For one person, living is cheaper in Cebu: $918 a month against $1,533 in Louny, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Louny actually costs, broken down by who's living it.
Monthly costs for one person with rent: $918 in Cebu versus $1,533 in Louny.
Cebu $918
Louny $1,533
Estimated couple costs with rent: $1,409 in Cebu versus $2,113 in Louny.
Cebu $1,409
Louny $2,113
Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,692 in Louny.
Cebu $1,900
Louny $2,692
🌍
Living in Cebu costs roughly 40% less than in Louny, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Cebu is 32% below, Louny is 14% above.
Currency
No currencies found
🍽 Eating Out
Cebu
Louny
Difference
Meal at Budget Restaurant
$3.09₱195
$8.93Kč 194
-65.40%
Three-Course Dinner for Two, Mid-Range
$24.22₱1,526
$50.2Kč 1,090
-51.74%
Fast Food Meal(McDonalds, etc)
$3.92₱247
$8.11Kč 176
-51.66%
Cappuccino
$2.51₱158
$3.10Kč 67.4
-19.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.59₱100
$1.62Kč 35.17
-1.85%
Water(0.33 liter bottle)
$0.53₱33.47
$1.16Kč 25.29
-54.31%
Local Beer(0.5 liter draught)
$1.78₱112
$2.20Kč 47.71
-19.09%
Imported Beer(0.33 liter bottle)
$2.17₱137
$2.46Kč 53.4
-11.79%
🛒 Groceries & Markets
Cebu
Louny
Difference
Milk(1 liter)
$1.92₱121
$1.08Kč 23.50
77.78%
White Bread(500g)
$1.36₱85.5
$1.58Kč 34.24
-13.92%
Rice(white)(1kg)
$1.01₱63.6
$2.98Kč 64.7
-66.11%
Eggs
$2.03₱128
$3.08Kč 67.0
-34.09%
Local Cheese(1kg)
$9.86₱622
$13.92Kč 302
-29.17%
Chicken Fillets(1kg)
$4.39₱277
$7.26Kč 158
-39.53%
Beef Round Steak(1kg)
$7.60₱479
$11.17Kč 243
-31.96%
Apples(1kg)
$3.30₱208
$1.78Kč 38.73
85.39%
Banana(1kg)
$1.39₱87.9
$1.61Kč 35.05
-13.66%
Oranges(1kg)
$2.33₱147
$1.63Kč 35.39
42.94%
Tomato(1kg)
$1.50₱94.4
$2.10Kč 45.63
-28.57%
Potato(1kg)
$2.36₱149
$1.26Kč 27.39
87.30%
Onion(1kg)
$1.90₱120
$1.22Kč 26.58
55.74%
Lettuce(1 head)
$1.19₱75.0
$0.96Kč 20.77
23.96%
Water(1.5 liter bottle)
$0.63₱39.75
$0.78Kč 16.95
-19.23%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱189
$6.60Kč 143
-54.55%
Wine(Bottle)
$6.03₱380
$6.90Kč 150
-12.61%
Local Beer(0.5 liter bottle)
$1.23₱77.8
$1.39Kč 30.28
-11.51%
Imported Beer(0.33 liter bottle)
$1.75₱110
$1.68Kč 36.47
4.17%
🚌 Getting Around
Cebu
Louny
Difference
One-way Ticket(Public Transport)
$0.25₱15.88
$0.76Kč 16.56
-67.11%
Public Transport Monthly Pass(Regular Price)
$12.64₱796
$24.84Kč 540
-49.11%
Taxi Start(Normal Tariff)
$0.77₱48.67
$2.07Kč 44.99
-62.80%
Taxi(Normal Tariff)(1km)
$0.23₱14.55
$1.05Kč 22.74
-78.10%
Taxi 1hour Waiting(Normal Tariff)
$4.46₱281
$13.04Kč 283
-65.80%
Gasoline(1 liter)
$1.31₱82.9
$1.88Kč 40.87
-30.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K₱1.3M
$29.9KKč 650.5K
-29.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K₱1.2M
$24.0KKč 522.4K
-20.38%
🧾 Monthly Utilities & Internet
Cebu
Louny
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$120₱7,577
$273Kč 5,929
-55.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.00₱883
$16.77Kč 364
-16.52%
Internet(50+ Mbps, Unlimited Data)
$27.54₱1,736
$16.43Kč 357
67.62%
🎉 Sport & Entertainment
Cebu
Louny
Difference
Gym Membership(Monthly)
$32.33₱2,037
$52.3Kč 1,136
-38.16%
Tennis Court(1 Hour on Weekend)
$6.65₱419
$14.97Kč 325
-55.58%
Cinema Ticket
$5.65₱356
$8.35Kč 181
-32.34%
🧸 Childcare & Education
Cebu
Louny
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$275₱17.4K
$330Kč 7,177
-16.66%
International Primary School, 1 Child(Yearly)
$7,918₱499.1K
$10.7KKč 233.2K
-26.23%
