Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nakhchivan

For one person, living is cheaper in Nakhchivan: $220 a month against $918 in Cebu, rent and utilities included – about $8,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Nakhchivan

🇦🇿 Azerbaijan

$220

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nakhchivan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nakhchivan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $220 in Nakhchivan.

Cebu $918
Nakhchivan $220

Estimated couple costs with rent: $1,409 in Cebu versus $364 in Nakhchivan.

Cebu $1,409
Nakhchivan $364

Monthly costs for a family of three with rent: $1,900 in Cebu versus $508 in Nakhchivan.

Cebu $1,900
Nakhchivan $508

Living in Cebu is roughly 318% more expensive than in Nakhchivan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Nakhchivan 84% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.04 ₼13.66

-61.57%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$17.32 ₼29.44

39.84%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

$2.39 ₼4.06

5.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.51 ₼0.86

211.76%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.28 ₼0.47

89.29%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

White Bread (500g)

$1.36 ₱85.4

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$2.03 ₱128

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

$11.62 ₼19.74

-34.60%

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 ₼0.43

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$12.86 ₼21.86

-1.71%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.21 ₼2.05

-36.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.61 ₼1.03

-62.30%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$0.60 ₼1.02

118.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.9K ₼42.3K

-23.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$43.78 ₼74.4

174.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$14.86 ₼25.26

-5.79%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$11.85 ₼20.13

132.41%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Nakhchivan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Nakhchivan

–

Groceries & Markets

Cebu

$206 22.4%

Nakhchivan

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Nakhchivan

–

Clothing & Footwear

Cebu

$94 10.2%

Nakhchivan

–

Eating Out

Cebu

$88 9.6%

Nakhchivan

–

Sport & Entertainment

Cebu

$44 4.8%

Nakhchivan

–

Getting Around

Cebu

$16 1.7%

Nakhchivan

–

Cost Breakdown

Dining out: $24.00 in Cebu vs $17.00 in Nakhchivan for a mid-range dinner for two. Groceries echo the gap at $206 vs $35.00 per month, with Nakhchivan cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇿 Nakhchivan

🕒 Local time

20:13 8:13 PM

16:13 4:13 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

81,400

💱 Currency

Philippine Peso PHP ₱

Azerbaijani Manat AZN ₼

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

Exchange rates and currency converter

AZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Azerbaijani Manat exchange rates as of October 18, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Nakhchivan 8,300 km ≈ 11 h nonstop flight

From you

Cebu
Nakhchivan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nakhchivan: Cost of Living - Frequently Asked Questions

Nakhchivan is cheaper overall, especially in groceries, clothing, and leisure. The 318% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $329 in Nakhchivan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 491% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $220 in Nakhchivan – a 318% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Nakhchivan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nakhchivan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nakhchivan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nakhchivan gentler on the wallet – expenses run 318% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.