For one person, living is cheaper in Cebu: $934 a month against $1,999 in Lyon, rent and utilities included – about $12,800 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Lyon actually costs, broken down by who's living it.
Monthly costs for one person with rent: $934 in Cebu versus $1,999 in Lyon.
Cebu $934
Lyon $1,999
Estimated couple costs with rent: $1,415 in Cebu versus $3,120 in Lyon.
Cebu $1,415
Lyon $3,120
Monthly costs for a family of three with rent: $1,896 in Cebu versus $4,240 in Lyon.
Cebu $1,896
Lyon $4,240
🌍
Living in Cebu costs roughly 53% less than in Lyon, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Cebu is 30% below, Lyon is 49% above.
Currency
No currencies found
🍽 Eating Out
Cebu
Lyon
Difference
Meal at Budget Restaurant
$3.03₱190
$16.87€15.06
-82.04%
Three-Course Dinner for Two, Mid-Range
$23.48₱1,473
$68.4€61.0
-65.65%
Fast Food Meal(McDonalds, etc)
$4.09₱256
$13.23€11.80
-69.09%
Cappuccino
$2.52₱158
$4.09€3.65
-38.39%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱96.9
$2.79€2.49
-44.80%
Water(0.33 liter bottle)
$0.49₱30.98
$1.74€1.56
-71.84%
Local Beer(0.5 liter draught)
$1.79₱112
$7.81€6.97
-77.08%
Imported Beer(0.33 liter bottle)
$2.26₱142
$6.00€5.35
-62.33%
🛒 Groceries & Markets
Cebu
Lyon
Difference
Milk(1 liter)
$1.95₱122
$1.56€1.40
25.00%
White Bread(500g)
$1.43₱89.7
$1.89€1.69
-24.34%
Rice(white)(1kg)
$1.02₱63.8
$2.53€2.26
-59.68%
Eggs
$2.06₱129
$4.98€4.44
-58.63%
Local Cheese(1kg)
$9.81₱615
$22.71€20.26
-56.80%
Chicken Fillets(1kg)
$4.61₱289
$12.56€11.21
-63.30%
Beef Round Steak(1kg)
$7.70₱483
$23.40€20.88
-67.09%
Apples(1kg)
$3.31₱207
$2.32€2.07
42.67%
Banana(1kg)
$1.45₱90.9
$2.49€2.23
-41.77%
Oranges(1kg)
$2.36₱148
$3.50€3.13
-32.57%
Tomato(1kg)
$1.54₱96.4
$3.34€2.98
-53.89%
Potato(1kg)
$2.36₱148
$2.57€2.29
-8.17%
Onion(1kg)
$1.99₱125
$2.96€2.64
-32.77%
Lettuce(1 head)
$1.15₱72.1
$1.38€1.23
-16.67%
Water(1.5 liter bottle)
$0.67₱42.15
$1.11€0.99
-39.64%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱188
$14.08€12.56
-78.69%
Wine(Bottle)
$6.35₱398
$8.09€7.22
-21.51%
Local Beer(0.5 liter bottle)
$1.31₱81.9
$2.68€2.39
-51.12%
Imported Beer(0.33 liter bottle)
$1.73₱108
$3.36€3.00
-48.51%
🚌 Getting Around
Cebu
Lyon
Difference
One-way Ticket(Public Transport)
$0.25₱15.78
$2.32€2.07
-89.22%
Public Transport Monthly Pass(Regular Price)
$12.65₱793
$83.5€74.5
-84.84%
Taxi Start(Normal Tariff)
$0.74₱46.32
$8.26€7.37
-91.04%
Taxi(Normal Tariff)(1km)
$0.21₱13.11
$2.19€1.95
-90.41%
Taxi 1hour Waiting(Normal Tariff)
$4.33₱271
$42.44€37.87
-89.80%
Gasoline(1 liter)
$1.33₱83.5
$2.22€1.98
-40.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K₱1.4M
$34.4K€30.7K
-36.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$34.7K€30.9K
-44.03%
🧾 Monthly Utilities & Internet
Cebu
Lyon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121₱7,563
$271€242
-55.45%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.45₱907
$14.32€12.78
0.91%
Internet(50+ Mbps, Unlimited Data)
$28.29₱1,774
$30.07€26.83
-5.92%
🎉 Sport & Entertainment
Cebu
Lyon
Difference
Gym Membership(Monthly)
$32.68₱2,050
$39.48€35.23
-17.22%
Tennis Court(1 Hour on Weekend)
$6.39₱401
$28.23€25.19
-77.36%
Cinema Ticket
$5.46₱342
$14.86€13.26
-63.26%
🧸 Childcare & Education
Cebu
Lyon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$273₱17.1K
$636€567
-57.00%
International Primary School, 1 Child(Yearly)
$8,156₱511.5K
$11.5K€10.2K
-28.89%
