Last update: Oct 2026

Cost of Living Comparison Between Cebu and Lushnje

For one person, living is cheaper in Cebu: $918 a month against $1,195 in Lushnje, rent and utilities included – about $3,300 less a year. The total is higher in Lushnje despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
58

Cost of Living Index in Lushnje
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Lushnje Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Lushnje

🇦🇱 Albania

$1,195

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Lushnje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Lushnje actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,195 in Lushnje.

Cebu $918
Lushnje $1,195

Estimated couple costs with rent: $1,409 in Cebu versus $1,844 in Lushnje.

Cebu $1,409
Lushnje $1,844

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,493 in Lushnje.

Cebu $1,900
Lushnje $2,493

Living in Cebu costs roughly 23% less than in Lushnje, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Lushnje 11% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.05 ALL 809

-69.25%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$54.4 ALL 4,383

-55.49%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.90 ALL 878

-64.04%

Cappuccino

$2.51 ₱158

$2.23 ALL 180

12.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.40 ALL 193

-33.75%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.23 ALL 99.4

-56.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.51 ALL 283

-49.29%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.08 ALL 328

-46.81%

Milk (1 liter)

$1.92 ₱121

$2.20 ALL 177

-12.73%

White Bread (500g)

$1.36 ₱85.4

$1.13 ALL 91.3

20.35%

Rice (white) (1kg)

$1.01 ₱63.5

$2.34 ALL 189

-56.84%

Eggs

$2.03 ₱128

$3.80 ALL 306

-46.58%

Local Cheese (1kg)

$9.86 ₱621

$12.52 ALL 1,009

-21.25%

Chicken Fillets (1kg)

$4.39 ₱277

$9.00 ALL 725

-51.22%

Beef Round Steak (1kg)

$7.60 ₱479

$16.76 ALL 1,350

-54.65%

Apples (1kg)

$3.30 ₱208

$1.94 ALL 156

70.10%

Banana (1kg)

$1.39 ₱87.8

$2.42 ALL 195

-42.56%

Oranges (1kg)

$2.33 ₱147

$2.21 ALL 178

5.43%

Tomato (1kg)

$1.50 ₱94.3

$1.88 ALL 151

-20.21%

Potato (1kg)

$2.36 ₱149

$1.02 ALL 81.8

131.37%

Onion (1kg)

$1.90 ₱119

$1.29 ALL 104

47.29%

Lettuce (1 head)

$1.19 ₱74.9

$1.43 ALL 115

-16.78%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.77 ALL 62.3

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.74 ALL 382

-36.71%

Wine (Bottle)

$6.03 ₱379

$10.50 ALL 846

-42.57%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.55 ALL 125

-20.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.09 ALL 169

-16.27%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.51 ALL 40.97

-50.98%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$17.48 ALL 1,408

-27.69%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.63 ALL 292

-78.79%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.69 ALL 297

-93.77%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.04 ALL 1,452

-75.28%

Gasoline (1 liter)

$1.31 ₱82.8

$2.31 ALL 186

-43.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.7K ALL 2.7M

-37.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.5K ALL 2.9M

-46.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$98.5 ALL 7,929

22.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$18.19 ALL 1,465

-23.03%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$19.49 ALL 1,570

41.30%

Gym Membership (Monthly)

$32.33 ₱2,035

$58.0 ALL 4,674

-44.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$10.02 ALL 807

-43.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$347 ALL 27.9K

-20.57%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,195 ALL 659.9K

-3.38%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$49.07 ALL 3,952

0.53%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$47.39 ALL 3,817

-46.74%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$116 ALL 9,341

-33.65%

Men's Leather Business Shoes

$57.2 ₱3,601

$113 ALL 9,065

-49.19%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$475 ALL 38.2K

5.24%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$326 ALL 26.3K

-5.37%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$706 ALL 56.9K

52.65%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$473 ALL 38.1K

30.05%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,643 ALL 132.3K

75.64%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,053 ALL 84.8K

82.01%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$611 ALL 49.2K

-43.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.39

33.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Lushnje: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Lushnje

$326 27.3% 5.7% $18

Groceries & Markets

Cebu

$206 22.4%

Lushnje

$287 24% 39.3% $81

Monthly Utilities & Internet

Cebu

$162 17.6%

Lushnje

$136 11.4% 15.8% $26

Clothing & Footwear

Cebu

$94 10.2%

Lushnje

$146 12.2% 55.7% $52

Eating Out

Cebu

$88 9.6%

Lushnje

$180 15.1% 104% $92

Sport & Entertainment

Cebu

$44 4.8%

Lushnje

$78 6.5% 79% $34

Getting Around

Cebu

$16 1.7%

Lushnje

$42 3.5% 167% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $475 in Lushnje. Housing cost is often the main lever when comparing two cities.

Lushnje pays 77% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $54.0 in Lushnje for a mid-range dinner for two. Groceries echo the gap at $206 vs $287 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇱 Lushnje

🕒 Local time

20:15 8:15 PM

14:15 2:15 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

31,105

💱 Currency

Philippine Peso PHP ₱

Albanian Lek ALL L

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ALL = 1.24 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Lushnje 10,420 km ≈ 14 h nonstop flight

From you

Cebu
Lushnje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Lushnje: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 30% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 77% lower in Lushnje. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $475 in Lushnje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,195 in Lushnje – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 38% less than in Lushnje. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,195 in Lushnje, a $1,500 budget is realistic in Cebu but tight or insufficient in Lushnje. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lushnje, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Lushnje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 30% less than in Lushnje. Beyond cost, consider language, visa policies, and how big the international community is in each city.