Last update: Oct 2026

Cost of Living Comparison Between Cebu and Monticchiello

For one person, living is cheaper in Cebu: $918 a month against $1,838 in Monticchiello, rent and utilities included – about $11,000 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
86

Cost of Living Index in Monticchiello
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Monticchiello Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Monticchiello

🇮🇹 Italy

$1,838

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Monticchiello

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Monticchiello actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,838 in Monticchiello.

Cebu $918
Monticchiello $1,838

Estimated couple costs with rent: $1,409 in Cebu versus $2,753 in Monticchiello.

Cebu $1,409
Monticchiello $2,753

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,668 in Monticchiello.

Cebu $1,900
Monticchiello $3,668

Living in Cebu costs roughly 50% less than in Monticchiello, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Monticchiello is 36% above.

Meal at Budget Restaurant

$3.09 ₱194

$20.24 €18.00

-84.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$73.3 €65.2

-66.97%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.59 €12.09

-71.16%

Cappuccino

$2.51 ₱158

$2.30 €2.05

9.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.41 €3.03

-53.37%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.60 €1.43

-66.88%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.11 €5.43

-70.87%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$6.05 €5.38

-64.13%

Milk (1 liter)

$1.92 ₱121

$1.38 €1.23

39.13%

White Bread (500g)

$1.36 ₱85.4

$2.71 €2.41

-49.82%

Rice (white) (1kg)

$1.01 ₱63.5

$2.59 €2.30

-61.00%

Eggs

$2.03 ₱128

$4.31 €3.83

-52.90%

Local Cheese (1kg)

$9.86 ₱621

$18.25 €16.23

-45.97%

Chicken Fillets (1kg)

$4.39 ₱277

$12.81 €11.39

-65.73%

Beef Round Steak (1kg)

$7.60 ₱479

$17.42 €15.50

-56.37%

Apples (1kg)

$3.30 ₱208

$2.27 €2.02

45.37%

Banana (1kg)

$1.39 ₱87.8

$1.64 €1.46

-15.24%

Oranges (1kg)

$2.33 ₱147

$1.93 €1.72

20.73%

Tomato (1kg)

$1.50 ₱94.3

$2.52 €2.24

-40.48%

Potato (1kg)

$2.36 ₱149

$1.34 €1.19

76.12%

Onion (1kg)

$1.90 ₱119

$1.31 €1.17

45.04%

Lettuce (1 head)

$1.19 ₱74.9

$1.68 €1.50

-29.17%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.59 €0.52

6.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.55 €5.83

-54.20%

Wine (Bottle)

$6.03 ₱379

$8.00 €7.11

-24.62%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.60 €1.43

-23.13%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.85 €1.65

-5.41%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.50 €1.33

-83.33%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$39.85 €35.44

-68.28%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.48 €4.87

-85.95%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.43 €1.27

-83.92%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$27.63 €24.58

-83.86%

Gasoline (1 liter)

$1.31 ₱82.8

$2.05 €1.83

-36.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.3K €32.3K

-41.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.4K €31.5K

-45.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$235 €209

-48.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.56 €10.28

21.11%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.03 €24.94

-1.75%

Gym Membership (Monthly)

$32.33 ₱2,035

$57.4 €51.1

-43.71%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$22.58 €20.09

-70.55%

Cinema Ticket

$5.65 ₱356

$12.28 €10.93

-53.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$554 €493

-50.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,529 €4,029

74.82%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$89.0 €79.1

-44.55%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$43.38 €38.58

-41.82%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$95.7 €85.1

-19.58%

Men's Leather Business Shoes

$57.2 ₱3,601

$164 €146

-65.19%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$645 €574

-22.56%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$624 €555

-50.55%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,071 €953

0.61%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$952 €847

-35.35%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,599 €2,312

11.03%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,203 €1,959

-13.00%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.46

108.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Monticchiello: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Monticchiello

$624 34% 102% $316

Groceries & Markets

Cebu

$206 22.4%

Monticchiello

$329 17.9% 59.9% $123

Monthly Utilities & Internet

Cebu

$162 17.6%

Monticchiello

$275 14.9% 69.7% $113

Clothing & Footwear

Cebu

$94 10.2%

Monticchiello

$177 9.6% 88% $83

Eating Out

Cebu

$88 9.6%

Monticchiello

$293 15.9% 232% $205

Sport & Entertainment

Cebu

$44 4.8%

Monticchiello

$82 4.5% 88% $38

Getting Around

Cebu

$16 1.7%

Monticchiello

$58 3.2% 275% $43

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $645 in Monticchiello. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $73.0 in Monticchiello for a mid-range dinner for two. Groceries echo the gap at $206 vs $329 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Monticchiello

🕒 Local time

11:32 11:32 AM

05:32 5:32 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

200

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

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Between locations

Cebu Monticchiello 10,960 km ≈ 14 h nonstop flight

From you

Cebu
Monticchiello

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Monticchiello: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 100% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,757 in Monticchiello to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $645 in Monticchiello. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,838 in Monticchiello – a 100% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 215% less than in Monticchiello. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,838 in Monticchiello, a $1,500 budget is realistic in Cebu but tight or insufficient in Monticchiello. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Monticchiello, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Monticchiello are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 100% less than in Monticchiello. Beyond cost, consider language, visa policies, and how big the international community is in each city.