Last update: Oct 2026

Cost of Living Comparison Between Muralto and Cebu

For one person, living is cheaper in Cebu: $915 a month against $3,658 in Muralto, rent and utilities included – about $32,900 less a year. Rent and utilities account for most of the difference.

Muralto, Switzerland
Cebu, Philippines
Muralto
🇨🇭 Switzerland
$3,658
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Muralto and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muralto and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,658 in Muralto versus $915 in Cebu.

  • Muralto $3,658
  • Cebu $915

Estimated couple costs with rent: $5,343 in Muralto versus $1,418 in Cebu.

  • Muralto $5,343
  • Cebu $1,418

Monthly costs for a family of three with rent: $7,028 in Muralto versus $1,921 in Cebu.

  • Muralto $7,028
  • Cebu $1,921

Living in Muralto is roughly 300% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Muralto is 170% above, Cebu is 33% below.

Currency
🍽 Eating Out
Muralto
Cebu
Difference
Meal at Budget Restaurant
$29.20 CHF 24.17
$3.05 ₱195
857.38%
Three-Course Dinner for Two, Mid-Range
$114 CHF 94.2
$24.00 ₱1,533
374.08%
Fast Food Meal (McDonalds, etc)
$16.59 CHF 13.73
$3.99 ₱255
315.79%
Cappuccino
$5.15 CHF 4.26
$2.50 ₱160
106.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$6.21 CHF 5.14
$1.54 ₱98.5
303.25%
Water (0.33 liter bottle)
$4.71 CHF 3.90
$0.50 ₱31.82
842.00%
Local Beer (0.5 liter draught)
$9.46 CHF 7.83
$1.78 ₱113
431.46%
Imported Beer (0.33 liter bottle)
$7.74 CHF 6.41
$2.17 ₱138
256.68%
🛒 Groceries & Markets
Muralto
Cebu
Difference
Milk (1 liter)
$1.96 CHF 1.62
$2.00 ₱128
-2.00%
White Bread (500g)
$3.87 CHF 3.20
$1.37 ₱87.4
182.48%
Rice (white) (1kg)
$3.75 CHF 3.11
$1.03 ₱65.8
264.08%
Eggs
$7.68 CHF 6.36
$2.03 ₱130
278.33%
Local Cheese (1kg)
$27.36 CHF 22.64
$10.20 ₱651
168.24%
Chicken Fillets (1kg)
$28.87 CHF 23.89
$4.45 ₱284
548.76%
Beef Round Steak (1kg)
$35.86 CHF 29.68
$7.67 ₱490
367.54%
Apples (1kg)
$3.82 CHF 3.16
$3.31 ₱211
15.41%
Banana (1kg)
$2.06 CHF 1.70
$1.46 ₱93.1
41.10%
Oranges (1kg)
$2.55 CHF 2.11
$2.32 ₱148
9.91%
Tomato (1kg)
$4.33 CHF 3.58
$1.49 ₱95.4
190.60%
Potato (1kg)
$2.09 CHF 1.73
$2.34 ₱149
-10.68%
Onion (1kg)
$2.01 CHF 1.67
$1.94 ₱124
3.61%
Lettuce (1 head)
$2.55 CHF 2.11
$1.16 ₱74.1
119.83%
Water (1.5 liter bottle)
$1.18 CHF 0.98
$0.68 ₱43.51
73.53%
Cigarettes 20 Pack (Marlboro, Camel)
$9.67 CHF 8.00
$2.99 ₱191
223.41%
Wine (Bottle)
$11.58 CHF 9.58
$6.24 ₱399
85.58%
Local Beer (0.5 liter bottle)
$3.17 CHF 2.62
$1.23 ₱78.4
157.72%
Imported Beer (0.33 liter bottle)
$3.26 CHF 2.70
$1.73 ₱111
88.44%
🚌 Getting Around
Muralto
Cebu
Difference
One-way Ticket (Public Transport)
$4.14 CHF 3.43
$0.23 ₱14.56
1700.00%
Public Transport Monthly Pass (Regular Price)
$108 CHF 89.4
$12.34 ₱788
775.28%
Taxi Start (Normal Tariff)
$7.76 CHF 6.42
$0.79 ₱50.7
882.28%
Taxi (Normal Tariff) (1km)
$4.64 CHF 3.84
$0.22 ₱14.06
2009.09%
Taxi 1hour Waiting (Normal Tariff)
$68.8 CHF 56.9
$4.54 ₱290
1414.98%
Gasoline (1 liter)
$2.17 CHF 1.80
$1.32 ₱84.1
64.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.4K CHF 31.0K
$21.0K ₱1.3M
78.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.0K CHF 33.1K
$19.4K ₱1.2M
106.21%
🧾 Monthly Utilities & Internet
Muralto
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$252 CHF 208
$119 ₱7,572
112.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.49 CHF 23.58
$14.22 ₱909
100.35%
Internet (50+ Mbps, Unlimited Data)
$63.8 CHF 52.8
$27.47 ₱1,755
132.14%
🎉 Sport & Entertainment
Muralto
Cebu
Difference
Gym Membership (Monthly)
$97.5 CHF 80.7
$32.31 ₱2,064
201.83%