👕👟 Clothing & Footwear
Cebu
Lyon
Difference
Jeans(Levis 501 Or Similar)
$49.57₱3,109
$117€105
-57.81%
Summer Dress(H&M, Zara, etc)
$24.87₱1,560
$43.54€38.86
-42.88%
Sport Shoes(Adidas, Nike)
$76.6₱4,804
$123€109
-37.55%
Men's Leather Business Shoes
$59.3₱3,717
$129€115
-53.92%
🏠 Accommodation & Living
Cebu
Lyon
Difference
1-bedroom Apartment, City Center(Monthly)
$506₱31.7K
$879€785
-42.49%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.4K
$678€605
-54.34%
3-bedroom Apartment, City Center(Monthly)
$1,052₱66.0K
$1,778€1,587
-40.86%
3-bedroom Apartment, Outside City Center(Monthly)
$619₱38.8K
$1,300€1,160
-52.39%
Buy Apartment in City Center(m2)
$2,915₱182.9K
$6,332€5,651
-53.96%
Buy Apartment Outside City Center(m2)
$1,867₱117.1K
$3,977€3,549
-53.05%
💵 Salaries & Financials
Cebu
Lyon
Difference
Average Monthly Net Salary(After Tax)
$341₱21.4K
$3,091€2,758
-88.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
3.68
95.65%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 5, 2026
Last update for Lyon: October 6, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.5%
Lyon
$678 33.2% ↑ 119%$368
🛒Groceries & Markets
Cebu
$210 22.7%
Lyon
$392 19.2% ↑ 86.2%$181
🧾Monthly Utilities & Internet
Cebu
$163 17.7%
Lyon
$315 15.4% ↑ 92.9%$152
👕👟Clothing & Footwear
Cebu
$95 10.2%
Lyon
$186 9.1% ↑ 96%$91
🍽Eating Out
Cebu
$88 9.6%
Lyon
$293 14.3% ↑ 231%$205
🎉Sport & Entertainment
Cebu
$44 4.7%
Lyon
$69 3.4% ↑ 58.7%$26
🚌Getting Around
Cebu
$15 1.7%
Lyon
$112 5.5% ↑ 625%$96
🏠Accommodation & Living
Cebu
$619 32.4%
Lyon
$1.3K 30.3% ↑ 110%$681
🛒Groceries & Markets
Cebu
$493 25.8%
Lyon
$927 21.6% ↑ 88%$434
🧾Monthly Utilities & Internet
Cebu
$178 9.3%
Lyon
$329 7.7% ↑ 85.3%$152
👕👟Clothing & Footwear
Cebu
$210 11%
Lyon
$412 9.6% ↑ 96%$202
🍽Eating Out
Cebu
$288 15.1%
Lyon
$923 21.5% ↑ 220%$635
🎉Sport & Entertainment
Cebu
$94 4.9%
Lyon
$167 3.9% ↑ 78.1%$73
🚌Getting Around
Cebu
$31 1.6%
Lyon
$228 5.3% ↑ 628%$197
Cost Breakdown
🏠A one-bedroom apartment in the center runs $506 in Cebu and $879 in Lyon. Housing cost is often the main lever when comparing two cities.
💰Lyon pays 806% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $23.00 in Cebu vs $68.0 in Lyon for a mid-range dinner for two. Groceries echo the gap at $210 vs $392 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Lyon: Cost of Living - Frequently Asked Questions
Is Lyon cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 114% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Lyon?
On paper, salaries run 806% lower in Lyon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Lyon?
Rent for a central apartment: $506 in Cebu versus $879 in Lyon. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Lyon?
All in, you'll spend $934 per month in Cebu versus $1,999 in Lyon – a 114% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 560% less than in Lyon. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Lyon?
At $934 in Cebu versus $1,999 in Lyon, a $1,500 budget is realistic in Cebu but tight or insufficient in Lyon. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Lyon more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lyon, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Lyon?
Safety-wise, Cebu and Lyon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 114% less than in Lyon. Beyond cost, consider language, visa policies, and how big the international community is in each city.