Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kruje

For one person, living is cheaper in Cebu: $918 a month against $1,100 in Kruje, rent and utilities included – about $2,200 less a year. The total is higher in Kruje despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
52

Cost of Living Index in Kruje
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Kruje Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kruje

🇦🇱 Albania

$1,100

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kruje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kruje actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,100 in Kruje.

Cebu $918
Kruje $1,100

Estimated couple costs with rent: $1,409 in Cebu versus $1,644 in Kruje.

Cebu $1,409
Kruje $1,644

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,187 in Kruje.

Cebu $1,900
Kruje $2,187

Living in Cebu costs roughly 17% less than in Kruje, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kruje 18% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.03 ALL 808

-69.19%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.84 ALL 3,128

-37.64%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.45 ALL 600

-47.38%

Cappuccino

$2.51 ₱158

$1.91 ALL 154

31.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.83 ALL 147

-13.11%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.65 ALL 52.0

-18.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.42 ALL 195

-26.45%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.30 ALL 266

-34.24%

Milk (1 liter)

$1.92 ₱121

$1.97 ALL 158

-2.54%

White Bread (500g)

$1.36 ₱85.4

$0.91 ALL 73.4

49.45%

Rice (white) (1kg)

$1.01 ₱63.5

$2.10 ALL 169

-51.90%

Eggs

$2.03 ₱128

$2.61 ALL 211

-22.22%

Local Cheese (1kg)

$9.86 ₱621

$10.12 ALL 815

-2.57%

Chicken Fillets (1kg)

$4.39 ₱277

$8.45 ALL 681

-48.05%

Beef Round Steak (1kg)

$7.60 ₱479

$13.80 ALL 1,111

-44.93%

Apples (1kg)

$3.30 ₱208

$1.91 ALL 154

72.77%

Banana (1kg)

$1.39 ₱87.8

$2.31 ALL 186

-39.83%

Oranges (1kg)

$2.33 ₱147

$1.70 ALL 137

37.06%

Tomato (1kg)

$1.50 ₱94.3

$1.65 ALL 133

-9.09%

Potato (1kg)

$2.36 ₱149

$1.00 ALL 80.8

136.00%

Onion (1kg)

$1.90 ₱119

$1.24 ALL 99.6

53.23%

Lettuce (1 head)

$1.19 ₱74.9

$1.18 ALL 95.0

0.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.80 ALL 64.2

-21.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.23 ALL 341

-29.08%

Wine (Bottle)

$6.03 ₱379

$7.82 ALL 630

-22.89%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.60 ALL 129

-23.13%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.81 ALL 145

-3.31%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.54 ALL 43.65

-53.70%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$18.84 ALL 1,517

-32.91%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.70 ALL 298

-79.19%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.57 ALL 288

-93.56%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.68 ALL 1,504

-76.12%

Gasoline (1 liter)

$1.31 ₱82.8

$2.24 ALL 180

-41.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.6K ALL 2.7M

-36.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.4K ALL 2.0M

-21.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$60.7 ALL 4,885

98.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.34 ALL 1,316

-14.32%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.16 ALL 1,382

60.49%

Gym Membership (Monthly)

$32.33 ₱2,035

$51.5 ALL 4,149

-37.26%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$8.78 ALL 707

-35.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$99.2 ALL 7,991

177.45%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,203 ALL 660.6K

-3.47%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$48.18 ALL 3,880

2.39%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$48.28 ALL 3,888

-47.72%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$99.3 ALL 7,993

-22.46%

Men's Leather Business Shoes

$57.2 ₱3,601

$113 ALL 9,110

-49.43%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$460 ALL 37.0K

8.66%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$354 ALL 28.5K

-12.80%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$611 ALL 49.2K

76.42%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$460 ALL 37.0K

33.76%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,638 ALL 131.9K

76.23%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,108 ALL 89.2K

73.03%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$660 ALL 53.1K

-47.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

44.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kruje: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kruje

$354 32.2% 14.7% $45

Groceries & Markets

Cebu

$206 22.4%

Kruje

$247 22.5% 20.1% $41

Monthly Utilities & Internet

Cebu

$162 17.6%

Kruje

$94 8.6% 41.8% $68

Clothing & Footwear

Cebu

$94 10.2%

Kruje

$139 12.6% 48% $45

Eating Out

Cebu

$88 9.6%

Kruje

$154 14% 74.6% $66

Sport & Entertainment

Cebu

$44 4.8%

Kruje

$69 6.3% 58.4% $25

Getting Around

Cebu

$16 1.7%

Kruje

$43 3.9% 174% $27

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $460 in Kruje. Housing cost is often the main lever when comparing two cities.

Kruje pays 91% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Kruje for a mid-range dinner for two. Groceries echo the gap at $206 vs $247 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇱 Kruje

🕒 Local time

19:26 7:26 PM

13:26 1:26 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

59,814

💱 Currency

Philippine Peso PHP ₱

Albanian Lek ALL L

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ALL = 1.24 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kruje 10,400 km ≈ 13 h nonstop flight

From you

Cebu
Kruje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kruje: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 91% lower in Kruje. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $460 in Kruje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,100 in Kruje – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 49% less than in Kruje. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,100 in Kruje, a $1,500 budget is realistic in Cebu but tight or insufficient in Kruje. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kruje, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kruje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 20% less than in Kruje. Beyond cost, consider language, visa policies, and how big the international community is in each city.