Last update: Oct 2026

Cost of Living Comparison Between Cebu and Misrata

For one person, living is cheaper in Misrata: $440 a month against $918 in Cebu, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
21

Cost of Living Index in Misrata
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Misrata Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Misrata

🇱🇾 Libya

$440

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Misrata

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Misrata actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $440 in Misrata.

Cebu $918
Misrata $440

Estimated couple costs with rent: $1,409 in Cebu versus $708 in Misrata.

Cebu $1,409
Misrata $708

Monthly costs for a family of three with rent: $1,900 in Cebu versus $977 in Misrata.

Cebu $1,900
Misrata $977

Living in Cebu is roughly 109% more expensive than in Misrata, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Misrata 67% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.57 LYD 16.49

20.23%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$7.93 LYD 50.8

205.42%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$2.58 LYD 16.50

51.94%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.63 LYD 4.07

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.45 LYD 2.88

Cappuccino

$2.51 ₱158

$0.44 LYD 2.81

470.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.46 LYD 2.94

245.65%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.11 LYD 0.70

381.82%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$0.90 LYD 5.79

113.33%

White Bread (500g)

$1.36 ₱85.4

$0.20 LYD 1.28

580.00%

Rice (white) (1kg)

$1.01 ₱63.5

$0.96 LYD 6.17

5.21%

Eggs

$2.03 ₱128

$1.22 LYD 7.79

66.39%

Local Cheese (1kg)

$9.86 ₱621

$4.02 LYD 25.76

145.27%

Chicken Fillets (1kg)

$4.39 ₱277

$3.41 LYD 21.88

28.74%

Beef Round Steak (1kg)

$7.60 ₱479

$8.66 LYD 55.5

-12.24%

Apples (1kg)

$3.30 ₱208

$2.31 LYD 14.77

42.86%

Banana (1kg)

$1.39 ₱87.8

$1.46 LYD 9.38

-4.79%

Oranges (1kg)

$2.33 ₱147

$0.74 LYD 4.72

214.86%

Tomato (1kg)

$1.50 ₱94.3

$0.60 LYD 3.85

150.00%

Potato (1kg)

$2.36 ₱149

$0.72 LYD 4.61

227.78%

Onion (1kg)

$1.90 ₱119

$0.50 LYD 3.22

280.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.40 LYD 2.55

197.50%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.17 LYD 1.12

270.59%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.20 LYD 14.08

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.69 LYD 4.45

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.83 LYD 5.30

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.91 LYD 12.27

57.07%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.64 LYD 4.09

-60.94%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$38.98 LYD 250

-67.57%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.79 LYD 5.09

-2.53%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.49 LYD 3.16

-53.06%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$2.34 LYD 15.02

90.60%

Gasoline (1 liter)

$1.31 ₱82.8

$0.02 LYD 0.13

6450.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$23.2K LYD 148.9K

-8.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.6K LYD 125.6K

-2.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$63.2 LYD 405

90.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$6.23 LYD 39.94

124.72%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$26.42 LYD 169

4.24%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.26 LYD 91.4

126.72%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$7.77 LYD 49.79

-14.41%

Cinema Ticket

$5.65 ₱356

$4.56 LYD 29.21

23.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$25.48 LYD 163

980.49%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$824 LYD 5,282

860.72%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$23.01 LYD 147

114.39%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$17.16 LYD 110

47.09%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$46.94 LYD 301

63.95%

Men's Leather Business Shoes

$57.2 ₱3,601

$41.91 LYD 269

36.48%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$147 LYD 944

239.16%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$73.7 LYD 472

319.19%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$321 LYD 2,057

235.73%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$218 LYD 1,398

182.02%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$505 LYD 3,237

471.41%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$102 LYD 653

1779.72%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$396 LYD 2,535

-12.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-64.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Misrata: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Misrata

$74 16.8% 76.1% $235

Groceries & Markets

Cebu

$206 22.4%

Misrata

$108 24.6% 47.6% $98

Monthly Utilities & Internet

Cebu

$162 17.6%

Misrata

$96 21.8% 40.7% $66

Clothing & Footwear

Cebu

$94 10.2%

Misrata

$58 13.2% 38.2% $36

Eating Out

Cebu

$88 9.6%

Misrata

$36 8.2% 59.4% $52

Sport & Entertainment

Cebu

$44 4.8%

Misrata

$23 5.3% 46.4% $20

Getting Around

Cebu

$16 1.7%

Misrata

$45 10.2% 188% $29

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $147 in Misrata. Housing cost is often the main lever when comparing two cities.

Misrata pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $8.00 in Misrata for a mid-range dinner for two. Groceries echo the gap at $206 vs $108 per month, with Misrata cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇾 Misrata

🕒 Local time

08:21 8:21 AM

02:21 2:21 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

600,000

💱 Currency

Philippine Peso PHP ₱

Libyan Dinar LYD ل.د

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

Exchange rates and currency converter

LYD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Libyan Dinar exchange rates as of October 18, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Misrata 11,110 km ≈ 14 h nonstop flight

From you

Cebu
Misrata

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Misrata: Cost of Living - Frequently Asked Questions

Misrata is cheaper overall, especially in groceries, clothing, and eating out. The 109% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 14% lower in Misrata. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $147 in Misrata. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $440 in Misrata – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Misrata runs roughly 208% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Misrata gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Misrata is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Misrata are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Misrata gentler on the wallet – expenses run 109% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.