Last update: Oct 2026

Cost of Living Comparison Between Cebu and Madaba

For one person, living is cheaper in Madaba: $765 a month against $918 in Cebu, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Madaba
🇯🇴 Jordan
$765
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Madaba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Madaba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $765 in Madaba.

  • Cebu $918
  • Madaba $765

Estimated couple costs with rent: $1,409 in Cebu versus $1,349 in Madaba.

  • Cebu $1,409
  • Madaba $1,349

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,932 in Madaba.

  • Cebu $1,900
  • Madaba $1,932

Living in Cebu is roughly 20% more expensive than in Madaba, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Madaba 43% lower.

Currency
🍽 Eating Out
Cebu
Madaba
Difference
Meal at Budget Restaurant
$3.09 ₱194
$5.54 JOD 3.92
-44.22%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$49.14 JOD 34.79
-50.71%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$6.44 JOD 4.56
-39.13%
Cappuccino
$2.51 ₱158
$3.56 JOD 2.52
-29.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.61 JOD 0.43
160.66%
Water (0.33 liter bottle)
$0.53 ₱33.43
$0.61 JOD 0.43
-13.11%
Local Beer (0.5 liter draught)
$1.78 ₱112
$4.36 JOD 3.08
-59.17%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$6.85 JOD 4.85
-68.32%
🛒 Groceries & Markets
Cebu
Madaba
Difference
Milk (1 liter)
$1.92 ₱121
$1.39 JOD 0.99
38.13%
White Bread (500g)
$1.36 ₱85.4
$0.66 JOD 0.47
106.06%
Rice (white) (1kg)
$1.01 ₱63.5
$1.57 JOD 1.11
-35.67%
Eggs
$2.03 ₱128
$1.72 JOD 1.22
18.02%
Local Cheese (1kg)
$9.86 ₱621
$4.32 JOD 3.06
128.24%
Chicken Fillets (1kg)
$4.39 ₱277
$5.56 JOD 3.94
-21.04%
Beef Round Steak (1kg)
$7.60 ₱479
$12.75 JOD 9.02
-40.39%
Apples (1kg)
$3.30 ₱208
$2.66 JOD 1.88
24.06%
Banana (1kg)
$1.39 ₱87.8
$1.44 JOD 1.02
-3.47%
Oranges (1kg)
$2.33 ₱147
$1.78 JOD 1.26
30.90%
Tomato (1kg)
$1.50 ₱94.3
$0.73 JOD 0.52
105.48%
Potato (1kg)
$2.36 ₱149
$0.73 JOD 0.51
223.29%
Onion (1kg)
$1.90 ₱119
$0.69 JOD 0.49
175.36%
Lettuce (1 head)
$1.19 ₱74.9
$0.34 JOD 0.24
250.00%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.55 JOD 0.39
14.55%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$2.13 JOD 1.51
40.85%
Wine (Bottle)
$6.03 ₱379
$20.90 JOD 14.80
-71.15%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$4.86 JOD 3.44
-74.69%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$5.03 JOD 3.56
-65.21%
🚌 Getting Around
Cebu
Madaba
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$0.88 JOD 0.62
-71.59%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$71.6 JOD 50.7
-82.36%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$0.58 JOD 0.41
32.76%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$1.39 JOD 0.98
-83.45%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$7.16 JOD 5.07
-37.71%
Gasoline (1 liter)
$1.31 ₱82.8
$1.43 JOD 1.02
-8.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$35.4K JOD 25.1K
-40.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$34.9K JOD 24.7K
-45.14%
🧾 Monthly Utilities & Internet
Cebu
Madaba
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$69.2 JOD 49.02
73.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$13.83 JOD 9.79
1.23%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$20.89 JOD 14.79
31.83%
🎉 Sport & Entertainment
Cebu
Madaba
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$28.60 JOD 20.25
13.04%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$69.2 JOD 49.02
-90.40%
Cinema Ticket
$5.65 ₱356
$11.25 JOD 7.97
-49.78%
🧸 Childcare & Education
Cebu
Madaba
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$41.99 JOD 29.73
555.66%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$9,676 JOD 6,851
-18.17%
👕👟 Clothing & Footwear
Cebu
Madaba
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$63.2 JOD 44.72
-21.90%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$57.0 JOD 40.32
-55.68%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$69.9 JOD 49.48
10.12%
Men's Leather Business Shoes
$57.2 ₱3,601
$43.11 JOD 30.52
32.68%
🏠 Accommodation & Living
Cebu
Madaba
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$210 JOD 149
137.86%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$42.56 JOD 30.13
625.61%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$419 JOD 297
157.06%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$210 JOD 149
192.86%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
-
-
💵 Salaries & Financials
Cebu
Madaba
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$495 JOD 351
-30.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
6.81
5.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Madaba: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Madaba
$43 86.2% $266
Groceries & Markets
Cebu
$206
Madaba
$233 13.2% $27
Monthly Utilities & Internet
Cebu
$162
Madaba
$104 35.7% $58
Clothing & Footwear
Cebu
$94
Madaba
$105 11.7% $11
Eating Out
Cebu
$88
Madaba
$147 66.2% $58
Sport & Entertainment
Cebu
$44
Madaba
$51 17.2% $7.5
Getting Around
Cebu
$16
Madaba
$83 431% $67

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $210 in Madaba. Housing cost is often the main lever when comparing two cities.

Madaba pays 43% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $49.00 in Madaba for a mid-range dinner for two. Groceries echo the gap at $206 vs $233 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇯🇴 Madaba
🕒 Local time
11:20 11:20 AM
06:20 6:20 AM
5 h behind Cebu
🌤 Weather
👥 Population
964,169
65,000
💱 Currency
Exchange rates and currency converter

JOD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Jordanian Dinar exchange rates as of October 18, 2026: 1 USD = 0.708 JOD (1 JOD = 1.41 USD). 1 EUR = 0.796 JOD (1 JOD = 1.26 EUR).

On the map
Between locations
  • Cebu Madaba 9,230 km ≈ 12 h nonstop flight
From you
  • Cebu
  • Madaba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Madaba: Cost of Living - Frequently Asked Questions
Is Madaba cheaper than Cebu?
Madaba is cheaper overall, especially in utilities. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Madaba?
On paper, salaries run 43% lower in Madaba. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Madaba?
Rent for a central apartment: $500 in Cebu versus $210 in Madaba. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Madaba?
All in, you'll spend $918 per month in Cebu versus $765 in Madaba – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Madaba runs roughly 467% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $800 enough for either Cebu or Madaba?
Either city works on $800 a month, though Madaba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Madaba more family-friendly?
For families, Madaba is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Madaba?
Safety-wise, Cebu and Madaba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Madaba gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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