

$6.51 ৳802

287.71%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,831

$27.92 ৳3,437

175.64%

Men's Leather Business Shoes

$57.2 ₱3,590

$24.25 ৳2,986

135.88%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$41.02 ৳5,049

1117.75%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$24.58 ৳3,025

1156.39%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.7K

$122 ৳15.0K

782.61%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$64.9 ৳7,983

848.68%

Buy Apartment in City Center (m2)

$2,886 ₱181.2K

$1,325 ৳163.1K

117.77%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.3K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.5

-37.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Narayanganj: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Narayanganj

$25 9.2% 92% $284

Groceries & Markets

Cebu

$206 22.4%

Narayanganj

$102 38.1% 50.3% $104

Monthly Utilities & Internet

Cebu

$162 17.6%

Narayanganj

$40 15.1% 75% $121

Clothing & Footwear

Cebu

$94 10.2%

Narayanganj

$30 11.3% 67.9% $64

Eating Out

Cebu

$88 9.6%

Narayanganj

$45 16.9% 48.8% $43

Sport & Entertainment

Cebu

$44 4.8%

Narayanganj

$22 8.1% 50.2% $22

Getting Around

Cebu

$16 1.7%

Narayanganj

$3.8 * 1.4% 75.7% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $41.02 in Narayanganj. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $10.00 in Narayanganj for a mid-range dinner for two. Groceries echo the gap at $206 vs $102 per month, with Narayanganj cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Narayanganj

🕒 Local time

11:07 11:07 AM

09:07 9:07 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

286,330

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 BDT = 8.12 USD

1,000 BDT = 7.26 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 123 BDT (1,000 BDT = 8.12 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Narayanganj 3,840 km ≈ 5 h nonstop flight

From you

Cebu
Narayanganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Narayanganj: Cost of Living - Frequently Asked Questions

Narayanganj is cheaper overall, especially in groceries, clothing, and eating out. The 242% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $402 in Narayanganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $41.02 in Narayanganj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 101% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $268 in Narayanganj – a 242% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Narayanganj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Narayanganj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Narayanganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Narayanganj gentler on the wallet – expenses run 242% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.