Chiang Mai
🇹🇭 Thailand
45
Cost of Living Index in Chiang Mai
Learn more Last update: Oct 2026
Cost of Living Comparison Between Cebu and Montenegro
For one person, living is cheaper in Cebu: $934 a month against $1,323 in Montenegro, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.
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🙂 Solo nomad: Cebu is 30.9% cheaper than Montenegro without rent, and 29.4% cheaper with rent.
🙂 Family of 3: Cebu is 33.3% cheaper than Montenegro without rent, and 32.8% cheaper with rent.
🍽 Eating Out
Cebu
Montenegro
Difference
Meal at Budget Restaurant
$3.03 ₱190
$11.18 €9.98
-72.90%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$49.77 €44.42
-52.82%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$11.23 €10.02
-63.58%
Cappuccino
$2.52 ₱158
$2.54 €2.27
-0.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$2.38 €2.12
-35.29%
Water (0.33 liter bottle)
$0.49 ₱30.98
$1.53 €1.36
-67.97%
Local Beer (0.5 liter draught)
$1.79 ₱112
$3.13 €2.79
-42.81%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$3.30 €2.95
-31.52%
🛒 Groceries & Markets
Cebu
Montenegro
Difference
Milk (1 liter)
$1.95 ₱122
$1.23 €1.10
58.54%
White Bread (500g)
$1.43 ₱89.7
$1.04 €0.92
37.50%
Rice (white) (1kg)
$1.02 ₱63.8
$2.03 €1.81
-49.75%
Eggs
$2.06 ₱129
$3.32 €2.97
-37.95%
Local Cheese (1kg)
$9.81 ₱615
$8.87 €7.91
10.60%
Chicken Fillets (1kg)
$4.61 ₱289
$7.90 €7.05
-41.65%
Beef Round Steak (1kg)
$7.70 ₱483
$11.87 €10.59
-35.13%
Apples (1kg)
$3.31 ₱207
$1.41 €1.26
134.75%
Banana (1kg)
$1.45 ₱90.9
$1.74 €1.56
-16.67%
Oranges (1kg)
$2.36 ₱148
$1.55 €1.39
52.26%
Tomato (1kg)
$1.54 ₱96.4
$2.57 €2.30
-40.08%
Potato (1kg)
$2.36 ₱148
$0.93 €0.83
153.76%
Onion (1kg)
$1.99 ₱125
$1.11 €0.99
79.28%
Lettuce (1 head)
$1.15 ₱72.1
$1.56 €1.39
-26.28%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.90 €0.80
-25.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$4.16 €3.71
-27.88%
Wine (Bottle)
$6.35 ₱398
$5.50 €4.91
15.45%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.10 €0.98
19.09%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$1.66 €1.48
4.22%
🚌 Getting Around
Cebu
Montenegro
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$1.36 €1.21
-81.62%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$33.24 €29.66
-61.94%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$1.10 €0.98
-32.73%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$1.15 €1.02
-81.74%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$12.13 €10.83
-64.30%
Gasoline (1 liter)
$1.33 ₱83.5
$1.71 €1.53
-22.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$30.2K €27.0K
-28.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$26.1K €23.3K
-25.60%
🧾 Monthly Utilities & Internet
Cebu
Montenegro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$125 €111
-3.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$16.33 €14.57
-11.51%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$31.48 €28.10
-10.13%
🎉 Sport & Entertainment
Cebu
Montenegro
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$46.14 €41.18
-29.17%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$13.52 €12.07
-52.74%
Cinema Ticket
$5.46 ₱342
$5.48 €4.89
-0.36%
🧸 Childcare & Education
Cebu
Montenegro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$340 €304
-19.70%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$8,762 €7,819
-6.92%
👕👟 Clothing & Footwear
Cebu
Montenegro
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$81.1 €72.3
-38.85%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$39.65 €35.38
-37.28%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$95.5 €85.2
-19.80%
Men's Leather Business Shoes
$59.3 ₱3,717
$113 €101
-47.59%
🏠 Accommodation & Living
Cebu
Montenegro
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$627 €559
-19.31%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$469 €419
-34.07%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,178 €1,051
-10.68%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$912 €814
-32.10%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$3,218 €2,872
-9.41%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$2,282 €2,037
-18.18%
💵 Salaries & Financials
Cebu
Montenegro
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$1,024 €914
-66.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.38
33.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 5, 2026
Last update for Montenegro: October 4, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
Cebu $309 33.5%
Montenegro $469 35.9% 51.7% $160
Groceries & Markets
Cebu $210 22.7%
Montenegro $224 17.1% 6.6% $14
Monthly Utilities & Internet
Cebu $163 17.7%
Montenegro $172 13.2% 5.5% $9
Clothing & Footwear
Cebu $95 10.2%
Montenegro $148 11.3% 56.6% $54
Eating Out
Cebu $88 9.6%
Montenegro $191 14.6% 117% $103
Sport & Entertainment
Cebu $44 4.7%
Montenegro $57 4.4% 31% $14
Getting Around
Cebu $15 1.7%
Montenegro $46 3.5% 195% $30
Accommodation & Living
Cebu $619 32.4%
Montenegro $912 32.5% 47.3% $293
Groceries & Markets
Cebu $493 25.8%
Montenegro $527 18.8% 6.9% $34
Monthly Utilities & Internet
Cebu $178 9.3%
Montenegro $189 6.7% 6.1% $11
Clothing & Footwear
Cebu $210 11%
Montenegro $329 11.7% 56.6% $119
Eating Out
Cebu $288 15.1%
Montenegro $629 22.4% 118% $340
Sport & Entertainment
Cebu $94 4.9%
Montenegro $128 4.6% 36.5% $34
Getting Around
Cebu $31 1.6%
Montenegro $94 3.3% 199% $62
Good to know
🇵🇭 Cebu
🇲🇪 Montenegro
Weather
Population
964,169
617,213
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- Cebu Montenegro 10,410 km ≈ 14 h nonstop flight
From you
- Cebu
- Montenegro
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs other spots: cost of living compared
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