Last update: Oct 2026

Cost of Living Comparison Between Cebu and Madiun

For one person, living is cheaper in Madiun: $557 a month against $915 in Cebu, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
27

Cost of Living Index in Madiun
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Madiun Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Madiun

🇮🇩 Indonesia

$557

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Madiun

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Madiun actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $557 in Madiun.

Cebu $915
Madiun $557

Estimated couple costs with rent: $1,418 in Cebu versus $903 in Madiun.

Cebu $1,418
Madiun $903

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,250 in Madiun.

Cebu $1,921
Madiun $1,250

Living in Cebu is roughly 64% more expensive than in Madiun, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Madiun 59% lower.

Meal at Budget Restaurant

$3.05 ₱192

$1.10 Rp 19.8K

177.27%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$11.30 Rp 203.3K

112.39%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$2.71 Rp 48.8K

47.23%

Cappuccino

$2.50 ₱157

$1.27 Rp 22.8K

96.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.29 Rp 5,223

431.03%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.17 Rp 2,989

194.12%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.21 Rp 39.8K

-19.46%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.92 Rp 34.6K

13.02%

Milk (1 liter)

$2.00 ₱126

$1.15 Rp 20.7K

73.91%

White Bread (500g)

$1.37 ₱86.2

$0.82 Rp 14.7K

67.07%

Rice (white) (1kg)

$1.03 ₱64.9

$0.71 Rp 12.9K

45.07%

Eggs

$2.03 ₱128

$1.31 Rp 23.5K

54.96%

Local Cheese (1kg)

$10.20 ₱642

$5.57 Rp 100.3K

83.12%

Chicken Fillets (1kg)

$4.45 ₱280

$3.02 Rp 54.4K

47.35%

Beef Round Steak (1kg)

$7.67 ₱483

$3.10 Rp 55.9K

147.42%

Apples (1kg)

$3.31 ₱208

$2.67 Rp 48.0K

23.97%

Banana (1kg)

$1.46 ₱91.8

$1.11 Rp 19.9K

31.53%

Oranges (1kg)

$2.32 ₱146

$1.14 Rp 20.6K

103.51%

Tomato (1kg)

$1.49 ₱94.0

$0.58 Rp 10.4K

156.90%

Potato (1kg)

$2.34 ₱147

$0.82 Rp 14.8K

185.37%

Onion (1kg)

$1.94 ₱122

$1.92 Rp 34.5K

1.04%

Lettuce (1 head)

$1.16 ₱73.0

$0.41 Rp 7,366

182.93%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.40 Rp 7,233

70.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.86 Rp 51.5K

4.55%

Wine (Bottle)

$6.24 ₱393

$20.62 Rp 371.2K

-69.74%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.22 Rp 39.9K

-44.59%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$3.69 Rp 66.3K

-53.12%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.27 Rp 4,859

-14.81%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$0.20 Rp 3,567

295.00%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.41 Rp 7,332

-46.34%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$4.34 Rp 78.1K

4.61%

Gasoline (1 liter)

$1.32 ₱82.9

$0.50 Rp 8,955

164.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$15.4K Rp 277.6M

36.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.5K Rp 494.5M

-29.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$22.62 Rp 407.2K

424.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$4.23 Rp 76.2K

236.17%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$20.87 Rp 375.6K

31.62%

Gym Membership (Monthly)

$32.31 ₱2,034

$19.91 Rp 358.5K

62.28%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$8.24 Rp 148.4K

-21.12%

Cinema Ticket

$5.40 ₱340

$2.11 Rp 38.0K

155.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$83.4 Rp 1.5M

230.96%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$4,046 Rp 72.8M

94.40%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$53.1 Rp 955.0K

-6.94%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$32.08 Rp 577.5K

-23.38%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$84.9 Rp 1.5M

-9.70%

Men's Leather Business Shoes

$58.9 ₱3,706

$90.4 Rp 1.6M

-34.86%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$226 Rp 4.1M

122.90%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$146 Rp 2.6M

107.87%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$538 Rp 9.7M

99.90%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$367 Rp 6.6M

72.26%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,149 Rp 20.7M

149.71%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$784 Rp 14.1M

139.45%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$133 Rp 2.4M

151.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.5

60.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Madiun: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Madiun

$146 26.3% 51.9% $158

Groceries & Markets

Cebu

$210 22.9%

Madiun

$169 30.3% 19.5% $41

Monthly Utilities & Internet

Cebu

$160 17.5%

Madiun

$48 8.6% 70.2% $113

Clothing & Footwear

Cebu

$94 10.3%

Madiun

$117 21.1% 24.3% $23

Eating Out

Cebu

$88 9.6%

Madiun

$49 8.8% 44.3% $39

Sport & Entertainment

Cebu

$43 4.7%

Madiun

$24 4.3% 44% $19

Getting Around

Cebu

$15 1.7%

Madiun

$3.3 * 0.6% 78.2% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $226 in Madiun. Housing cost is often the main lever when comparing two cities.

Cebu pays 152% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $11.00 in Madiun for a mid-range dinner for two. Groceries echo the gap at $210 vs $169 per month, with Madiun cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇩 Madiun

🕒 Local time

05:18 5:18 AM

04:18 4:18 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

175,767

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Madiun 2,420 km ≈ 3 h 30 min nonstop flight

From you

Cebu
Madiun

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Madiun: Cost of Living - Frequently Asked Questions

Madiun is cheaper overall, especially in groceries, eating out, and leisure. The 64% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 152% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $503 in Cebu versus $226 in Madiun. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $557 in Madiun – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Madiun gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Madiun is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Madiun are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Madiun gentler on the wallet – expenses run 64% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.