Last update: Oct 2026

Cost of Living Comparison Between Cebu and Martil

For one person, living is cheaper in Martil: $670 a month against $918 in Cebu, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
32

Cost of Living Index in Martil
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Martil Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Martil

🇲🇦 Morocco

$670

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Martil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Martil actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $670 in Martil.

Cebu $918
Martil $670

Estimated couple costs with rent: $1,409 in Cebu versus $1,039 in Martil.

Cebu $1,409
Martil $1,039

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,407 in Martil.

Cebu $1,900
Martil $1,407

Living in Cebu is roughly 37% more expensive than in Martil, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Martil 50% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.07 MAD 29.97

0.65%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$25.51 MAD 249

-5.06%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.21 MAD 70.3

-45.63%

Cappuccino

$2.51 ₱158

$1.85 MAD 17.99

35.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.55 MAD 5.36

189.09%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.34 MAD 3.30

55.88%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.63 MAD 25.67

-32.32%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.18 MAD 30.98

-31.76%

Milk (1 liter)

$1.92 ₱121

$0.84 MAD 8.14

128.57%

White Bread (500g)

$1.36 ₱85.4

$0.18 MAD 1.80

655.56%

Rice (white) (1kg)

$1.01 ₱63.5

$1.92 MAD 18.75

-47.40%

Eggs

$2.03 ₱128

$1.81 MAD 17.69

12.15%

Local Cheese (1kg)

$9.86 ₱621

$5.90 MAD 57.6

67.12%

Chicken Fillets (1kg)

$4.39 ₱277

$6.85 MAD 66.8

-35.91%

Beef Round Steak (1kg)

$7.60 ₱479

$11.94 MAD 116

-36.35%

Apples (1kg)

$3.30 ₱208

$1.63 MAD 15.93

102.45%

Banana (1kg)

$1.39 ₱87.8

$1.38 MAD 13.48

0.72%

Oranges (1kg)

$2.33 ₱147

$0.84 MAD 8.21

177.38%

Tomato (1kg)

$1.50 ₱94.3

$0.84 MAD 8.23

78.57%

Potato (1kg)

$2.36 ₱149

$0.68 MAD 6.64

247.06%

Onion (1kg)

$1.90 ₱119

$0.77 MAD 7.47

146.75%

Lettuce (1 head)

$1.19 ₱74.9

$0.40 MAD 3.92

197.50%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.64 MAD 6.23

-1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.78 MAD 36.85

-20.63%

Wine (Bottle)

$6.03 ₱379

$7.32 MAD 71.4

-17.62%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.14 MAD 20.83

-42.52%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.44 MAD 23.78

-28.28%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.54 MAD 5.22

-53.70%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$23.01 MAD 224

-45.07%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.74 MAD 7.17

4.05%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.78 MAD 7.65

-70.51%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.38 MAD 32.98

31.95%

Gasoline (1 liter)

$1.31 ₱82.8

$1.53 MAD 14.92

-14.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.2K MAD 304.1K

-31.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.7K MAD 299.5K

-37.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$35.67 MAD 348

237.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.41 MAD 101

34.49%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$34.52 MAD 337

-20.22%

Gym Membership (Monthly)

$32.33 ₱2,035

$26.01 MAD 254

24.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$21.23 MAD 207

-68.68%

Cinema Ticket

$5.65 ₱356

$3.75 MAD 36.56

50.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$48.23 MAD 470

470.83%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,844 MAD 57.0K

35.49%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$17.99 MAD 175

174.21%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.74 MAD 397

-38.05%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$55.9 MAD 545

37.80%

Men's Leather Business Shoes

$57.2 ₱3,601

$66.0 MAD 643

-13.31%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$270 MAD 2,632

85.06%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$173 MAD 1,688

78.41%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$462 MAD 4,507

133.17%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$272 MAD 2,652

126.23%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,223 MAD 11.9K

135.89%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$832 MAD 8,113

130.32%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.55

58.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Martil: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Martil

$173 25.9% 43.9% $136

Groceries & Markets

Cebu

$206 22.4%

Martil

$180 26.9% 12.5% $26

Monthly Utilities & Internet

Cebu

$162 17.6%

Martil

$81 12% 50.2% $81

Clothing & Footwear

Cebu

$94 10.2%

Martil

$81 12.1% 13.5% $13

Eating Out

Cebu

$88 9.6%

Martil

$91 13.7% 3.6% $3.2

Sport & Entertainment

Cebu

$44 4.8%

Martil

$34 5% 23.2% $10

Getting Around

Cebu

$16 1.7%

Martil

$30 4.5% 91.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $270 in Martil. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $26.00 in Martil. Groceries flip the comparison at $206 vs $180, with Martil cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇲🇦 Martil

🕒 Local time

13:34 1:34 PM

06:34 6:34 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

64,355

💱 Currency

Philippine Peso PHP ₱

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Martil 12,640 km ≈ 16 h nonstop flight

From you

Cebu
Martil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Martil: Cost of Living - Frequently Asked Questions

Martil is cheaper overall, especially in groceries, clothing, and leisure. The 37% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,005 in Martil to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $270 in Martil. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $670 in Martil – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Martil runs roughly 82% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Martil gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Martil is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Martil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Martil gentler on the wallet – expenses run 37% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.