Last update: Oct 2026

Cost of Living Comparison Between Cebu and Medina del Campo

For one person, living is cheaper in Cebu: $918 a month against $1,637 in Medina del Campo, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Medina del Campo
🇪🇸 Spain
$1,637
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Medina del Campo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Medina del Campo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,637 in Medina del Campo.

  • Cebu $918
  • Medina del Campo $1,637

Estimated couple costs with rent: $1,409 in Cebu versus $2,414 in Medina del Campo.

  • Cebu $1,409
  • Medina del Campo $2,414

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,191 in Medina del Campo.

  • Cebu $1,900
  • Medina del Campo $3,191

Living in Cebu costs roughly 44% less than in Medina del Campo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Medina del Campo is 21% above.

Currency
🍽 Eating Out
Cebu
Medina del Campo
Difference
Meal at Budget Restaurant
$3.09 ₱194
$13.26 €11.80
-76.70%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$55.2 €49.10
-56.12%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$15.88 €14.13
-75.31%
Cappuccino
$2.51 ₱158
$1.55 €1.38
61.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.75 €2.45
-42.18%
Water (0.33 liter bottle)
$0.53 ₱33.43
$1.67 €1.48
-68.26%
Local Beer (0.5 liter draught)
$1.78 ₱112
$2.88 €2.56
-38.19%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$1.64 €1.46
32.32%
🛒 Groceries & Markets
Cebu
Medina del Campo
Difference
Milk (1 liter)
$1.92 ₱121
$1.20 €1.07
60.00%
White Bread (500g)
$1.36 ₱85.4
$1.84 €1.64
-26.09%
Rice (white) (1kg)
$1.01 ₱63.5
$1.44 €1.29
-29.86%
Eggs
$2.03 ₱128
$4.35 €3.87
-53.33%
Local Cheese (1kg)
$9.86 ₱621
$12.14 €10.80
-18.78%
Chicken Fillets (1kg)
$4.39 ₱277
$7.74 €6.88
-43.28%
Beef Round Steak (1kg)
$7.60 ₱479
$13.36 €11.88
-43.11%
Apples (1kg)
$3.30 ₱208
$3.76 €3.35
-12.23%
Banana (1kg)
$1.39 ₱87.8
$1.56 €1.39
-10.90%
Oranges (1kg)
$2.33 ₱147
$1.92 €1.71
21.35%
Tomato (1kg)
$1.50 ₱94.3
$3.69 €3.28
-59.35%
Potato (1kg)
$2.36 ₱149
$2.35 €2.09
0.43%
Onion (1kg)
$1.90 ₱119
$2.24 €1.99
-15.18%
Lettuce (1 head)
$1.19 ₱74.9
$1.28 €1.14
-7.03%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.82 €0.73
-23.17%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$6.71 €5.97
-55.29%
Wine (Bottle)
$6.03 ₱379
$10.04 €8.93
-39.94%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.57 €1.40
-21.66%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$2.06 €1.83
-15.05%
🚌 Getting Around
Cebu
Medina del Campo
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$1.67 €1.49
-85.03%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$32.97 €29.33
-61.66%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$5.39 €4.79
-85.71%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$1.30 €1.16
-82.31%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$29.72 €26.44
-84.99%
Gasoline (1 liter)
$1.31 ₱82.8
$1.78 €1.59
-26.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$37.3K €33.2K
-43.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$28.9K €25.7K
-33.69%
🧾 Monthly Utilities & Internet
Cebu
Medina del Campo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$147 €131
-18.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$18.70 €16.63
-25.13%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$25.84 €22.98
6.58%
🎉 Sport & Entertainment
Cebu
Medina del Campo
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$45.71 €40.66
-29.27%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$15.65 €13.92
-57.51%
Cinema Ticket
$5.65 ₱356
$9.34 €8.31
-39.51%
🧸 Childcare & Education
Cebu
Medina del Campo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$483 €430
-43.00%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$10.3K €9,175
-23.23%
👕👟 Clothing & Footwear
Cebu
Medina del Campo
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$95.6 €85.0
-48.37%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$32.21 €28.65
-21.64%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$111 €98.9
-30.80%
Men's Leather Business Shoes
$57.2 ₱3,601
$117 €105
-51.32%
🏠 Accommodation & Living
Cebu
Medina del Campo
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$901 €801
-44.53%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$680 €605
-54.57%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$1,354 €1,204
-20.37%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$1,024 €911
-39.91%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$3,324 €2,957
-13.17%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$2,174 €1,934
-11.86%
💵 Salaries & Financials
Cebu
Medina del Campo
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$1,324 €1,178
-73.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.43
109.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Medina del Campo: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Medina del Campo
$680 120% $371
Groceries & Markets
Cebu
$206
Medina del Campo
$282 36.8% $76
Monthly Utilities & Internet
Cebu
$162
Medina del Campo
$192 18.6% $30
Clothing & Footwear
Cebu
$94
Medina del Campo
$160 70.8% $66
Eating Out
Cebu
$88
Medina del Campo
$208 135% $119
Sport & Entertainment
Cebu
$44
Medina del Campo
$64 47.6% $21
Getting Around
Cebu
$16
Medina del Campo
$52 231% $36

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $901 in Medina del Campo. Housing cost is often the main lever when comparing two cities.

Medina del Campo pays 283% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $55.0 in Medina del Campo for a mid-range dinner for two. Groceries echo the gap at $206 vs $282 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇪🇸 Medina del Campo
🕒 Local time
01:44 1:44 AM
19:44 7:44 PM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
20,090
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Medina del Campo 12,250 km ≈ 16 h nonstop flight
From you
  • Cebu
  • Medina del Campo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Medina del Campo: Cost of Living - Frequently Asked Questions
Is Medina del Campo cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 78% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Medina del Campo?
On paper, salaries run 283% lower in Medina del Campo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Medina del Campo?
Rent for a central apartment: $500 in Cebu versus $901 in Medina del Campo. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Medina del Campo?
All in, you'll spend $918 per month in Cebu versus $1,637 in Medina del Campo – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 161% less than in Medina del Campo. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Medina del Campo?
At $918 in Cebu versus $1,637 in Medina del Campo, a $1,500 budget is realistic in Cebu but tight or insufficient in Medina del Campo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Medina del Campo more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Medina del Campo, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Medina del Campo?
Safety-wise, Cebu and Medina del Campo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 78% less than in Medina del Campo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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