Last update: Oct 2026

Cost of Living Comparison Between Cebu and Minsk Mazowiecki

For one person, living is cheaper in Cebu: $918 a month against $1,431 in Minsk Mazowiecki, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
69

Cost of Living Index in Minsk Mazowiecki
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Minsk Mazowiecki Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Minsk Mazowiecki

🇵🇱 Poland

$1,431

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Minsk Mazowiecki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Minsk Mazowiecki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,431 in Minsk Mazowiecki.

Cebu $918
Minsk Mazowiecki $1,431

Estimated couple costs with rent: $1,409 in Cebu versus $2,052 in Minsk Mazowiecki.

Cebu $1,409
Minsk Mazowiecki $2,052

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,673 in Minsk Mazowiecki.

Cebu $1,900
Minsk Mazowiecki $2,673

Living in Cebu costs roughly 36% less than in Minsk Mazowiecki, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Minsk Mazowiecki is 6% above.

Meal at Budget Restaurant

$3.09 ₱194

$9.56 zł 37.14

-67.68%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$37.67 zł 146

-35.70%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.82 zł 34.29

-55.56%

Cappuccino

$2.51 ₱158

$3.62 zł 14.07

-30.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.30 zł 5.05

22.31%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.55 zł 6.04

-65.81%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.56 zł 9.97

-30.47%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.99 zł 11.61

-27.42%

Milk (1 liter)

$1.92 ₱121

$1.06 zł 4.11

81.13%

White Bread (500g)

$1.36 ₱85.4

$1.02 zł 3.98

33.33%

Rice (white) (1kg)

$1.01 ₱63.5

$2.19 zł 8.49

-53.88%

Eggs

$2.03 ₱128

$3.83 zł 14.87

-47.00%

Local Cheese (1kg)

$9.86 ₱621

$9.47 zł 36.78

4.12%

Chicken Fillets (1kg)

$4.39 ₱277

$5.81 zł 22.56

-24.44%

Beef Round Steak (1kg)

$7.60 ₱479

$11.02 zł 42.80

-31.03%

Apples (1kg)

$3.30 ₱208

$1.25 zł 4.84

164.00%

Banana (1kg)

$1.39 ₱87.8

$1.73 zł 6.71

-19.65%

Oranges (1kg)

$2.33 ₱147

$1.58 zł 6.14

47.47%

Tomato (1kg)

$1.50 ₱94.3

$1.98 zł 7.70

-24.24%

Potato (1kg)

$2.36 ₱149

$1.08 zł 4.20

118.52%

Onion (1kg)

$1.90 ₱119

$1.20 zł 4.68

58.33%

Lettuce (1 head)

$1.19 ₱74.9

$1.16 zł 4.52

2.59%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.57 zł 2.20

10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.96 zł 19.26

-39.52%

Wine (Bottle)

$6.03 ₱379

$6.36 zł 24.69

-5.19%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.20 zł 4.66

2.50%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.44 zł 5.58

21.53%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.04 zł 4.05

-75.96%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$34.21 zł 133

-63.05%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.00 zł 7.79

-61.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.64 zł 2.49

-64.06%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$12.57 zł 48.85

-64.52%

Gasoline (1 liter)

$1.31 ₱82.8

$1.61 zł 6.27

-18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.0K zł 120.6K

-31.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.1K zł 105.2K

-29.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$283 zł 1,101

-57.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$7.52 zł 29.21

86.17%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$15.18 zł 59.0

81.42%

Gym Membership (Monthly)

$32.33 ₱2,035

$37.49 zł 146

-13.76%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$22.49 zł 87.4

-70.43%

Cinema Ticket

$5.65 ₱356

$6.52 zł 25.34

-13.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$350 zł 1,359

-21.31%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,195 zł 16.3K

88.76%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$99.0 zł 385

-50.19%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$37.02 zł 144

-31.82%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$84.9 zł 330

-9.35%

Men's Leather Business Shoes

$57.2 ₱3,601

$90.6 zł 352

-36.84%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$595 zł 2,311

-16.03%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$507 zł 1,971

-39.14%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,000 zł 3,885

7.78%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$808 zł 3,139

-23.86%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,079 zł 12.0K

-6.27%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,533 zł 9,841

-24.33%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$858 zł 3,335

-59.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.07

1.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Minsk Mazowiecki: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Minsk Mazowiecki

$507 35.5% 64.3% $199

Groceries & Markets

Cebu

$206 22.4%

Minsk Mazowiecki

$207 14.5% 0.5% $1

Monthly Utilities & Internet

Cebu

$162 17.6%

Minsk Mazowiecki

$306 21.4% 89.2% $144

Clothing & Footwear

Cebu

$94 10.2%

Minsk Mazowiecki

$140 9.8% 49.2% $46

Eating Out

Cebu

$88 9.6%

Minsk Mazowiecki

$177 12.3% 100% $88

Sport & Entertainment

Cebu

$44 4.8%

Minsk Mazowiecki

$51 3.5% 15.8% $6.9

Getting Around

Cebu

$16 1.7%

Minsk Mazowiecki

$44 3.1% 180% $28

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $595 in Minsk Mazowiecki. Housing cost is often the main lever when comparing two cities.

Minsk Mazowiecki pays 148% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $38.00 in Minsk Mazowiecki for a mid-range dinner for two. Groceries echo the gap at $206 vs $207 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇵🇱 Minsk Mazowiecki

🕒 Local time

09:07 9:07 AM

03:07 3:07 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

40,816

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Minsk Mazowiecki 9,930 km ≈ 13 h nonstop flight

From you

Cebu
Minsk Mazowiecki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Minsk Mazowiecki: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 56% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 148% lower in Minsk Mazowiecki. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $595 in Minsk Mazowiecki. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,431 in Minsk Mazowiecki – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 171% less than in Minsk Mazowiecki. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,431 in Minsk Mazowiecki, a $1,500 budget is realistic in Cebu but tight or insufficient in Minsk Mazowiecki. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Minsk Mazowiecki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Minsk Mazowiecki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 56% less than in Minsk Mazowiecki. Beyond cost, consider language, visa policies, and how big the international community is in each city.