Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kurume

For one person, living is cheaper in Cebu: $918 a month against $965 in Kurume, rent and utilities included – about $560 less a year. The total is higher in Kurume despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Kurume
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Kurume Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kurume

🇯🇵 Japan

$965

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kurume

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kurume actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $965 in Kurume.

Cebu $918
Kurume $965

Estimated couple costs with rent: $1,409 in Cebu versus $1,529 in Kurume.

Cebu $1,409
Kurume $1,529

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,092 in Kurume.

Cebu $1,900
Kurume $2,092

Living in Cebu costs roughly 5% less than in Kurume, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Kurume 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.43 ¥700

-30.25%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$43.67 ¥6,900

-44.54%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.81 ¥601

2.89%

Cappuccino

$2.51 ₱158

$1.91 ¥302

31.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.66 ¥104

140.91%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.55 ¥86.2

-3.64%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.20 ¥505

-44.38%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.60 ¥252

35.62%

Milk (1 liter)

$1.92 ₱121

$1.25 ¥197

53.60%

White Bread (500g)

$1.36 ₱85.4

$1.25 ¥197

8.80%

Rice (white) (1kg)

$1.01 ₱63.5

$5.13 ¥810

-80.31%

Eggs

$2.03 ₱128

$1.88 ¥296

7.98%

Local Cheese (1kg)

$9.86 ₱621

$17.85 ¥2,821

-44.76%

Chicken Fillets (1kg)

$4.39 ₱277

$5.33 ¥841

-17.64%

Beef Round Steak (1kg)

$7.60 ₱479

$19.13 ¥3,022

-60.27%

Apples (1kg)

$3.30 ₱208

$3.70 ¥584

-10.81%

Banana (1kg)

$1.39 ₱87.8

$1.87 ¥296

-25.67%

Oranges (1kg)

$2.33 ₱147

$2.89 ¥456

-19.38%

Tomato (1kg)

$1.50 ₱94.3

$3.26 ¥515

-53.99%

Potato (1kg)

$2.36 ₱149

$2.13 ¥336

10.80%

Onion (1kg)

$1.90 ₱119

$2.63 ¥416

-27.76%

Lettuce (1 head)

$1.19 ₱74.9

$1.06 ¥168

12.26%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.98 ¥154

-35.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.64 ¥575

-17.58%

Wine (Bottle)

$6.03 ₱379

$6.21 ¥981

-2.90%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.64 ¥260

-25.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.15 ¥181

52.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.51 ¥238

-83.44%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$46.98 ¥7,423

-73.09%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.96 ¥626

-80.56%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.11 ¥333

-89.10%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$17.62 ¥2,784

-74.69%

Gasoline (1 liter)

$1.31 ₱82.8

$0.60 ¥94.5

118.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.5K ¥3.4M

-1.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$17.8K ¥2.8M

7.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$210 ¥33.1K

-42.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$24.97 ¥3,944

-43.93%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$22.59 ¥3,570

21.91%

Gym Membership (Monthly)

$32.33 ₱2,035

$55.2 ¥8,724

-41.45%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$6.82 ¥1,078

-17.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$127 ¥20.1K

116.22%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$12.5K ¥2.0M

-36.42%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$48.62 ¥7,682

1.46%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$12.36 ¥1,953

104.21%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$24.78 ¥3,915

210.57%

Men's Leather Business Shoes

$57.2 ₱3,601

$31.02 ¥4,901

84.40%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$531 ¥83.9K

-5.91%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$126 ¥20.0K

144.15%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$468 ¥73.9K

130.46%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$315 ¥49.8K

95.36%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,267 ¥674.1K

-32.36%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,883 ¥297.4K

1.80%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,537 ¥242.8K

-77.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

1.97

265.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kurume: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kurume

$126 13.1% 59% $182

Groceries & Markets

Cebu

$206 22.4%

Kurume

$299 30.9% 45.1% $93

Monthly Utilities & Internet

Cebu

$162 17.6%

Kurume

$257 26.7% 59% $95

Clothing & Footwear

Cebu

$94 10.2%

Kurume

$53 5.5% 44.1% $41

Eating Out

Cebu

$88 9.6%

Kurume

$94 9.7% 6.3% $5.6

Sport & Entertainment

Cebu

$44 4.8%

Kurume

$69 7.1% 57.9% $25

Getting Around

Cebu

$16 1.7%

Kurume

$68 7% 334% $52

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $531 in Kurume. Housing cost is often the main lever when comparing two cities.

Kurume pays 344% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $44.00 in Kurume for a mid-range dinner for two. Groceries echo the gap at $206 vs $299 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇵 Kurume

🕒 Local time

15:38 3:38 PM

16:38 4:38 PM

1 h ahead of Cebu

🌤 Weather

👥 Population

964,169

303,316

💱 Currency

Philippine Peso PHP ₱

Japanese Yen JPY ¥

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kurume 2,650 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Kurume

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kurume: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 344% lower in Kurume. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $531 in Kurume. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $965 in Kurume – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 272% less than in Kurume. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $965 in Kurume, a $1,500 budget is realistic in Cebu but tight or insufficient in Kurume. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kurume, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kurume are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 5% less than in Kurume. Beyond cost, consider language, visa policies, and how big the international community is in each city.