Last update: Oct 2026

Cost of Living Comparison Between Misrata and Cebu

For one person, living is cheaper in Misrata: $440 a month against $918 in Cebu, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Misrata
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Misrata Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Misrata

🇱🇾 Libya

$440

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Misrata and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Misrata and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $440 in Misrata versus $918 in Cebu.

Misrata $440
Cebu $918

Estimated couple costs with rent: $708 in Misrata versus $1,409 in Cebu.

Misrata $708
Cebu $1,409

Monthly costs for a family of three with rent: $977 in Misrata versus $1,900 in Cebu.

Misrata $977
Cebu $1,900

Living in Misrata costs roughly 52% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Misrata 67% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.57 LYD 16.49

$3.09 ₱194

-16.83%

Three-Course Dinner for Two, Mid-Range

$7.93 LYD 50.8

$24.22 ₱1,525

-67.26%

Fast Food Meal (McDonalds, etc)

$2.58 LYD 16.50

$3.92 ₱247

-34.18%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.63 LYD 4.07

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.45 LYD 2.88

Cappuccino

$0.44 LYD 2.81

$2.51 ₱158

-82.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 LYD 2.94

$1.59 ₱100

-71.07%

Water (0.33 liter bottle)

$0.11 LYD 0.70

$0.53 ₱33.43

-79.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$0.90 LYD 5.79

$1.92 ₱121

-53.13%

White Bread (500g)

$0.20 LYD 1.28

$1.36 ₱85.4

-85.29%

Rice (white) (1kg)

$0.96 LYD 6.17

$1.01 ₱63.5

-4.95%

Eggs

$1.22 LYD 7.79

$2.03 ₱128

-39.90%

Local Cheese (1kg)

$4.02 LYD 25.76

$9.86 ₱621

-59.23%

Chicken Fillets (1kg)

$3.41 LYD 21.88

$4.39 ₱277

-22.32%

Beef Round Steak (1kg)

$8.66 LYD 55.5

$7.60 ₱479

13.95%

Apples (1kg)

$2.31 LYD 14.77

$3.30 ₱208

-30.00%

Banana (1kg)

$1.46 LYD 9.38

$1.39 ₱87.8

5.04%

Oranges (1kg)

$0.74 LYD 4.72

$2.33 ₱147

-68.24%

Tomato (1kg)

$0.60 LYD 3.85

$1.50 ₱94.3

-60.00%

Potato (1kg)

$0.72 LYD 4.61

$2.36 ₱149

-69.49%

Onion (1kg)

$0.50 LYD 3.22

$1.90 ₱119

-73.68%

Lettuce (1 head)

$0.40 LYD 2.55

$1.19 ₱74.9

-66.39%

Water (1.5 liter bottle)

$0.17 LYD 1.12

$0.63 ₱39.71

-73.02%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.20 LYD 14.08

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.69 LYD 4.45

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.83 LYD 5.30

Cigarettes 20 Pack (Marlboro, Camel)

$1.91 LYD 12.27

$3.00 ₱189

-36.33%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.64 LYD 4.09

$0.25 ₱15.86

156.00%

Public Transport Monthly Pass (Regular Price)

$38.98 LYD 250

$12.64 ₱796

208.39%

Taxi Start (Normal Tariff)

$0.79 LYD 5.09

$0.77 ₱48.62

2.60%

Taxi (Normal Tariff) (1km)

$0.49 LYD 3.16

$0.23 ₱14.53

113.04%

Taxi 1hour Waiting (Normal Tariff)

$2.34 LYD 15.02

$4.46 ₱281

-47.53%

Gasoline (1 liter)

$0.02 LYD 0.13

$1.31 ₱82.8

-98.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K LYD 148.9K

$21.2K ₱1.3M

9.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K LYD 125.6K

$19.1K ₱1.2M

2.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.2 LYD 405

$120 ₱7,569

-47.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.23 LYD 39.94

$14.00 ₱882

-55.50%

Internet (50+ Mbps, Unlimited Data)

