Last update: Oct 2026

Cost of Living Comparison Between Cebu and Minya

For one person, living is cheaper in Minya: $397 a month against $915 in Cebu, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
19

Cost of Living Index in Minya
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Minya Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Minya

🇪🇬 Egypt

$397

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Minya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Minya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $397 in Minya.

Cebu $915
Minya $397

Estimated couple costs with rent: $1,418 in Cebu versus $608 in Minya.

Cebu $1,418
Minya $608

Monthly costs for a family of three with rent: $1,921 in Cebu versus $819 in Minya.

Cebu $1,921
Minya $819

Living in Cebu is roughly 130% more expensive than in Minya, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Minya 71% lower.

Meal at Budget Restaurant

$3.05 ₱192

$2.77 E£148

10.11%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$7.27 E£388

230.12%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$4.57 E£244

-12.69%

Cappuccino

$2.50 ₱157

$1.16 E£62.1

115.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.20 E£10.81

670.00%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.11 E£5.67

354.55%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.08 E£57.8

64.81%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.81 E£150

-22.78%

Milk (1 liter)

$2.00 ₱126

$0.78 E£41.78

156.41%

White Bread (500g)

$1.37 ₱86.2

$0.21 E£11.21

552.38%

Rice (white) (1kg)

$1.03 ₱64.9

$0.61 E£32.67

68.85%

Eggs

$2.03 ₱128

$1.28 E£68.4

58.59%

Local Cheese (1kg)

$10.20 ₱642

$2.36 E£126

332.20%

Chicken Fillets (1kg)

$4.45 ₱280

$3.62 E£193

22.93%

Beef Round Steak (1kg)

$7.67 ₱483

$7.01 E£374

9.42%

Apples (1kg)

$3.31 ₱208

$0.72 E£38.40

359.72%

Banana (1kg)

$1.46 ₱91.8

$0.51 E£27.47

186.27%

Oranges (1kg)

$2.32 ₱146

$0.41 E£22.07

465.85%

Tomato (1kg)

$1.49 ₱94.0

$0.31 E£16.48

380.65%

Potato (1kg)

$2.34 ₱147

$0.31 E£16.35

654.84%

Onion (1kg)

$1.94 ₱122

$0.36 E£19.15

438.89%

Lettuce (1 head)

$1.16 ₱73.0

$0.26 E£13.83

346.15%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.19 E£10.06

257.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$1.83 E£97.6

63.39%

Wine (Bottle)

$6.24 ₱393

$4.61 E£246

35.36%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.03 E£55.3

19.42%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.61 E£85.8

7.45%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.19 E£10.05

21.05%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.25 E£13.19

216.00%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.15 E£8.07

46.67%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$0.71 E£38.09

539.44%

Gasoline (1 liter)

$1.32 ₱82.9

$0.37 E£19.61

256.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$31.5K E£1.7M

-33.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$24.2K E£1.3M

-19.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$14.76 E£788

703.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$5.95 E£318

138.99%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$23.32 E£1,245

17.80%

Gym Membership (Monthly)

$32.31 ₱2,034

$6.85 E£366

371.68%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$4.55 E£243

42.86%

Cinema Ticket

$5.40 ₱340

$3.63 E£194

48.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$83.6 E£4,464

230.17%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$2,271 E£121.3K

246.38%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$9.00 E£481

448.56%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$37.60 E£2,008

-34.63%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$152 E£8,138

-49.71%

Men's Leather Business Shoes

$58.9 ₱3,706

$53.9 E£2,880

9.12%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$94.2 E£5,028

434.70%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$65.4 E£3,494

365.47%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$150 E£8,008

616.72%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$98.3 E£5,251

542.83%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$464 E£24.8K

519.10%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$251 E£13.4K

647.67%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$73.3 E£3,915

358.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

22.5

-68.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Minya: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Minya

$65 16.5% 78.5% $239

Groceries & Markets

Cebu

$210 22.9%

Minya

$96 24.2% 54.1% $113

Monthly Utilities & Internet

Cebu

$160 17.5%

Minya

$44 11.1% 72.5% $116

Clothing & Footwear

Cebu

$94 10.3%

Minya

$114 28.6% 20.8% $20

Eating Out

Cebu

$88 9.6%

Minya

$62 15.6% 29.3% $26

Sport & Entertainment

Cebu

$43 4.7%

Minya

$14 3.6% 67.3% $29

Getting Around

Cebu

$15 1.7%

Minya

$1.8 * 0.4% 88.4% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $94.2 in Minya. Housing cost is often the main lever when comparing two cities.

Cebu pays 358% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $7.00 in Minya for a mid-range dinner for two. Groceries echo the gap at $210 vs $96.0 per month, with Minya cheaper across the board.

Good to know

🇵🇭 Cebu

🇪🇬 Minya

🕒 Local time

03:09 3:09 AM

22:09 10:09 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

247,000

💱 Currency

Philippine Peso PHP ₱

Egyptian Pound EGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 EGP = 1.87 USD

100 EGP = 1.67 EUR

Exchange rates and currency converter

EGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Egyptian Pound exchange rates as of October 20, 2026: 1 USD = 53.4 EGP (100 EGP = 1.87 USD). 1 EUR = 60.03 EGP (100 EGP = 1.67 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Minya 9,770 km ≈ 13 h nonstop flight

From you

Cebu
Minya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Minya: Cost of Living - Frequently Asked Questions

Minya is cheaper overall, especially in groceries, eating out, and leisure. The 130% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 358% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $94.2 in Minya. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 118% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $397 in Minya – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Minya gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Minya is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Minya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Minya gentler on the wallet – expenses run 130% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.