Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ladismith, WC

For one person, living is cheaper in Cebu: $918 a month against $1,089 in Ladismith, WC, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
53

Cost of Living Index in Ladismith, WC
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Ladismith, WC Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ladismith, WC

🇿🇦 South Africa

$1,089

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ladismith, WC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ladismith, WC actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,089 in Ladismith, WC.

Cebu $918
Ladismith, WC $1,089

Estimated couple costs with rent: $1,409 in Cebu versus $1,738 in Ladismith, WC.

Cebu $1,409
Ladismith, WC $1,738

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,388 in Ladismith, WC.

Cebu $1,900
Ladismith, WC $2,388

Living in Cebu costs roughly 16% less than in Ladismith, WC, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Ladismith, WC 19% lower.

Meal at Budget Restaurant

$3.09 ₱194

$11.93 R 196

-74.10%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$45.52 R 750

-46.79%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.87 R 96.7

-33.22%

Cappuccino

$2.51 ₱158

$2.48 R 40.91

1.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.32 R 21.80

20.45%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.97 R 15.97

-45.36%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.98 R 49.12

-40.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.69 R 60.8

-41.19%

Milk (1 liter)

$1.92 ₱121

$1.32 R 21.82

45.45%

White Bread (500g)

$1.36 ₱85.4

$1.19 R 19.61

14.29%

Rice (white) (1kg)

$1.01 ₱63.5

$2.10 R 34.58

-51.90%

Eggs

$2.03 ₱128

$3.03 R 49.98

-33.00%

Local Cheese (1kg)

$9.86 ₱621

$8.70 R 143

13.33%

Chicken Fillets (1kg)

$4.39 ₱277

$6.70 R 110

-34.48%

Beef Round Steak (1kg)

$7.60 ₱479

$9.70 R 160

-21.65%

Apples (1kg)

$3.30 ₱208

$1.83 R 30.23

80.33%

Banana (1kg)

$1.39 ₱87.8

$1.97 R 32.41

-29.44%

Oranges (1kg)

$2.33 ₱147

$1.68 R 27.60

38.69%

Tomato (1kg)

$1.50 ₱94.3

$2.12 R 34.87

-29.25%

Potato (1kg)

$2.36 ₱149

$1.55 R 25.58

52.26%

Onion (1kg)

$1.90 ₱119

$1.53 R 25.22

24.18%

Lettuce (1 head)

$1.19 ₱74.9

$1.33 R 21.88

-10.53%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.14 R 18.77

-44.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.71 R 61.1

-19.14%

Wine (Bottle)

$6.03 ₱379

$5.95 R 98.1

1.34%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.33 R 21.95

-7.52%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.13 R 35.07

-17.84%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.47 R 24.24

-82.99%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.58 R 9.54

32.76%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.85 R 14.03

-72.94%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.92 R 81.0

-9.35%

Gasoline (1 liter)

$1.31 ₱82.8

$1.36 R 22.36

-3.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.0K R 197.3K

77.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$13.3K R 218.9K

44.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$117 R 1,935

2.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$28.18 R 464

-50.32%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$30.48 R 502

-9.65%

Gym Membership (Monthly)

$32.33 ₱2,035

$31.73 R 523

1.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$10.64 R 175

-37.50%

Cinema Ticket

$5.65 ₱356

$9.19 R 151

-38.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$171 R 2,821

60.80%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,205 R 36.3K

259.08%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$47.53 R 783

3.79%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$21.38 R 352

18.05%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$68.7 R 1,132

12.04%

Men's Leather Business Shoes

$57.2 ₱3,601

$72.0 R 1,186

-20.51%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$396 R 6,520

26.22%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$362 R 5,956

-14.58%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$737 R 12.2K

46.15%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$738 R 12.2K

-16.62%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$884 R 14.6K

226.54%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$663 R 10.9K

188.87%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.97

-34.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ladismith, WC: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ladismith, WC

$362 33.2% 17.1% $53

Groceries & Markets

Cebu

$206 22.4%

Ladismith, WC

$222 20.4% 7.9% $16

Monthly Utilities & Internet

Cebu

$162 17.6%

Ladismith, WC

$176 16.2% 8.9% $14

Clothing & Footwear

Cebu

$94 10.2%

Ladismith, WC

$94 8.7% 0.4% $0.4

Eating Out

Cebu

$88 9.6%

Ladismith, WC

$174 16% 97.4% $86

Sport & Entertainment

Cebu

$44 4.8%

Ladismith, WC

$50 4.6% 14.9% $6.5

Getting Around

Cebu

$16 1.7%

Ladismith, WC

$11 * 1% 31.1% $4.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $396 in Ladismith, WC. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $46.00 in Ladismith, WC for a mid-range dinner for two. Groceries echo the gap at $206 vs $222 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇿🇦 Ladismith, WC

🕒 Local time

17:49 5:49 PM

11:49 11:49 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

7,000

💱 Currency

Philippine Peso PHP ₱

South African Rand ZAR R

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Ladismith, WC 11,800 km ≈ 15 h nonstop flight

From you

Cebu
Ladismith, WC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ladismith, WC: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 19% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,634 in Ladismith, WC to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $396 in Ladismith, WC. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Ladismith, WC. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $1,089 in Ladismith, WC – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,089 in Ladismith, WC, a $1,500 budget is realistic in Cebu but tight or insufficient in Ladismith, WC. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ladismith, WC, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ladismith, WC are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 19% less than in Ladismith, WC. Beyond cost, consider language, visa policies, and how big the international community is in each city.