Last update: Oct 2026

Cost of Living Comparison Between Cebu and Lohaghat

For one person, living is cheaper in Lohaghat: $373 a month against $918 in Cebu, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
18

Cost of Living Index in Lohaghat
Learn more

Lohaghat Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Lohaghat

🇮🇳 India

$373

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Lohaghat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Lohaghat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $373 in Lohaghat.

Cebu $918
Lohaghat $373

Estimated couple costs with rent: $1,409 in Cebu versus $587 in Lohaghat.

Cebu $1,409
Lohaghat $587

Monthly costs for a family of three with rent: $1,900 in Cebu versus $801 in Lohaghat.

Cebu $1,900
Lohaghat $801

Living in Cebu is roughly 146% more expensive than in Lohaghat, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Lohaghat 72% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.22 ₹211

39.19%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.24 ₹972

136.52%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.50 ₹332

12.00%

Cappuccino

$2.51 ₱158

$1.74 ₹165

44.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.40 ₹37.86

297.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.15 ₹14.16

253.33%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.80 ₹171

-1.11%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.88 ₹273

-24.65%

Milk (1 liter)

$1.92 ₱121

$0.66 ₹62.8

190.91%

White Bread (500g)

$1.36 ₱85.4

$0.48 ₹45.55

183.33%

Rice (white) (1kg)

$1.01 ₱63.5

$0.60 ₹56.8

68.33%

Eggs

$2.03 ₱128

$0.85 ₹80.8

138.82%

Local Cheese (1kg)

$9.86 ₱621

$4.48 ₹425

120.09%

Chicken Fillets (1kg)

$4.39 ₱277

$2.75 ₹261

59.64%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.63 ₹155

102.45%

Banana (1kg)

$1.39 ₱87.8

$0.67 ₹63.6

107.46%

Oranges (1kg)

$2.33 ₱147

$0.93 ₹87.9

150.54%

Tomato (1kg)

$1.50 ₱94.3

$0.47 ₹44.92

219.15%

Potato (1kg)

$2.36 ₱149

$0.36 ₹33.92

555.56%

Onion (1kg)

$1.90 ₱119

$0.36 ₹34.28

427.78%

Lettuce (1 head)

$1.19 ₱74.9

$0.45 ₹42.88

164.44%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.29 ₹27.35

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.09 ₹483

-41.06%

Wine (Bottle)

$6.03 ₱379

$7.18 ₹682

-16.02%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.68 ₹160

-26.79%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.57 ₹244

-31.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.95 ₹470

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.27 ₹25.43

-7.41%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.15 ₹774

55.09%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.88 ₹83.7

-12.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.22 ₹21.07

4.55%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.58 ₹150

182.28%

Gasoline (1 liter)

$1.31 ₱82.8

$1.10 ₹105

19.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.4K ₹1.2M

71.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.3K ₹1.8M

-0.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$34.85 ₹3,309

244.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.27 ₹310

328.13%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.52 ₹619

322.39%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.51 ₹1,378

122.81%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.52 ₹619

1.99%

Cinema Ticket

$5.65 ₱356

$3.27 ₹311

72.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$46.80 ₹4,444

488.27%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,328 ₹126.2K

496.03%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$21.21 ₹2,014

132.58%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$24.16 ₹2,295

4.47%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$38.66 ₹3,671

99.07%

Men's Leather Business Shoes

$57.2 ₱3,601

$27.83 ₹2,643

105.53%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$123 ₹11.6K

307.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$82.4 ₹7,829

274.60%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$246 ₹23.4K

338.13%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$181 ₹17.2K

239.81%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,090 ₹103.5K

164.78%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$535 ₹50.8K

258.23%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$518 ₹49.2K

-33.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Lohaghat: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Lohaghat

$82 22.1% 73.3% $226

Groceries & Markets

Cebu

$206 22.4%

Lohaghat

$98 26.1% 52.6% $108

Monthly Utilities & Internet

Cebu

$162 17.6%

Lohaghat

$45 12% 72.4% $117

Clothing & Footwear

Cebu

$94 10.2%

Lohaghat

$50 13.5% 46.4% $44

Eating Out

Cebu

$88 9.6%

Lohaghat

$66 17.7% 25.2% $22

Sport & Entertainment

Cebu

$44 4.8%

Lohaghat

$21 5.6% 51.7% $23

Getting Around

Cebu

$16 1.7%

Lohaghat

$11 3% 28% $4.4

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $123 in Lohaghat. Housing cost is often the main lever when comparing two cities.

Lohaghat pays 50% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $10.00 in Lohaghat for a mid-range dinner for two. Groceries echo the gap at $206 vs $98.0 per month, with Lohaghat cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Lohaghat

🕒 Local time

11:16 11:16 AM

08:46 8:46 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

8,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Lohaghat 5,010 km ≈ 7 h nonstop flight

From you

Cebu
Lohaghat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Lohaghat: Cost of Living - Frequently Asked Questions

Lohaghat is cheaper overall, especially in groceries, clothing, and eating out. The 146% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 50% lower in Lohaghat. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $123 in Lohaghat. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $373 in Lohaghat – a 146% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lohaghat runs roughly 55% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Lohaghat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Lohaghat is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Lohaghat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lohaghat gentler on the wallet – expenses run 146% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.