👕👟 Clothing & Footwear
Cebu
Louny
Difference
Jeans(Levis 501 Or Similar)
$49.33₱3,109
$78.3Kč 1,701
-36.99%
Summer Dress(H&M, Zara, etc)
$25.24₱1,591
$43.19Kč 938
-41.56%
Sport Shoes(Adidas, Nike)
$77.0₱4,851
$86.2Kč 1,872
-10.70%
Men's Leather Business Shoes
$57.2₱3,605
$109Kč 2,373
-47.63%
🏠 Accommodation & Living
Cebu
Louny
Difference
1-bedroom Apartment, City Center(Monthly)
$500₱31.5K
$621Kč 13.5K
-19.50%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.5K
$579Kč 12.6K
-46.64%
3-bedroom Apartment, City Center(Monthly)
$1,078₱67.9K
$972Kč 21.1K
10.89%
3-bedroom Apartment, Outside City Center(Monthly)
$615₱38.8K
$696Kč 15.1K
-11.55%
Buy Apartment in City Center(m2)
$2,886₱181.9K
$4,485Kč 97.4K
-35.66%
Buy Apartment Outside City Center(m2)
$1,917₱120.8K
$3,475Kč 75.5K
-44.85%
💵 Salaries & Financials
Cebu
Louny
Difference
Average Monthly Net Salary(After Tax)
$346₱21.8K
$1,160Kč 25.2K
-70.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
4.8
50.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 12, 2026
Last update for Louny: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.6%
Louny
$579 37.7% ↑ 87.4%$270
🛒Groceries & Markets
Cebu
$206 22.4%
Louny
$242 15.8% ↑ 17.3%$36
🧾Monthly Utilities & Internet
Cebu
$162 17.6%
Louny
$306 20% ↑ 89.2%$144
👕👟Clothing & Footwear
Cebu
$94 10.2%
Louny
$143 9.3% ↑ 51.8%$49
🍽Eating Out
Cebu
$88 9.6%
Louny
$160 10.4% ↑ 81.3%$72
🎉Sport & Entertainment
Cebu
$44 4.8%
Louny
$69 4.5% ↑ 58.1%$25
🚌Getting Around
Cebu
$16 1.7%
Louny
$35 2.3% ↑ 126%$20
🏠Accommodation & Living
Cebu
$615 32.4%
Louny
$696 25.9% ↑ 13%$80
🛒Groceries & Markets
Cebu
$483 25.4%
Louny
$561 20.8% ↑ 16.2%$78
🧾Monthly Utilities & Internet
Cebu
$176 9.3%
Louny
$323 12% ↑ 83.7%$147
👕👟Clothing & Footwear
Cebu
$209 11%
Louny
$317 11.8% ↑ 51.8%$108
🍽Eating Out
Cebu
$292 15.4%
Louny
$571 21.2% ↑ 95.4%$279
🎉Sport & Entertainment
Cebu
$94 4.9%
Louny
$153 5.7% ↑ 62.9%$59
🚌Getting Around
Cebu
$32 1.7%
Louny
$72 2.7% ↑ 127%$40
Cost Breakdown
🏠A one-bedroom apartment in the center runs $500 in Cebu and $621 in Louny. Housing cost is often the main lever when comparing two cities.
💰Louny pays 235% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Cebu vs $50.0 in Louny for a mid-range dinner for two. Groceries echo the gap at $206 vs $242 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Louny: Cost of Living - Frequently Asked Questions
Is Louny cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 67% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Louny?
On paper, salaries run 235% lower in Louny. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Louny?
Rent for a central apartment: $500 in Cebu versus $621 in Louny. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Louny?
All in, you'll spend $918 per month in Cebu versus $1,533 in Louny – a 67% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 97% less than in Louny. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Louny?
At $918 in Cebu versus $1,533 in Louny, a $1,500 budget is realistic in Cebu but tight or insufficient in Louny. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Louny more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Louny, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Louny?
Safety-wise, Cebu and Louny are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 67% less than in Louny. Beyond cost, consider language, visa policies, and how big the international community is in each city.