Last update: Oct 2026

Cost of Living Comparison Between Cebu and Muralto

For one person, living is cheaper in Cebu: $915 a month against $3,658 in Muralto, rent and utilities included – about $32,900 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
167

Cost of Living Index in Muralto
Learn more

Muralto Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Muralto

🇨🇭 Switzerland

$3,658

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Muralto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Muralto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $3,658 in Muralto.

Cebu $915
Muralto $3,658

Estimated couple costs with rent: $1,418 in Cebu versus $5,343 in Muralto.

Cebu $1,418
Muralto $5,343

Monthly costs for a family of three with rent: $1,921 in Cebu versus $7,028 in Muralto.

Cebu $1,921
Muralto $7,028

Living in Cebu costs roughly 75% less than in Muralto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 33% below, Muralto is 170% above.

Meal at Budget Restaurant

$3.05 ₱195

$29.20 CHF 24.17

-89.55%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,533

$114 CHF 94.2

-78.91%

Fast Food Meal (McDonalds, etc)

$3.99 ₱255

$16.59 CHF 13.73

-75.95%

Cappuccino

$2.50 ₱160

$5.15 CHF 4.26

-51.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱98.5

$6.21 CHF 5.14

-75.20%

Water (0.33 liter bottle)

$0.50 ₱31.82

$4.71 CHF 3.90

-89.38%

Local Beer (0.5 liter draught)

$1.78 ₱113

$9.46 CHF 7.83

-81.18%

Imported Beer (0.33 liter bottle)

$2.17 ₱138

$7.74 CHF 6.41

-71.96%

Milk (1 liter)

$2.00 ₱128

$1.96 CHF 1.62

2.04%

White Bread (500g)

$1.37 ₱87.4

$3.87 CHF 3.20

-64.60%

Rice (white) (1kg)

$1.03 ₱65.8

$3.75 CHF 3.11

-72.53%

Eggs

$2.03 ₱130

$7.68 CHF 6.36

-73.57%

Local Cheese (1kg)

$10.20 ₱651

$27.36 CHF 22.64

-62.72%

Chicken Fillets (1kg)

$4.45 ₱284

$28.87 CHF 23.89

-84.59%

Beef Round Steak (1kg)

$7.67 ₱490

$35.86 CHF 29.68

-78.61%

Apples (1kg)

$3.31 ₱211

$3.82 CHF 3.16

-13.35%

Banana (1kg)

$1.46 ₱93.1

$2.06 CHF 1.70

-29.13%

Oranges (1kg)

$2.32 ₱148

$2.55 CHF 2.11

-9.02%

Tomato (1kg)

$1.49 ₱95.4

$4.33 CHF 3.58

-65.59%

Potato (1kg)

$2.34 ₱149

$2.09 CHF 1.73

11.96%

Onion (1kg)

$1.94 ₱124

$2.01 CHF 1.67

-3.48%

Lettuce (1 head)

$1.16 ₱74.1

$2.55 CHF 2.11

-54.51%

Water (1.5 liter bottle)

$0.68 ₱43.51

$1.18 CHF 0.98

-42.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱191

$9.67 CHF 8.00

-69.08%

Wine (Bottle)

$6.24 ₱399

$11.58 CHF 9.58

-46.11%

Local Beer (0.5 liter bottle)

$1.23 ₱78.4

$3.17 CHF 2.62

-61.20%

Imported Beer (0.33 liter bottle)

$1.73 ₱111

$3.26 CHF 2.70

-46.93%

One-way Ticket (Public Transport)

$0.23 ₱14.56

$4.14 CHF 3.43

-94.44%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$108 CHF 89.4

-88.58%

Taxi Start (Normal Tariff)

$0.79 ₱50.7

$7.76 CHF 6.42

-89.82%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.06

$4.64 CHF 3.84

-95.26%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱290

$68.8 CHF 56.9

-93.40%

Gasoline (1 liter)

$1.32 ₱84.1

$2.17 CHF 1.80

-39.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$37.4K CHF 31.0K

-43.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$40.0K CHF 33.1K

-51.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,572

$252 CHF 208

-52.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱909

$28.49 CHF 23.58

-50.09%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,755

$63.8 CHF 52.8

-56.92%

Gym Membership (Monthly)

$32.31 ₱2,064

$97.5 CHF 80.7

-66.87%

Tennis Court (1 Hour on Weekend)

$6.50 ₱415

$48.05 CHF 39.77

-86.47%

Cinema Ticket

$5.40 ₱345

$27.04 CHF 22.38

-80.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$3,346 CHF 2,769

-91.75%

International Primary School, 1 Child (Yearly)

$7,866 ₱502.4K

$27.8K CHF 23.0K

-71.68%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,153

$152 CHF 126

-67.52%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,570

$61.0 CHF 50.5

-59.71%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,895

$172 CHF 142

-55.46%

Men's Leather Business Shoes

$58.9 ₱3,760

$208 CHF 172

-71.66%

1-bedroom Apartment, City Center (Monthly)

$503 ₱32.2K

$1,746 CHF 1,445

-71.17%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.4K

$1,707 CHF 1,413

-82.16%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱68.6K

$2,536 CHF 2,099

-57.62%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱40.4K

$2,542 CHF 2,104

-75.13%

Buy Apartment in City Center (m2)

$2,870 ₱183.3K

$15.7K CHF 13.0K

-81.72%

Buy Apartment Outside City Center (m2)

$1,877 ₱119.9K

$10.9K CHF 9,026

-82.79%

Average Monthly Net Salary (After Tax)

$336 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.07

247.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Muralto: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Muralto

$1.7K 46.7% 460% $1.4K

Groceries & Markets

Cebu

$210 22.9%

Muralto

$581 15.9% 177% $372

Monthly Utilities & Internet

Cebu

$160 17.5%

Muralto

$344 9.4% 115% $184

Clothing & Footwear

Cebu

$94 10.3%

Muralto

$267 7.3% 183% $172

Eating Out

Cebu

$88 9.6%

Muralto

$452 12.4% 415% $364

Sport & Entertainment

Cebu

$43 4.7%

Muralto

$152 4.1% 252% $109

Getting Around

Cebu

$15 1.7%

Muralto

$156 4.3% 927% $140

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,746 in Muralto. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Cebu vs $114 in Muralto for a mid-range dinner for two. Groceries echo the gap at $210 vs $581 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Muralto

🕒 Local time

10:36 10:36 AM

03:36 3:36 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

2,700

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.87 PHP (100 PHP = 1.57 USD). 1 EUR = 71.51 PHP (100 PHP = 1.4 EUR).

Swiss Franc exchange rates as of October 27, 2026: 1 USD = 0.828 CHF (1 CHF = 1.21 USD). 1 EUR = 0.927 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Muralto 11,030 km ≈ 14 h nonstop flight

From you

Cebu
Muralto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Muralto: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 300% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,372 in Cebu and $5,487 in Muralto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $1,746 in Muralto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $915 per month in Cebu versus $3,658 in Muralto – a 300% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 89% less than in Muralto. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Muralto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 75% less than in Muralto. Beyond cost, consider language, visa policies, and how big the international community is in each city.