Last update: Oct 2026

Cost of Living Comparison Between Cebu and Munshiganj

For one person, living is cheaper in Munshiganj: $324 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Munshiganj
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Munshiganj Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Munshiganj

🇧🇩 Bangladesh

$324

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Munshiganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Munshiganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $324 in Munshiganj.

Cebu $918
Munshiganj $324

Estimated couple costs with rent: $1,409 in Cebu versus $534 in Munshiganj.

Cebu $1,409
Munshiganj $534

Monthly costs for a family of three with rent: $1,900 in Cebu versus $745 in Munshiganj.

Cebu $1,900
Munshiganj $745

Living in Cebu is roughly 184% more expensive than in Munshiganj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Munshiganj 76% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.67 ৳206

85.03%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,519

$12.08 ৳1,493

100.50%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$4.27 ৳527

-8.20%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.47 ৳306

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.79 ৳468

Cappuccino

$2.51 ₱157

$1.82 ৳225

37.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.8

$0.30 ৳36.45

430.00%

Water (0.33 liter bottle)

$0.53 ₱33.31

$0.14 ৳17.27

278.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱136

Milk (1 liter)

$1.92 ₱120

$0.75 ৳92.7

156.00%

White Bread (500g)

$1.36 ₱85.1

$0.54 ৳66.8

151.85%

Rice (white) (1kg)

$1.01 ₱63.3

$0.58 ৳72.2

74.14%

Eggs

$2.03 ₱127

$1.19 ৳148

70.59%

Local Cheese (1kg)

$9.86 ₱619

$8.34 ৳1,030

18.23%

Chicken Fillets (1kg)

$4.39 ₱276

$2.57 ৳318

70.82%

Beef Round Steak (1kg)

$7.60 ₱477

$6.15 ৳759

23.58%

Apples (1kg)

$3.30 ₱207

$2.49 ৳308

32.53%

Banana (1kg)

$1.39 ₱87.4

$0.78 ৳97.0

78.21%

Oranges (1kg)

$2.33 ₱146

$2.03 ৳251

14.78%

Tomato (1kg)

$1.50 ₱93.9

$0.67 ৳82.4

123.88%

Potato (1kg)

$2.36 ₱148

$0.26 ৳32.34

807.69%

Onion (1kg)

$1.90 ₱119

$0.42 ৳52.1

352.38%

Lettuce (1 head)

$1.19 ₱74.6

$0.49 ৳60.6

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.56

$0.28 ৳34.30

125.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$7.55 ৳933

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.50 ৳309

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.02 ৳497

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.22 ৳398

-6.83%

Wine (Bottle)

$6.03 ₱378

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.80

$0.38 ৳47.53

-34.21%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱792

Taxi Start (Normal Tariff)

$0.77 ₱48.43

$0.85 ৳105

-9.41%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.47

$0.36 ৳44.51

-36.11%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱279

$2.88 ৳355

54.86%

Gasoline (1 liter)

$1.31 ₱82.5

$0.99 ৳122

32.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.2K ৳4.0M

-33.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.3K ৳4.4M

-45.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,540

$28.23 ৳3,487

325.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱878

$3.67 ৳453

281.47%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,727

$10.53 ৳1,301

161.54%

Gym Membership (Monthly)

$32.33 ₱2,028

$12.59 ৳1,556

156.79%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$5.65 ₱354

$4.19 ৳517

34.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$28.57 ৳3,529

863.63%

International Primary School, 1 Child (Yearly)

$7,918 ₱496.6K

$1,134 ৳140.1K

598.36%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,094

$16.14 ৳1,994

205.64%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,583

$18.26 ৳2,256

38.23%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,827

$31.81 ৳3,929

141.94%

Men's Leather Business Shoes

$57.2 ₱3,587

$31.37 ৳3,875

82.34%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.3K

$87.7 ৳10.8K

469.58%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$50.6 ৳6,247

510.68%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.6K

$171 ৳21.1K

531.09%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$117 ৳14.5K

424.71%

Buy Apartment in City Center (m2)

$2,886 ₱181.0K

$666 ৳82.3K

333.10%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.2K

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.48

-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Munshiganj: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Munshiganj

$51 15.6% 83.6% $258

Groceries & Markets

Cebu

$206 22.4%

Munshiganj

$112 34.6% 45.6% $94

Monthly Utilities & Internet

Cebu

$162 17.6%

Munshiganj

$42 13.1% 73.8% $119

Clothing & Footwear

Cebu

$94 10.2%

Munshiganj

$44 13.6% 53.3% $50

Eating Out

Cebu

$88 9.6%

Munshiganj

$50 15.4% 43.6% $39

Sport & Entertainment

Cebu

$44 4.8%

Munshiganj

$21 6.5% 51.9% $23

Getting Around

Cebu

$16 1.7%

Munshiganj

$4.2 * 1.3% 73.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $87.7 in Munshiganj. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $12.00 in Munshiganj for a mid-range dinner for two. Groceries echo the gap at $206 vs $112 per month, with Munshiganj cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇩 Munshiganj

🕒 Local time

11:07 11:07 AM

09:07 9:07 AM

2 h behind Cebu

🌤 Weather

👥 Population

964,169

53,202

💱 Currency

Philippine Peso PHP ₱

Bangladeshi Taka BDT ৳

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 BDT = 8.1 USD

1,000 BDT = 7.23 EUR

Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.19 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 124 BDT (1,000 BDT = 8.1 USD). 1 EUR = 138 BDT (1,000 BDT = 7.23 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Munshiganj 3,830 km ≈ 5 h nonstop flight

From you

Cebu
Munshiganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Munshiganj: Cost of Living - Frequently Asked Questions

Munshiganj is cheaper overall, especially in groceries, clothing, and eating out. The 184% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $486 in Munshiganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $87.7 in Munshiganj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 84% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $324 in Munshiganj – a 184% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Munshiganj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Munshiganj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Munshiganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Munshiganj gentler on the wallet – expenses run 184% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.