Tennis Court (1 Hour on Weekend)
$48.05 CHF 39.77
$6.50 ₱415
639.23%
Cinema Ticket
$27.04 CHF 22.38
$5.40 ₱345
400.74%
🧸 Childcare & Education
Muralto
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,346 CHF 2,769
$276 ₱17.6K
1112.23%
International Primary School, 1 Child (Yearly)
$27.8K CHF 23.0K
$7,866 ₱502.4K
253.13%
👕👟 Clothing & Footwear
Muralto
Cebu
Difference
Jeans (Levis 501 Or Similar)
$152 CHF 126
$49.37 ₱3,153
207.84%
Summer Dress (H&M, Zara, etc)
$61.0 CHF 50.5
$24.58 ₱1,570
148.21%
Sport Shoes (Adidas, Nike)
$172 CHF 142
$76.6 ₱4,895
124.52%
Men's Leather Business Shoes
$208 CHF 172
$58.9 ₱3,760
252.87%
🏠 Accommodation & Living
Muralto
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,746 CHF 1,445
$503 ₱32.2K
246.86%
1-bedroom Apartment, Outside City Center (Monthly)
$1,707 CHF 1,413
$305 ₱19.4K
460.47%
3-bedroom Apartment, City Center (Monthly)
$2,536 CHF 2,099
$1,075 ₱68.6K
135.98%
3-bedroom Apartment, Outside City Center (Monthly)
$2,542 CHF 2,104
$632 ₱40.4K
302.13%
Buy Apartment in City Center (m2)
$15.7K CHF 13.0K
$2,870 ₱183.3K
447.00%
Buy Apartment Outside City Center (m2)
$10.9K CHF 9,026
$1,877 ₱119.9K
480.97%
💵 Salaries & Financials
Muralto
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$336 ₱21.5K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.07
7.2
-71.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muralto: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Muralto
$1.7K
Cebu
$305 82.2% $1.4K
Groceries & Markets
Muralto
$581
Cebu
$210 64% $372
Eating Out
Muralto
$452
Cebu
$88 80.6% $364
Monthly Utilities & Internet
Muralto
$344
Cebu
$160 53.4% $184
Clothing & Footwear
Muralto
$267
Cebu
$94 64.7% $172
Getting Around
Muralto
$156
Cebu
$15 90.3% $140
Sport & Entertainment
Muralto
$152
Cebu
$43 71.6% $109

Cost Breakdown

A one-bedroom apartment in the center runs $1,746 in Muralto and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $114 in Muralto vs $24 in Cebu for a mid-range dinner for two. Groceries echo the gap at $581 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇨🇭 Muralto
🇵🇭 Cebu
🕒 Local time
02:31 2:31 AM
09:31 9:31 AM
7 h ahead of Muralto
🌤 Weather
👥 Population
2,700
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

Swiss Franc exchange rates as of October 27, 2026: 1 USD = 0.828 CHF (1 CHF = 1.21 USD). 1 EUR = 0.927 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.87 PHP (100 PHP = 1.57 USD). 1 EUR = 71.51 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Muralto Cebu 11,030 km ≈ 14 h nonstop flight
From you
  • Muralto
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Muralto vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Muralto?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 300% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $5,487 in Muralto and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Muralto and Cebu?
Rent for a central apartment: $1,746 in Muralto versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Muralto and in Cebu?
All in, you’ll spend $3,658 per month in Muralto versus $915 in Cebu – a 300% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 89% less than in Muralto. Both cities have functional networks, but the price difference matters if you’re watching your budget.
Is it better to live in Muralto or in Cebu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Muralto or Cebu?
Safety-wise, Muralto and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 75% less than in Muralto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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