Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kolobrzeg

For one person, living is cheaper in Cebu: $918 a month against $1,205 in Kolobrzeg, rent and utilities included – about $3,400 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Kolobrzeg
🇵🇱 Poland
$1,205
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Kolobrzeg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kolobrzeg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,205 in Kolobrzeg.

  • Cebu $918
  • Kolobrzeg $1,205

Estimated couple costs with rent: $1,409 in Cebu versus $2,018 in Kolobrzeg.

  • Cebu $1,409
  • Kolobrzeg $2,018

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,832 in Kolobrzeg.

  • Cebu $1,900
  • Kolobrzeg $2,832

Living in Cebu costs roughly 24% less than in Kolobrzeg, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kolobrzeg 11% lower.

Currency
🍽 Eating Out
Cebu
Kolobrzeg
Difference
Meal at Budget Restaurant
$3.09 ₱194
$9.75 zł 37.88
-68.31%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$62.5 zł 243
-61.26%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$7.75 zł 30.12
-49.42%
Cappuccino
$2.51 ₱158
$3.49 zł 13.56
-28.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.09 zł 8.14
-23.92%
Water (0.33 liter bottle)
$0.53 ₱33.43
$1.61 zł 6.26
-67.08%
Local Beer (0.5 liter draught)
$1.78 ₱112
$3.90 zł 15.13
-54.36%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$3.79 zł 14.74
-42.74%
🛒 Groceries & Markets
Cebu
Kolobrzeg
Difference
Milk (1 liter)
$1.92 ₱121
$1.05 zł 4.08
82.86%
White Bread (500g)
$1.36 ₱85.4
$1.24 zł 4.83
9.68%
Rice (white) (1kg)
$1.01 ₱63.5
$0.94 zł 3.65
7.45%
Eggs
$2.03 ₱128
$2.97 zł 11.55
-31.65%
Local Cheese (1kg)
$9.86 ₱621
$9.01 zł 34.99
9.43%
Chicken Fillets (1kg)
$4.39 ₱277
$5.93 zł 23.03
-25.97%
Beef Round Steak (1kg)
$7.60 ₱479
$11.55 zł 44.88
-34.20%
Apples (1kg)
$3.30 ₱208
$1.05 zł 4.06
214.29%
Banana (1kg)
$1.39 ₱87.8
$1.25 zł 4.86
11.20%
Oranges (1kg)
$2.33 ₱147
$1.56 zł 6.07
49.36%
Tomato (1kg)
$1.50 ₱94.3
$3.13 zł 12.17
-52.08%
Potato (1kg)
$2.36 ₱149
$0.74 zł 2.87
218.92%
Onion (1kg)
$1.90 ₱119
$1.29 zł 5.01
47.29%
Lettuce (1 head)
$1.19 ₱74.9
$1.16 zł 4.50
2.59%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.50 zł 1.94
26.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$4.68 zł 18.18
-35.90%
Wine (Bottle)
$6.03 ₱379
$6.99 zł 27.17
-13.73%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$0.74 zł 2.87
66.22%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.30 zł 5.04
34.62%
🚌 Getting Around
Cebu
Kolobrzeg
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$1.25 zł 4.87
-80.00%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$46.21 zł 180
-72.65%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$2.09 zł 8.14
-63.16%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.77 zł 2.99
-70.13%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$9.86 zł 38.30
-54.77%
Gasoline (1 liter)
$1.31 ₱82.8
$1.60 zł 6.22
-18.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$30.6K zł 119.0K
-30.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$26.7K zł 103.9K
-28.41%
🧾 Monthly Utilities & Internet
Cebu
Kolobrzeg
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$216 zł 841
-44.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$7.53 zł 29.25
85.92%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$15.21 zł 59.1
81.07%
🎉 Sport & Entertainment
Cebu
Kolobrzeg
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$50.4 zł 196
-35.81%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$13.80 zł 53.6
-51.81%
Cinema Ticket
$5.65 ₱356
$7.28 zł 28.27
-22.39%
🧸 Childcare & Education
Cebu
Kolobrzeg
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$327 zł 1,272
-15.91%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$4,550 zł 17.7K
74.04%
👕👟 Clothing & Footwear
Cebu
Kolobrzeg
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$82.8 zł 322
-40.39%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$32.69 zł 127
-22.79%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$87.6 zł 340
-12.10%
Men's Leather Business Shoes
$57.2 ₱3,601
$101 zł 392
-43.34%
🏠 Accommodation & Living
Cebu
Kolobrzeg
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$605 zł 2,351
-17.46%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$322 zł 1,250
-4.00%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$1,652 zł 6,419
-34.77%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$868 zł 3,373
-29.13%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$1,361 zł 5,289
112.02%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$886 zł 3,442
116.32%
💵 Salaries & Financials
Cebu
Kolobrzeg
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$2,268 zł 8,811
-84.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
6.53
10.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kolobrzeg: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Kolobrzeg
$322 4.2% $13
Groceries & Markets
Cebu
$206
Kolobrzeg
$200 2.7% $5.6
Monthly Utilities & Internet
Cebu
$162
Kolobrzeg
$239 47.8% $77
Clothing & Footwear
Cebu
$94
Kolobrzeg
$137 45.6% $43
Eating Out
Cebu
$88
Kolobrzeg
$185 110% $97
Sport & Entertainment
Cebu
$44
Kolobrzeg
$65 48.8% $21
Getting Around
Cebu
$16
Kolobrzeg
$57 267% $42

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $605 in Kolobrzeg. Housing cost is often the main lever when comparing two cities.

Kolobrzeg pays 556% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $63.0 in Kolobrzeg. Groceries flip the comparison at $206 vs $200, with Kolobrzeg cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇵🇱 Kolobrzeg
🕒 Local time
11:26 11:26 AM
05:26 5:26 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
43,364
💱 Currency
Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

On the map
Between locations
  • Cebu Kolobrzeg 10,240 km ≈ 13 h nonstop flight
From you
  • Cebu
  • Kolobrzeg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Kolobrzeg: Cost of Living - Frequently Asked Questions
Is Kolobrzeg cheaper than Cebu?
Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 31% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Kolobrzeg?
On paper, salaries run 556% lower in Kolobrzeg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Kolobrzeg?
Rent for a central apartment: $500 in Cebu versus $605 in Kolobrzeg. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Kolobrzeg?
All in, you'll spend $918 per month in Cebu versus $1,205 in Kolobrzeg – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 266% less than in Kolobrzeg. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Kolobrzeg?
At $918 in Cebu versus $1,205 in Kolobrzeg, a $1,500 budget is realistic in Cebu but tight or insufficient in Kolobrzeg. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Kolobrzeg more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kolobrzeg, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Kolobrzeg?
Safety-wise, Cebu and Kolobrzeg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 31% less than in Kolobrzeg. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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