Last update: Oct 2026

Cost of Living Comparison Between Cebu and Moers

For one person, living is cheaper in Cebu: $918 a month against $1,329 in Moers, rent and utilities included – about $4,900 less a year. The total is higher in Moers despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
65

Cost of Living Index in Moers
Learn more

Moers Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Moers

🇩🇪 Germany

$1,329

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Moers

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Moers actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,329 in Moers.

Cebu $918
Moers $1,329

Estimated couple costs with rent: $1,409 in Cebu versus $2,057 in Moers.

Cebu $1,409
Moers $2,057

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,785 in Moers.

Cebu $1,900
Moers $2,785

Living in Cebu costs roughly 31% less than in Moers, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Moers 2% lower.

Meal at Budget Restaurant

$3.09 ₱195

$14.41 €12.81

-78.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$78.0 €69.3

-68.94%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$11.27 €10.03

-65.22%

Cappuccino

$2.51 ₱158

$3.74 €3.32

-32.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.10 €2.76

-48.71%

Water (0.33 liter bottle)

$0.53 ₱33.45

$2.28 €2.03

-76.75%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.59 €4.08

-61.22%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.65 €5.03

-61.59%

Milk (1 liter)

$1.92 ₱121

$1.30 €1.15

47.69%

White Bread (500g)

$1.36 ₱85.5

$2.11 €1.88

-35.55%

Rice (white) (1kg)

$1.01 ₱63.6

$3.26 €2.90

-69.02%

Eggs

$2.03 ₱128

$3.50 €3.12

-42.00%

Local Cheese (1kg)

$9.86 ₱621

$14.22 €12.64

-30.66%

Chicken Fillets (1kg)

$4.39 ₱277

$11.52 €10.25

-61.89%

Beef Round Steak (1kg)

$7.60 ₱479

$18.65 €16.59

-59.25%

Apples (1kg)

$3.30 ₱208

$3.24 €2.88

1.85%

Banana (1kg)

$1.39 ₱87.8

$1.96 €1.74

-29.08%

Oranges (1kg)

$2.33 ₱147

$2.05 €1.83

13.66%

Tomato (1kg)

$1.50 ₱94.3

$3.87 €3.44

-61.24%

Potato (1kg)

$2.36 ₱149

$1.29 €1.15

82.95%

Onion (1kg)

$1.90 ₱119

$1.22 €1.08

55.74%

Lettuce (1 head)

$1.19 ₱74.9

$1.47 €1.30

-19.05%

Water (1.5 liter bottle)

$0.63 ₱39.73

$1.20 €1.07

-47.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.66 €8.59

-68.94%

Wine (Bottle)

$6.03 ₱380

$5.45 €4.85

10.64%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.93 €0.83

32.26%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.45 €1.29

20.69%

One-way Ticket (Public Transport)

$0.25 ₱15.87

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$67.8 €60.3

-81.37%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$4.81 €4.27

-83.99%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$2.63 €2.34

-91.25%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$33.78 €30.05

-86.80%

Gasoline (1 liter)

$1.31 ₱82.8

$2.18 €1.94

-39.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.9K €26.6K

-29.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$38.0K €33.8K

-49.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$371 €330

-67.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$34.86 €31.01

-59.84%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$41.70 €37.09

-33.96%

Gym Membership (Monthly)

$32.33 ₱2,036

$43.92 €39.06

-26.39%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$10.74 €9.56

-47.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$470 €418

-41.44%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$9,584 €8,524

-17.38%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$94.4 €84.0

-47.75%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$33.11 €29.44

-23.77%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$110 €97.9

-30.07%

Men's Leather Business Shoes

$57.2 ₱3,603

$123 €110

-53.65%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$829 €737

30.08%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$3,066 €2,727

-88.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.95

82.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Moers: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Moers

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Moers

$318 23.9% 54.4% $112

Monthly Utilities & Internet

Cebu

$162 17.6%

Moers

$447 33.7% 177% $286

Clothing & Footwear

Cebu

$94 10.2%

Moers

$162 12.2% 72.9% $69

Eating Out

Cebu

$88 9.6%

Moers

$250 18.8% 183% $161

Sport & Entertainment

Cebu

$44 4.8%

Moers

$65 4.9% 49.9% $22

Getting Around

Cebu

$16 1.7%

Moers

$86 * 6.5% 451% $70

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Moers pays 786% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $78.0 in Moers for a mid-range dinner for two. Groceries echo the gap at $206 vs $318 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇩🇪 Moers

🕒 Local time

04:10 4:10 AM

22:10 10:10 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

105,102

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Moers 10,910 km ≈ 14 h nonstop flight

From you

Cebu
Moers

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Moers: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 45% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 786% lower in Moers. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

All in, you'll spend $918 per month in Cebu versus $1,329 in Moers – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 437% less than in Moers. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Moers, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Moers are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 45% less than in Moers. Beyond cost, consider language, visa policies, and how big the international community is in each city.