$26.42 LYD 169

$27.54 ₱1,734

-4.07%

Gym Membership (Monthly)

$14.26 LYD 91.4

$32.33 ₱2,035

-55.89%

Tennis Court (1 Hour on Weekend)

$7.77 LYD 49.79

$6.65 ₱419

16.84%

Cinema Ticket

$4.56 LYD 29.21

$5.65 ₱356

-19.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$25.48 LYD 163

$275 ₱17.3K

-90.74%

International Primary School, 1 Child (Yearly)

$824 LYD 5,282

$7,918 ₱498.5K

-89.59%

Jeans (Levis 501 Or Similar)

$23.01 LYD 147

$49.33 ₱3,106

-53.35%

Summer Dress (H&M, Zara, etc)

$17.16 LYD 110

$25.24 ₱1,589

-32.01%

Sport Shoes (Adidas, Nike)

$46.94 LYD 301

$77.0 ₱4,846

-39.01%

Men's Leather Business Shoes

$41.91 LYD 269

$57.2 ₱3,601

-26.73%

1-bedroom Apartment, City Center (Monthly)

$147 LYD 944

$500 ₱31.5K

-70.52%

1-bedroom Apartment, Outside City Center (Monthly)

$73.7 LYD 472

$309 ₱19.4K

-76.14%

3-bedroom Apartment, City Center (Monthly)

$321 LYD 2,057

$1,078 ₱67.9K

-70.21%

3-bedroom Apartment, Outside City Center (Monthly)

$218 LYD 1,398

$615 ₱38.7K

-64.54%

Buy Apartment in City Center (m2)

$505 LYD 3,237

$2,886 ₱181.7K

-82.50%

Buy Apartment Outside City Center (m2)

$102 LYD 653

$1,917 ₱120.7K

-94.68%

Average Monthly Net Salary (After Tax)

$396 LYD 2,535

$346 ₱21.8K

14.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

177.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Misrata: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Misrata

$108 24.6%

Cebu

$206 22.4% 90.7% $98

Monthly Utilities & Internet

Misrata

$96 21.8%

Cebu

$162 17.6% 68.7% $66

Accommodation & Living

Misrata

$74 16.8%

Cebu

$309 33.6% 319% $235

Clothing & Footwear

Misrata

$58 13.2%

Cebu

$94 10.2% 61.8% $36

Getting Around

Misrata

$45 10.2%

Cebu

$16 1.7% 65.2% $29

Eating Out

Misrata

$36 8.2%

Cebu

$88 9.6% 146% $52

Sport & Entertainment

Misrata

$23 5.3%

Cebu

$44 4.8% 86.6% $20

Cost Breakdown

A one-bedroom apartment in the center runs $147 in Misrata and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Misrata pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $8.00 in Misrata vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $108 vs $206 per month, with Misrata cheaper across the board.

Good to know

🇱🇾 Misrata

🇵🇭 Cebu

🕒 Local time

02:21 2:21 AM

08:21 8:21 AM

6 h ahead of Misrata

🌤 Weather

👥 Population

600,000

964,169

💱 Currency

Libyan Dinar LYD ل.د

Philippine Peso PHP ₱

📈 Exchange rate

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to LYD – Libyan Dinar Converter

🇺🇸 United States Dollar ($)

🇱🇾 Libyan Dinar (ل.د)

Libyan Dinar exchange rates as of October 18, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to LYD in detail →

On the map

Lowest

Highest

Between locations

Misrata Cebu 11,110 km ≈ 14 h nonstop flight

From you

Misrata
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Misrata vs Cebu: Cost of Living - Frequently Asked Questions

Misrata is cheaper overall, especially in groceries, clothing, and eating out. The 109% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 14% higher in Misrata, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $147 in Misrata versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $440 per month in Misrata versus $918 in Cebu – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Misrata runs roughly 208% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Misrata gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Misrata is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Misrata and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Misrata gentler on the wallet – expenses run 109% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.